$349,900

109 Breakwater Ct Joppa, MD 21085

Joppa Area

Estimated payment $2,072/month

Total Views 5,707
2 Beds
1.5 Baths
1,360 Sq Ft
$257 Price per Sq Ft

Highlights

  • Water Views
  • Open Floorplan
  • Cathedral Ceiling
  • Water Oriented
  • Deck
  • Wood Flooring

About This Home

This 2-bedroom, 1.5-bath semi-detached home is located in the desirable Rumsey Island waterfront community. Enjoy beautiful water views right from your property. Step outside to a huge composite deck, perfect for entertaining, or relaxing while taking in the scenic views. Below, a spacious paver patio provides additional outdoor living space, overlooking a nice, level backyard with plenty of room to play or garden. Inside, the bright and open layout features a skylight that floods the home with natural light and a cozy fireplace for those relaxing evenings. The main level offers comfortable living areas along with two nice-sized bedrooms and 1.5 baths. A flexible space offers the possibility for a third bedroom or convenient home office. Additional highlights include the attached garage/storage and excellent curb appeal with mature landscaping. This home perfectly blends comfortable interior living with outstanding outdoor features in a prime waterfront community location.

Listing Agent

Margaret Steen

(410) 679-8336 msteen@steenproperties.com Steen Properties Brokerage Phone: 4106798336 License #93185 Listed on: 07/03/2026

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,059

Year Built

  • Built in 1984

Lot Details

  • 5,134 Sq Ft Lot
  • Property is Fully Fenced
  • No Through Street
  • Property is in good condition

Home Design

  • Semi-Detached or Twin Home
  • Split Foyer
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • 1,360 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Dining Area
  • Water Views

Kitchen

  • Stove
  • Built-In Microwave
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Parking

  • 6 Parking Spaces
  • 4 Driveway Spaces

Outdoor Features

  • Water Oriented
  • Property is near a canal
  • Deck
  • Patio
  • Shed

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Rumsey Island Subdivision

Listing and Financial Details

  • Tax Lot 28
  • Assessor Parcel Number 1301141457

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,059

Year Built

Built in 1984

Lot Details

5,134 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1984
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dryer, Disposal, Refrigerator, Stove, Washer
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Carpet, Ceiling Fan(s), Floor Plan - Open, Skylight(s), Walk-In Closet(s), Dining Area
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1360
  • Living Area Sq Ft: 1360
  • Price Per Sq Ft: 257.28
  • Above Grade Finished Sq Ft: 1360
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick Front, Vinyl Siding
  • Roof: Asphalt, Shingle
  • View: Water
  • Water Access: No
  • Water Body Name: Gunpowder
  • Water Body Type: Canal
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 4
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Fully
  • Lot Features: No Thru Street
  • Lot Size Acres: 0.12
  • Lot Dimensions: 34.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5134.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Good
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Ground Rent Pymnt Freq: Annually
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2059.00
  • Assessor Parcel Number: 1301141457
  • Tax Lot: 28
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,951 $188,900 $0 $0
2024 $1,867 $179,000 $54,300 $124,700
2023 $1,867 $175,167 $0 $0
2022 $1,867 $171,333 $0 $0
2021 $0 $167,500 $54,300 $113,200
2020 $1,933 $167,500 $54,300 $113,200
2019 $1,933 $167,500 $54,300 $113,200
2018 $2,029 $177,400 $60,600 $116,800
2017 $1,951 $177,400 $0 $0
2016 -- $163,733 $0 $0
2015 $1,903 $156,900 $0 $0
2014 $1,903 $156,900 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/03/2026 07/03/26 For Sale $349,900 -- $257 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed $112,000 --
Deed $106,900 --
Deed $90,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $74,500 New Conventional
Previous Owner $75,000 Credit Line Revolving
Previous Owner $50,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

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Source: Bright MLS

MLS Number: MDHR2057108

Bright MLS

APN: 01-141457

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