NOT LISTED FOR SALE

114 Breakwater Ct Joppa, MD 21085

Joppa Area

Estimated Value: $410,000 - $427,000

3 Beds
2 Baths
1,584 Sq Ft
$265/Sq Ft Est. Value

Sale Details

Date Sold: December 5, 2025

Last sale price $420,000 $265 Per Sq Ft

Current estimated payment $2,499 / mo

1 Day on Market

Highlights

  • 35 Feet of Waterfront
  • Pier
  • Open Floorplan
  • 2 Dock Slips
  • Gourmet Kitchen
  • Canal View

About This Home

As of December 2025

This beautifully remodeled Semi-Detached WATERFRONT
Located on Rumsey Island Has Modern upgrades throughout the home, that blend luxury and coastal vibes. Featuring open-concept living spaces. it's perfect for relaxation or entertaining. The remodel includes a gourmet kitchen, bathrooms, coffee bar and premium flooring throughout. home offers the ultimate boating lifestyle. a private pier with two boat slips, dedicated boat and Jetski lifts, perfect for avid boaters or those seeking waterfront living. A rare gem that combines style, comfort, and unbeatable location! .

Last Agent to Sell the Property

Margaret Steen

(410) 679-8336 msteen@steenproperties.com Steen Properties License #93185 Listed on: 11/27/2025

Last Buyer's Agent

Unrepresented

datacorrect@brightmls.com Unrepresented

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,909

Year Built

  • Built in 1977

Lot Details

  • 4,556 Sq Ft Lot
  • 35 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Property is Fully Fenced
  • Property is in excellent condition

Home Design

  • Semi-Detached or Twin Home
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,584 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Bay Window
  • Family Room Off Kitchen
  • Dining Area
  • Luxury Vinyl Plank Tile Flooring
  • Canal Views
  • Attic

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on upper level
  • Washer

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Water Access
  • Property is near a canal
  • Electric Hoist or Boat Lift
  • Manual Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Patio

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Rumsey Island Subdivision

Listing and Financial Details

  • Tax Lot 38
  • Assessor Parcel Number 1301118897

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,909

Year Built

Built in 1977

Lot Details

4,556 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Ownership: Fee Simple
  • Inclusions: boat lift,Pergola
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1977
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Attic, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet
  • Window Features: Bay/Bow
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 1584
  • Living Area Sq Ft: 1584
  • Price Per Sq Ft: 277.71
  • Above Grade Finished Sq Ft: 1584
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Veneer, Frame, Vinyl Siding
  • Roof: Architectural Shingle
  • View: Canal, Water
  • Water Access Features: Boat - Powered
  • Water Access: Yes
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 35

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Fully
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4556.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2909.00
  • Assessor Parcel Number: 1301118897
  • Tax Lot: 38
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 27, 2025
Closed on
Dec 5, 2025
Sold by
Bought by
Seller's Agent
Margaret Steen
Steen Properties
Buyer's Agent
Unrepresented
Unrepresented
List Price
$439,900
Sold Price
$420,000
Premium/Discount to List
-$19,900
-4.52%
Views
78
Current Estimated Value
$420,218

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$218
Avg. Annual Appreciation
0.08%

Purchase Details

Listed on
Jan 17, 2021
Closed on
Jan 15, 2021
Sold by
Bought by
Seller's Agent
datacorrect BrightMLS
Non Subscribing Office
Buyer's Agent
Margaret Steen
Steen Properties
List Price
$348,900
Sold Price
$335,000
Premium/Discount to List
-$13,900
-3.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.73%
Original Mortgage
$318,250
Interest Rate
0.026%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 18, 2017
Sold by
Bought by

Purchase Details

Closed on
Oct 30, 1990
Sold by
Bought by

Purchase Details

Closed on
Apr 15, 1988
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$420,000 Swan Title
$335,000 Atg Title Inc
-- Express Title Solutions Inc
$140,000 --
$15,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $48,000
Previous Owner $318,250
Previous Owner $200,000
Previous Owner $50,000
Previous Owner $201,200
Previous Owner $25,000
Previous Owner $147,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/05/2025 12/05/25 Sold $420,000 -4.5% $265 / Sq Ft
11/28/2025 11/28/25 Pending -- -- --
11/27/2025 11/27/25 For Sale $439,900 +26.1% $278 / Sq Ft
01/17/2021 01/17/21 For Sale $348,900 +4.1% $220 / Sq Ft
01/15/2021 01/15/21 Sold $335,000 -- $211 / Sq Ft View Prior Sale
12/10/2020 12/10/20 Pending -- -- --
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,595 $266,900 $0 $0
2024 $2,595 $238,100 $120,400 $117,700
2023 $2,554 $234,300 $0 $0
2022 $2,512 $230,500 $0 $0
2021 $2,512 $226,700 $120,400 $106,300
2020 $2,616 $226,700 $120,400 $106,300
2019 $2,616 $226,700 $120,400 $106,300
2018 $2,812 $245,900 $147,400 $98,500
2017 $2,797 $245,900 $0 $0
2016 -- $243,300 $0 $0
2015 $3,347 $242,000 $0 $0
2014 $3,347 $242,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Margaret Steen

    Seller's Agent in 2025

    Margaret Steen

    Steen Properties

    (410) 808-2213

    74 Total Sales

    Margaret Steen
    Section Image

  • U

    Buyer's Agent in 2025

    Unrepresented

    Unrepresented

See All Agents

Map

Source: Bright MLS

MLS Number: MDHR2049840

Bright MLS

APN: 01-118897

Maryland Harford County Joppa 21085

114 Breakwater Ct, Joppa, MD

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.