NOT LISTED FOR SALE

106 Breakwater Ct Joppa, MD 21085

Joppa Area

Estimated Value: $426,000 - $458,000

3 Beds
2.5 Baths
2,004 Sq Ft
$219/Sq Ft Est. Value

Sale Details

Date Sold: July 29, 2022

Last sale price $370,000 $185 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $2,633 / mo

18 Days on Market

Highlights

  • 30 Feet of Waterfront
  • Pier
  • Creek or Stream View
  • 1 Dock Slip
  • Eat-In Gourmet Kitchen
  • Colonial Architecture

About This Home

As of July 2022

Waterfront semi-detached townhouse in Rumsey's Island. Perfect location for water lovers with your private pier and enormous deck - the perfect home for outdoor enthusiasts. One of the largest duplexes in Rumsey's Island, over 2000SF of living space, you will be wowed by the interior as well as the exterior! Walk inside to your oversized living room, ideal for hosting parties or spreading out and relaxing. The walk-through galley kitchen is tastefully updated with granite countertops, stainless steel appliances and expansive cabinetry. Eat-in kitchen is perfect for those hectic mornings, with three seat potential at the kitchen counter. Designated dining area fits the largest dinner parties, while staying open concept and allowing for free-flowing congregating. To the rear of the home, wow your guests with a custom bar top and wall of windows looking out towards the water. Laundry room and half bathroom on the main level. The gigantic deck overlooks Taylor Creek and your private pier. Upstairs you are greeted to three enormous bedrooms. The primary bedroom features an updated en-suite bath and closets galore. New carpeting runs throughout the entire upstairs. Two more oversized bedrooms and a large bathroom finish the upper level. Enjoy summer concerts on your deck and pier as the musicians float on by! Attached secure storage room. Innumerable outdoor and neighborhood activities on this vibrant Island. No HOA, no flood insurance required. Welcome home!

Last Agent to Sell the Property

Danielle Rush

(443) 901-2200 james@thewhomegroup.com Next Step Realty License #69328 Listed on: 06/09/2022

Next Step Realty

Last Buyer's Agent

Rachel Klein

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors

Cummings & Co. Realtors

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,878

Year Built

  • Built in 1977 | Remodeled in 2016

Lot Details

  • 4,590 Sq Ft Lot
  • 30 Feet of Waterfront
  • Creek or Stream
  • Property is in excellent condition

Home Design

  • Semi-Detached or Twin Home
  • Colonial Architecture
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 2,004 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Bar
  • Double Pane Windows
  • Insulated Windows
  • Insulated Doors
  • Family Room
  • Living Room
  • Dining Room
  • Utility Room
  • Carpet
  • Creek or Stream Views

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • On-Street Parking
  • Off-Street Parking

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • Waterski or Wakeboard
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Deck
  • Outdoor Storage

Location

  • Property is near creek

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 34
  • Assessor Parcel Number 1301123033

Community Details

Overview

  • No Home Owners Association
  • Rumsey Island Subdivision

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,878

Year Built

Built in 1977 | Remodeled in 2016

Lot Details

4,590 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2022-06-09
  • Year Built: 1977
  • Year Renovated: 2016
  • Automatically Close On Close Date: No
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Exhaust Fan, Microwave, Oven/Range - Gas, Refrigerator, Water Heater, Built-In Microwave, Dryer, Stainless Steel Appliances, Washer
  • Interior Amenities: Kitchen - Gourmet, Breakfast Area, Dining Area, Kitchen - Eat-In, Primary Bath(s), Upgraded Countertops, Bar, Carpet, Floor Plan - Traditional, Tub Shower
  • Window Features: Insulated, Double Pane
  • Fireplace: No
  • Door Features: Insulated
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Utility Room, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 2004
  • Living Area Sq Ft: 2004
  • Price Per Sq Ft: 192.12
  • Above Grade Finished Sq Ft: 2004
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination, Brick
  • Exterior Features: Secure Storage
  • Spa: No
  • View: Water, Creek/Stream
  • Water Access Features: Boat - Powered, Canoe/Kayak, Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: TAYLOR CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 30

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway, Asphalt Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 146200.00
  • Land Assessed Value: 120400.00
  • Lot Size Acres: 0.11
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4590.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent, Very Good
  • Zoning: R3
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5447126
  • Tax Annual Amount: 2878.00
  • Assessor Parcel Number: 1301123033
  • Tax Lot: 34
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2022
Closed on
Aug 12, 2022
Sold by
Bought by
Seller's Agent
Danielle Rush
Next Step Realty
Buyer's Agent
Rachel Klein
Cummings & Co. Realtors
List Price
$399,000
Sold Price
$370,000
Premium/Discount to List
-$29,000
-7.27%
Current Estimated Value
$438,740

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$68,740
Avg. Annual Appreciation
4.35%
Original Mortgage
$357,651
Interest Rate
0.0525%
Mortgage Type
FHA

Purchase Details

Listed on
Jun 10, 2016
Closed on
Aug 31, 2016
Sold by
Bought by
Seller's Agent
Roger Hughes
D. E. Hughes Realty Company
Buyer's Agent
Deanna Northup
Northup Real Estate
List Price
$315,000
Sold Price
$295,000
Premium/Discount to List
-$20,000
-6.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.91%
Original Mortgage
$5,000
Interest Rate
0.0343%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Listed on
Feb 16, 2016
Closed on
Feb 25, 2016
Sold by
Bought by
Seller's Agent
Frederick Golding
RE/MAX Advantage Realty
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$199,500
Sold Price
$148,575
Premium/Discount to List
-$50,925
-25.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
305.43%

Purchase Details

Closed on
Aug 12, 2015
Sold by
Bought by

Purchase Details

Closed on
Jul 16, 2004
Sold by
Bought by

Purchase Details

Closed on
Dec 24, 1997
Sold by
Bought by

Purchase Details

Closed on
Dec 14, 1990
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$370,000 Certified Title
$295,000 Attorney
$148,575 Fidelity Natl Title Ins Co
$264,334 None Available
-- --
$156,500 --
$133,300 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $357,651
Previous Owner $5,000
Previous Owner $286,150
Previous Owner $60,000
Previous Owner $264,750
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/29/2022 07/29/22 Sold $370,000 -3.9% $185 / Sq Ft
06/28/2022 06/28/22 Pending -- -- --
06/23/2022 06/23/22 Price Changed $385,000 -3.5% $192 / Sq Ft
06/09/2022 06/09/22 For Sale $399,000 +35.3% $199 / Sq Ft
09/01/2016 09/01/16 Sold $295,000 -1.6% $147 / Sq Ft View Prior Sale
08/01/2016 08/01/16 Pending -- -- --
07/07/2016 07/07/16 Price Changed $299,900 -4.8% $150 / Sq Ft
06/10/2016 06/10/16 For Sale $315,000 +112.0% $157 / Sq Ft
03/07/2016 03/07/16 Sold $148,575 -25.5% $74 / Sq Ft View Prior Sale
02/16/2016 02/16/16 Pending -- -- --
02/16/2016 02/16/16 For Sale $199,500 -- $100 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,906 $300,767 $0 $0
2024 $2,906 $266,600 $120,400 $146,200
2023 $2,854 $261,900 $0 $0
2022 $1,402 $257,200 $0 $0
2021 $5,792 $252,500 $120,400 $132,100
2020 $2,914 $252,500 $120,400 $132,100
2019 $2,914 $252,500 $120,400 $132,100
2018 $3,081 $270,000 $147,400 $122,600
2017 $3,050 $270,000 $0 $0
2016 -- $266,733 $0 $0
2015 $3,734 $265,100 $0 $0
2014 $3,734 $265,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2012306

Bright MLS

APN: 01-123033

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