602 Monterey Ct Joppa, MD 21085
Joppa AreaEstimated payment $3,196/month
Highlights
- Parking available for a boat
- Canoe or Kayak Water Access
- 0.41 Acre Lot
- Home fronts navigable water
- Fishing Allowed
- Open Floorplan
About This Home
Welcome to the highly sought-after water-oriented community of Rumsey Island — this beautifully updated modern Colonial offers the perfect combination of space, comfort, and lifestyle. Featuring 5 bedrooms and 3 full baths, this home is situated on one of the largest lots in the community and tucked away on a quiet court with minimal traffic. Natural light pours throughout the home, accentuating the stunning wood floors and spacious layout. Large bedrooms can be found on every level, each offering ample closet space, while the primary suite boasts an impressive walk-in closet. Storage is abundant throughout the home, providing functionality rarely found in homes of this size. The oversized kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, generous counter space, and room for gatherings of all sizes. Just off the kitchen, the large screened-in porch overlooks the backyard and creates the perfect setting for hosting crab feasts, summer cookouts, or simply unwinding after a long day. The fully finished lower level adds incredible flexibility with 2 bedrooms, 1 full bath, a cozy fireplace, and expansive living space ideal for guests, recreation, a home office, or multi-generational living. Outside, the property continues to impress with an attached garage, a 3-car driveway, and additional extra-large parking space perfect for RV or boat storage. Enjoy easy access to nearby water, scenic trails, and popular fishing spots all within walking distance. Rumsey Island is known for its welcoming atmosphere and community events throughout the year for all ages, making this more than just a home — it’s a lifestyle. With countless updates and upgrades completed over the years, this move-in ready property offers peace of mind and exceptional value. This is a rare opportunity you do not want to miss. ** PLEASE CONTACT CO-AGENT WITH ALL QUESTIONS **
Listing Agent
(410) 583-0400 gschlectic@homesale.com Berkshire Hathaway HomeServices Homesale Realty Brokerage Phone: 4105830400 License #632462 Listed on: 06/09/2026
Co-Listing Agent
(410) 583-0400 gschlectic@homesale.com Berkshire Hathaway HomeServices Homesale Realty Brokerage Phone: 4105830400 License #646069
Open House Schedule
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Saturday, July 18, 202612:00 to 2:00 pm7/18/2026 12:00:00 PM +00:007/18/2026 2:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,980
Year Built
- Built in 1967
Lot Details
- 17,700 Sq Ft Lot
- Home fronts navigable water
- Wood Fence
- Back Yard Fenced
- Property is in excellent condition
- Property is zoned R3
Parking
- 1 Car Direct Access Garage
- 3 Driveway Spaces
- Front Facing Garage
- On-Street Parking
- Parking available for a boat
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Architectural Shingle Roof
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Wood Burning Fireplace
- Family Room Off Kitchen
- Dining Area
Kitchen
- Electric Oven or Range
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Flooring
- Engineered Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- Walk-In Closet
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on lower level
- Washer and Dryer Hookup
Finished Basement
- Walk-Out Basement
- Interior and Exterior Basement Entry
- Basement Windows
Outdoor Features
- Canoe or Kayak Water Access
- Property near a bay
Utilities
- 90% Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 5
- Assessor Parcel Number 1301133101
Community Details
Overview
- No Home Owners Association
- Rumsey Island Subdivision
Recreation
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,692 | $456,933 | $0 | $0 |
| 2024 | $4,692 | $430,500 | $82,800 | $347,700 |
| 2023 | $4,057 | $372,233 | $0 | $0 |
| 2022 | $3,422 | $313,967 | $0 | $0 |
| 2021 | $6,844 | $255,700 | $82,800 | $172,900 |
| 2020 | $2,951 | $255,700 | $82,800 | $172,900 |
| 2019 | $2,951 | $255,700 | $82,800 | $172,900 |
| 2018 | $3,146 | $272,600 | $92,500 | $180,100 |
| 2017 | $2,879 | $272,600 | $0 | $0 |
| 2016 | -- | $251,733 | $0 | $0 |
| 2015 | $2,885 | $241,300 | $0 | $0 |
| 2014 | $2,885 | $241,300 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/05/2026 07/05/26 | Price Changed | $514,900 | -1.9% | $226 / Sq Ft | |
| 06/09/2026 06/09/26 | For Sale | $524,900 | +16.6% | $230 / Sq Ft | |
| 11/12/2021 11/12/21 | Sold | $450,000 | 0.0% | $197 / Sq Ft | View Prior Sale |
| 10/11/2021 10/11/21 | Pending | -- | -- | -- | |
| 09/24/2021 09/24/21 | For Sale | $450,000 | -- | $197 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $450,000 | Heritage Title Ltd | |
| Interfamily Deed Transfer | -- | Title Inc | |
| Quit Claim Deed | $252,300 | Title Inc | |
| Deed | $252,300 | -- | |
| Deed | $225,000 | Title Inc | |
| Deed | $126,150 | -- | |
| Deed | $225,000 | -- | |
| Quit Claim Deed | -- | Title Inc | |
| Deed | $296,325 | -- | |
| Deed | $307,000 | -- | |
| Deed | $279,000 | -- | |
| Deed | $175,900 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $441,849 | FHA | |
| Closed | $441,849 | FHA | |
| Previous Owner | $210,900 | New Conventional | |
| Previous Owner | $219,296 | FHA | |
| Previous Owner | $219,296 | FHA | |
| Previous Owner | $219,296 | FHA | |
| Previous Owner | $323,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $307,000 | Purchase Money Mortgage |
Source: Bright MLS
MLS Number: MDHR2055278
APN: 01-133101
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