$524,900
COMING SOON JUN 30, 2026

602 Monterey Ct Joppa, MD 21085

Estimated payment $3,261/month

Total Views 1,973
5 Beds
3 Baths
2,282 Sq Ft
0.41 Acres Lot

Highlights

  • Parking available for a boat
  • Canoe or Kayak Water Access
  • 0.41 Acre Lot
  • Home fronts navigable water
  • Fishing Allowed
  • Open Floorplan

About This Home

Coming soon in the highly sought-after water-oriented community of Rumsey Island — this beautifully updated modern Colonial offers the perfect combination of space, comfort, and lifestyle. Featuring 5 bedrooms and 3 full baths, this home is situated on one of the largest lots in the community and tucked away on a quiet court with minimal traffic. Natural light pours throughout the home, accentuating the stunning wood floors and spacious layout. Large bedrooms can be found on every level, each offering ample closet space, while the primary suite boasts an impressive walk-in closet. Storage is abundant throughout the home, providing functionality rarely found in homes of this size. The oversized kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, generous counter space, and room for gatherings of all sizes. Just off the kitchen, the large screened-in porch overlooks the backyard and creates the perfect setting for hosting crab feasts, summer cookouts, or simply unwinding after a long day. The fully finished lower level adds incredible flexibility with 2 bedrooms, 1 full bath, a cozy fireplace, and expansive living space ideal for guests, recreation, a home office, or multi-generational living. Outside, the property continues to impress with an attached garage, a 3-car driveway, and additional extra-large parking space perfect for RV or boat storage. Enjoy easy access to nearby water, scenic trails, and popular fishing spots all within walking distance. Rumsey Island is known for its welcoming atmosphere and community events throughout the year for all ages, making this more than just a home — it’s a lifestyle. With countless updates and upgrades completed over the years, this move-in ready property offers peace of mind and exceptional value. This is a rare opportunity you do not want to miss. ** PLEASE CONTACT CO-AGENT WITH ALL QUESTIONS **

Listing Agent

Robert Breeden

(410) 583-0400 gschlectic@homesale.com Berkshire Hathaway HomeServices Homesale Realty Brokerage Phone: 4105830400 License #632462 Listed on: 05/18/2026

Berkshire Hathaway HomeServices Homesale Realty

Co-Listing Agent

Rochelle Walker

(410) 583-0400 gschlectic@homesale.com Berkshire Hathaway HomeServices Homesale Realty Brokerage Phone: 4105830400 License #646069

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,980

Year Built

  • Built in 1967

Lot Details

  • 17,700 Sq Ft Lot
  • Home fronts navigable water
  • Wood Fence
  • Back Yard Fenced
  • Property is in excellent condition
  • Property is zoned R3

Parking

  • 1 Car Direct Access Garage
  • 3 Driveway Spaces
  • Front Facing Garage
  • On-Street Parking
  • Parking available for a boat

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Family Room Off Kitchen
  • Dining Area

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on lower level
  • Washer and Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Basement Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Property near a bay

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Listing and Financial Details

  • Coming Soon on 6/30/26
  • Tax Lot 5
  • Assessor Parcel Number 1301133101

Community Details

Overview

  • No Home Owners Association
  • Rumsey Island Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,980

Year Built

Built in 1967

Lot Details

0.41 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 6/30/2026 12:00:00 AM
  • Year Built: 1967
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer/Dryer Hookups Only, Water Heater
  • Flooring Type: Engineered Wood, Carpet, Ceramic Tile
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished, Interior Access, Outside Entrance, Walkout Level, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2282
  • Living Area Sq Ft: 2282
  • Price Per Sq Ft: 331.80
  • Above Grade Finished Sq Ft: 1582
  • Below Grade Finished Sq Ft: 700
  • Total Below Grade Sq Ft: 700
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Boat Storage
  • Roof: Architectural Shingle
  • Water Access Features: Canoe/Kayak, Fishing Allowed
  • Water Access: Yes
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Driveway, On Street
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Fully, Rear, Wood
  • Lot Size Acres: 0.41
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17700.00
  • Property Condition: Excellent
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4980.00
  • Assessor Parcel Number: 1301133101
  • Tax Lot: 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,692 $456,933 $0 $0
2024 $4,692 $430,500 $82,800 $347,700
2023 $4,057 $372,233 $0 $0
2022 $3,422 $313,967 $0 $0
2021 $6,844 $255,700 $82,800 $172,900
2020 $2,951 $255,700 $82,800 $172,900
2019 $2,951 $255,700 $82,800 $172,900
2018 $3,146 $272,600 $92,500 $180,100
2017 $2,879 $272,600 $0 $0
2016 -- $251,733 $0 $0
2015 $2,885 $241,300 $0 $0
2014 $2,885 $241,300 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/12/2021 11/12/21 Sold $450,000 0.0% $197 / Sq Ft View Prior Sale
10/11/2021 10/11/21 Pending -- -- --
09/24/2021 09/24/21 For Sale $450,000 -- $197 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $450,000 Heritage Title Ltd
Interfamily Deed Transfer -- Title Inc
Deed $225,000 --
Deed $252,300 --
Deed $126,150 --
Quit Claim Deed $252,300 Title Inc
Deed $225,000 Title Inc
Deed $252,300 --
Quit Claim Deed -- Title Inc
Deed $225,000 --
Deed $126,150 --
Deed $296,325 --
Deed $307,000 --
Deed $307,000 --
Deed $279,000 --
Deed $175,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $441,849 FHA
Closed $441,849 FHA
Previous Owner $210,900 New Conventional
Previous Owner $219,296 FHA
Previous Owner $219,296 FHA
Previous Owner $219,296 FHA
Previous Owner $219,296 FHA
Previous Owner $307,000 Purchase Money Mortgage
Previous Owner $307,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDHR2055278

Bright MLS

APN: 01-133101

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