$389,999
PENDING $10K PRICE DROP

3504 Shorewood Dr Kissimmee, FL 34746

Estimated payment $2,736/month

Total Views 1,706
3 Beds
3 Baths
2,390 Sq Ft
$163 Price per Sq Ft

Highlights

  • Access To Lake
  • Home fronts a pond
  • Pond View
  • Fitness Center
  • Gated Community
  • Clubhouse

About This Home

Under contract-accepting backup offers. FIXER UPPER ALERT at a new low price! Great house for a 203(k) Loan! Welcome to 3504 Shorewood Drive in the stunning, guard-gated resort community of Bellalago—where resort-style living meets real-world opportunity! Listed at just $400,000, this spacious split floor plan offers ***3 BEDROOMS, 3 FULL BATHROOMS (1 hall and 2 in suite), a bonus room perfect for an office or den, and a rare THREE-car garage.***. There’s no one directly in front or behind you, and a peaceful pond view awaits from the screened back patio (once the screens are replaced and it gets a deep clean!). Inside, you’ll find cherry cabinets, granite countertops, crown molding throughout, and both the primary bedroom and Bedroom 2 feature private in-suite bathrooms—a rare and thoughtful layout for guests or multi-gen living. Now, let’s talk about the “opportunity”: the roof has seen better days, and the resulting water damage is mostly visible in the office area and a few other spots. There’s also some flooring damage in the primary bedroom due to water intrusion. The back patio needs some TLC, and the home is being sold without appliances—but that’s your chance to truly make it your own. With recent sales in Bellalago of "like" homes ranging from $525,000 to $560,000, this price is an absolute bargain for anyone ready to roll up their sleeves and build some instant equity. The community features access to Lake Toho, a private boat ramp, fishing pier, boardwalk, full-service restaurant, splash pad, water slides, volleyball courts, playgrounds, and not one but two fitness centers offering yoga and dance classes. Students can attend Bellalago Academy (K–8) and Liberty High School. With 24-hour security and a lifestyle that feels like a year-round vacation, this home is your chance to get into something special—at a price that leaves room for upgrades and personal touches. Bring your vision and your flip-flops... because the Florida lifestyle is calling! *Ask your agent for additional photos of the interior work needed*

Listing Agent

Heather Oleson

COLDWELL BANKER RESIDENTIAL RE Brokerage Phone: 407-647-1211 License #3130444 Listed on: 07/06/2025

COLDWELL BANKER RESIDENTIAL RE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,024

Year Built

  • Built in 2003

Lot Details

  • 10,411 Sq Ft Lot
  • Home fronts a pond
  • North Facing Home
  • Level Lot
  • Cleared Lot
  • Property is zoned OPUD

HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Mediterranean Architecture
  • Fixer Upper
  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 2,390 Sq Ft Home
  • Built-In Features
  • Crown Molding
  • Coffered Ceiling
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Den
  • Inside Utility
  • Laundry Room
  • Pond Views

Kitchen

  • Dinette
  • Stone Countertops

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Covered Patio or Porch
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Wheelchair Access
  • Reclaimed Water Irrigation System

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, cable TV, pool, recreational facilities
  • Derek Pinto Association, Phone Number (407) 848-1904
  • Visit Association Website
  • Bellalago Club Association, Phone Number (800) 337-5850
  • Bellalago Subdivision
  • The community has rules related to building or community restrictions, deed restrictions, allowable golf cart usage in the community
  • Community features wheelchair access

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,024

Year Built

Built in 2003

Lot Details

0

HOA Fees

$324 per month

Parking

3

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV, Pool, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Fixer
  • Property Sub Type: Single Family Residence
  • Architectural Style: Mediterranean
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2390
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 2003
  • Building Area Total: 3405
  • Lot Size Sq Ft: 10411
  • Directions to Property: Northeast on I-4 exit at Osceola Parkway (CR-522), just east of the Disney area. Head east on Osceola Parkway for about 6 miles. After crossing U.S.441/US?17/US 92 (Orange Blossom Trail), continue straight. Stay on Osceola Parkway until you reach Pleasant Hill Road. Make a left onto Pleasant Hill Road and drive north for approximately 3 miles. Turn right onto Shorewood Drive.
  • Status: Pending
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1046393
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 163.18
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Amenities Additional Fees: Basic cable/internet included in HOA dues. As of March 2025 services are switching to Hotwire. Owner can stay with Charter Spectrum if they so choose, however the Association will no longer cover the basic services as of March 2025.
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Canal Front,Community Boat Ramp,Dock,Fishing,Lake,Private Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 407-647-1211
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat
  • Appliances Included: None
  • Foundation Details: Concrete Perimeter, Slab
  • Total Bedrooms: 3
  • Levels: One
  • Street Number Modifier: 3504
  • Additional Rooms: Den/Library/Office,Inside Utility
  • Living Area Meters: 222.04
  • Room Count: 7

Exterior Features

  • Direction Faces: North
  • Exterior Features: Lighting, Other
  • Roof: Tile
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras YN: 0
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2013-06-18
  • Flood Zone Panel: 12097C0235G
  • Additional Water Information: This community has a private boat ramp allowing access to Lake Toho. There is a fishing pier as well.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Irrigation-Reclaimed Water, Park, Playground, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s), Wheelchair Access
  • Association Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s), Wheelchair Access
  • Association Fee: 159.29
  • Association Fee Frequency: Monthly
  • Association Name: DEREK PINTO
  • Phone: 407.848.1904
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 165
  • Association #2 Fee Frequency: Monthly
  • Association: Bellalago Club
  • Association Phone #2: 800-337-5850
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: Owners must comply with community rules. All pet ownership & restrictions also fall under Osceola County Ordinance, including leash laws, waste cleanup requirements, & prohibited breeds. Certain additional breed or size restrictions may apply;Check w/HOA
  • Association Fee Requirement: Required
  • Association Email: Derek.Pinto@fsresidential.com
  • Association URL: https://fsrauthserv.connectresident.com

Fee Information

  • Total Annual Fees: 3891.48
  • Total Monthly Fees: 324.29
  • Monthly HOA Amount: 159.29

Lot Info

  • Zoning: OPUD
  • Parcel Number: 29-26-29-2644-0001-2400
  • Additional Parcels: No
  • Lot Features: Cleared, Level, Sidewalk, Paved
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 967
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Breed Restrictions, Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Minimum 6 month lease, no more than two leases per year. Association needs to have a copy of the signed lease and any property management agreement. Short term rentals (Airbnb/VRBO) are not permitted.

Tax Info

  • Tax Annual Amount: 4024
  • Tax Block: 1
  • Tax Book Number: 14-159-168
  • Tax Lot: 240

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Rental Process: Complete the HOA rental application (available from the HOA office or property manager). Submit the signed lease agreement with the application. Pay any applicable processing fees. Await written approval from the HOA before occupancy.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,952 $259,232 -- --
2023 $3,952 $251,682 $0 $0
2022 $3,799 $244,352 $0 $0
2021 $3,770 $237,235 $0 $0
2020 $3,720 $233,960 $0 $0
2019 $3,697 $228,700 $37,700 $191,000
2018 $3,955 $208,700 $26,600 $182,100
2017 $2,862 $175,702 $0 $0
2016 $2,825 $172,089 $0 $0
2015 $2,862 $170,893 $0 $0
2014 $2,812 $169,537 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 Pending -- -- --
08/11/2025 08/11/25 Price Changed $389,999 -2.5% $163 / Sq Ft
07/06/2025 07/06/25 For Sale $400,000 +112.8% $167 / Sq Ft
07/03/2016 07/03/16 Off Market $188,000 -- --
09/07/2012 09/07/12 Sold $188,000 0.0% $79 / Sq Ft
07/13/2012 07/13/12 Pending -- -- --
07/10/2012 07/10/12 For Sale $188,000 -- $79 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $238,000 Paragon Title Group Inc
Special Warranty Deed -- New House Title Llc
Trustee Deed -- None Available
Deed $249,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $243,117 VA
Previous Owner $60,000 Credit Line Revolving
Previous Owner $199,400 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: O6319449

Stellar MLS

APN: 29-26-29-2644-0001-2400