NOT LISTED FOR SALE

Estimated Value: $407,000 - $432,000

3 Beds
2 Baths
1,578 Sq Ft
$265/Sq Ft Est. Value

About This Home

This home is located at 3505 Vernal Ct, Merced, CA 95340 and is currently estimated at $417,816, approximately $264 per square foot. 3505 Vernal Ct is a home located in Merced County with nearby schools including Allan Peterson Elementary School, Herbert H. Cruickshank Middle School, and Merced High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 26, 2024
Sold by
Spinardi Sharon E
Bought by
Sharon E Spinardi 2020 Trust and Spinardi
Current Estimated Value
$416,675

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Outstanding Balance
$58,894
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$358,110

Purchase Details

Closed on
Dec 3, 2020
Sold by
Spinardi Sharon E
Bought by
Spinardi Sharon E and The Sharon E Spinardi 2020 Tru

Purchase Details

Closed on
Feb 7, 2018
Sold by
Spinardi Sharon and Gipson Richard E
Bought by
Gipson Richard E and Spinardi Sharon E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,200
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 23, 2005
Sold by
Gipson Richard E and Spinardi Sharon E
Bought by
Gipson Richard E and Spinardi Sharon E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Interest Rate
5.46%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 29, 1999
Sold by
Spinardi Sharon E and Gipson Richard E
Bought by
Gipson Richard E and Spinardi Sharon
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sharon E Spinardi 2020 Trust -- Fidelity National Title Compan
Spinardi Sharon E -- Fidelity National Title Compan
Spinardi Sharon E -- None Available
Spinardi Sharon E -- None Available
Gipson Richard E -- First American Title Company
Spinardi Sharon -- First American Title Company
Gipson Richard E -- --
Gipson Richard E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spinardi Sharon E $70,000
Previous Owner Spinardi Sharon $239,200
Previous Owner Spinardi Sharon E $60,200
Previous Owner Gipson Richard L $234,000
Previous Owner Gipson Richard E $80,000
Previous Owner Gipson Richard E $50,000
Previous Owner Gipson Richard E $142,300
Previous Owner Gipson Richard E $143,700
Previous Owner Spinardi Sharon E $35,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,359 $225,441 $59,513 $165,928
2024 $2,359 $221,022 $58,347 $162,675
2023 $2,326 $216,689 $57,203 $159,486
2022 $2,294 $212,441 $56,082 $156,359
2021 $2,288 $208,277 $54,983 $153,294
2020 $2,303 $206,143 $54,420 $151,723
2019 $2,269 $202,102 $53,353 $148,749
2018 $2,073 $198,140 $52,307 $145,833
2017 $2,148 $194,256 $51,282 $142,974
2016 $2,114 $190,448 $50,277 $140,171
2015 $2,080 $187,588 $49,522 $138,066
2014 $2,035 $183,914 $48,552 $135,362
Source: Public Records

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