3506 Cardiff Ln Matthews, NC 28104
Estimated payment $4,271/month
Highlights
- Water Views
- Golf Course Community
- Clubhouse
- Stallings Elementary School Rated A
- Open Floorplan
- Deck
About This Home
Exquisite LAKE VIEW Home in Coveted Shannamara
Welcome to a truly special residence in one of Union County’s most desirable communities. Nestled in Shannamara, this home combines timeless elegance with everyday comfort, all while offering breathtaking lake and golf course views that capture the essence of Carolina living.
From the moment you arrive, the curb appeal sets the tone with a professionally landscaped yard that frames the home beautifully. Step inside and you’re greeted by fresh paint throughout, gleaming hardwood floors, and soaring windows that invite abundant natural light while showcasing serene outdoor vistas.
The expansive main living area flows effortlessly into the bright kitchen and breakfast nook, creating the perfect setting for casual family meals or lively entertaining. The kitchen itself is designed to be the heart of the home, with generous counter space, abundant cabinetry, and open sightlines to the living room and beyond.
Also on the main floor is a dedicated office—ideal for working from home—and the impressive primary suite. This retreat delights with molded tray ceilings, a bay window overlooking the lush gardens, and a spa-inspired ensuite bath featuring dual vanities, a soaking tub, and a separate shower—a true sanctuary for relaxation.
Upstairs, discover four additional bedrooms, each with its own walk-in closet providing exceptional storage. A large loft area offers flexible space for recreation, study, or relaxation, and opens to a private upper deck where panoramic views of the lake and the fairways of The Divide Golf Club stretch out beneath endless Carolina skies.
Outdoor living is where this property truly shines. Step onto the lower deck, perfect for a swing bed or cozy seating arrangement, and take in the tranquil water views beyond the tree-lined backyard. A charming firepit courtyard beckons for evening gatherings under the stars, while the spacious lawn provides room for play or gardening.
Life in Shannamara means more than just a home—it’s an entire lifestyle. The community offers an impressive suite of amenities designed for leisure, fitness, and fun. Spend summer days at the large resort-style swimming pool and dedicated children’s pool, gather with friends at the clubhouse, or watch the kids laugh and play at the community playground. Active residents will enjoy lighted tennis courts and pickleball courts, along with walking and biking opportunities throughout the neighborhood. For golf enthusiasts, The Divide Golf Club is right at your doorstep, featuring a highly regarded 18-hole course, practice facilities, and even a walk-up driving range just yards away from this home. It’s the ultimate convenience for both beginners and seasoned players alike.
Beyond the neighborhood, the location offers the best of both worlds: tucked away in a serene Union County setting yet only minutes from Matthews, Ballantyne, and Uptown Charlotte. You’ll appreciate convenient access to shopping, dining, and commuter routes, as well as the advantage of being zoned for highly rated Union County schools.
This home is more than just a place to live—it’s a retreat, a gathering place, and a launching point for all that the Charlotte metro area has to offer. With its incredible views, abundant living space, and access to unmatched amenities, this is the rare property that checks every box.
? Your dream lakefront and golf course lifestyle awaits in Shannamara.
Listing Agent
Carolina Realty Advisors Brokerage Email: batistaclt@gmail.com License #277872 Listed on: 05/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,907
Year Built
- Built in 1997
Lot Details
- Level Lot
- Irrigation
- Wooded Lot
- Property is zoned AQ8
HOA Fees
- $48 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Property Views
- Water
- Golf Course
Home Design
- Composition Roof
- Four Sided Brick Exterior Elevation
Interior Spaces
- 2-Story Property
- Open Floorplan
- Wired For Data
- Built-In Features
- Ceiling Fan
- Entrance Foyer
- Living Room with Fireplace
- Crawl Space
- Pull Down Stairs to Attic
Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- Walk-In Closet
Laundry
- Laundry Room
- Electric Dryer Hookup
Outdoor Features
- Pond
- Balcony
- Deck
- Patio
- Fire Pit
Schools
- Stallings Elementary School
- Porter Ridge Middle School
- Porter Ridge High School
Utilities
- Forced Air Zoned Cooling and Heating System
- Heating System Uses Natural Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 07-054-581
Community Details
Overview
- Braesael Management Association, Phone Number (704) 847-3507
- Shannamara Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
- Clubhouse
Recreation
- Golf Course Community
- Tennis Courts
- Recreation Facilities
- Community Playground
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,907 | $449,000 | $87,900 | $361,100 |
| 2023 | $3,740 | $449,000 | $87,900 | $361,100 |
| 2022 | $3,719 | $449,000 | $87,900 | $361,100 |
| 2021 | $3,719 | $449,000 | $87,900 | $361,100 |
| 2020 | $3,953 | $392,800 | $72,500 | $320,300 |
| 2019 | $3,953 | $392,800 | $72,500 | $320,300 |
| 2018 | $3,953 | $392,800 | $72,500 | $320,300 |
| 2017 | $4,078 | $389,800 | $72,500 | $317,300 |
| 2016 | $4,061 | $389,800 | $72,500 | $317,300 |
| 2015 | $4,110 | $389,800 | $72,500 | $317,300 |
| 2014 | $2,519 | $352,590 | $75,000 | $277,590 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/03/2025 09/03/25 | Price Changed | $735,000 | -2.0% | $212 / Sq Ft |
| 08/08/2025 08/08/25 | Price Changed | $749,900 | -2.0% | $217 / Sq Ft |
| 07/31/2025 07/31/25 | Price Changed | $765,000 | -1.3% | $221 / Sq Ft |
| 07/17/2025 07/17/25 | Price Changed | $775,000 | -1.9% | $224 / Sq Ft |
| 05/30/2025 05/30/25 | For Sale | $790,000 | -- | $228 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $353,000 | -- | |
| Warranty Deed | $265,000 | -- | |
| Deed | $125,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $282,400 | Fannie Mae Freddie Mac | |
| Previous Owner | $212,000 | No Value Available | |
| Closed | $26,500 | No Value Available |
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4261247
APN: 07-054-581
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