3507 Spencer St Charlotte, NC 28205
North Charlotte Neighborhood
3
Beds
2.5
Baths
1,706
Sq Ft
$300/mo
HOA Fee
Highlights
- Wood Flooring
- Covered Patio or Porch
- Central Heating and Cooling System
- Terrace
- Laundry Room
- Ceiling Fan
About This Home
As of April 2025Experience urban sophistication in The Terraces at Steel Gardens, the most desirable section of this sought-after community. This stunning 3-bedroom townhome in the heart of NoDa offers an airy, open layout flooded with natural light. Freshly updated with new carpet and paint, it’s completely move-in ready. The main level features an inviting open-concept design, seamlessly connecting the kitchen and living area. Upstairs, two spacious secondary bedrooms share a full bath, with laundry conveniently nearby. The third floor is a private retreat, boasting a luxurious primary suite with a well-appointed bath and direct access to a large covered terrace—perfect for relaxing or entertaining. Ideally located just steps from NoDa’s vibrant dining, craft breweries, live music venues, neighborhood park, and dog park, this home offers not just a place to live, but a dynamic lifestyle in one of Charlotte’s most exciting neighborhoods.
Last Agent to Sell the Property
Coldwell Banker Realty Brokerage Email: cindyeferguson@gmail.com License #280367 Listed on: 02/05/2025
Co-Listed By
Coldwell Banker Realty Brokerage Email: cindyeferguson@gmail.com License #282143
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,444
Year Built
- Built in 2015
Lot Details
- Back Yard Fenced
HOA Fees
- $300 Monthly HOA Fees
Home Design
- Brick Exterior Construction
- Slab Foundation
- Hardboard
Interior Spaces
- 3-Story Property
- Ceiling Fan
- Insulated Windows
- Laundry Room
Kitchen
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- On-Street Parking
- 1 Assigned Parking Space
Outdoor Features
- Covered Patio or Porch
- Terrace
Schools
- Villa Heights Elementary School
- Eastway Middle School
- Garinger High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 091-068-02
Community Details
Overview
- Tsg HOA
- Mid-Rise Condominium
- The Terraces At Steel Gardens Condos
- Built by Bonterra
- Steel Gardens Subdivision
- Mandatory home owners association
Recreation
- Dog Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 5, 2025
Closed on
Apr 8, 2025
Sold by
Berry Evan C
Bought by
Blair Diana
Seller's Agent
Cindy Ferguson
Coldwell Banker Realty
Buyer's Agent
Liz Wells
W Realty Group Inc.
List Price
$522,000
Sold Price
$515,000
Premium/Discount to List
-$7,000
-1.34%
Views
30
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,946
Avg. Annual Appreciation
1.98%
Original Mortgage
$300,000
Outstanding Balance
$299,236
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$219,710
Purchase Details
Closed on
Mar 12, 2015
Sold by
Bonterra Builders Llc
Bought by
Berry Evan C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,628
Interest Rate
3.89%
Mortgage Type
New Conventional
Similar Homes in Charlotte, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $515,000 | Independence Title Group | |
| Warranty Deed | $253,000 | First American Title Ins |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | New Conventional | |
| Previous Owner | $300,000 | New Conventional | |
| Previous Owner | $227,628 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/08/2025 04/08/25 | Sold | $515,000 | -1.3% | $302 / Sq Ft |
| 02/05/2025 02/05/25 | For Sale | $522,000 | -- | $306 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,444 | $448,300 | $100,000 | $348,300 |
| 2023 | $3,444 | $448,300 | $100,000 | $348,300 |
| 2022 | $3,064 | $313,400 | $75,000 | $238,400 |
| 2021 | $3,064 | $313,400 | $75,000 | $238,400 |
| 2020 | $3,064 | $313,400 | $75,000 | $238,400 |
| 2019 | $3,058 | $313,400 | $75,000 | $238,400 |
| 2018 | $2,636 | $198,800 | $30,000 | $168,800 |
| 2017 | $2,597 | $198,800 | $30,000 | $168,800 |
| 2016 | -- | $100 | $100 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Ferguson
Seller's Agent in 2025
Cindy Ferguson
Coldwell Banker Realty
(704) 904-9417
3 in this area
109 Total Sales
-
Jeff Prescott
Seller Co-Listing Agent in 2025
Jeff Prescott
Coldwell Banker Realty
(828) 719-0181
1 in this area
72 Total Sales
-
Liz Wells
Buyer's Agent in 2025
Liz Wells
W Realty Group Inc.
(304) 544-0973
3 in this area
68 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4219147
APN: 091-068-02
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