Seller's Agent in 2025
Lorrie Whitehead
Aristocrat Realty
(816) 289-4541
1 in this area
48 Total Sales
Last list price
3509 Harbor Pointe Dr Saint Joseph, MO 64506
East Saint Joseph Neighborhood
5
Beds
4.5
Baths
4,524
Sq Ft
0.83
Acres
Highlights
- 36,155 Sq Ft lot
- Great Room with Fireplace
- Main Floor Primary Bedroom
- Deck
- Wood Flooring
- Den
About This Home
As of June 2025Elegant Lakeside Living on a Premium Corner LotWelcome to this exceptional home situated on a beautifully landscaped .83-acre corner lot with a large deck and scenic lake views. From the circle drive perfect for guest parking to the side-entry, oversized three-car garage with overhead storage, every detail has been thoughtfully designed. An additional John Deere garage in the rear offers even more storage or workspace.Step inside to a spacious, well-designed layout featuring a grand staircase and main floor master suite with a luxurious en suite bath, complete with double vanities. A dedicated bathroom serves guests, while the formal dining room with wainscoting sets the stage for elegant entertaining. Work from home in style in the private study with built-in bookshelves.The heart of the home is a large family room with a cozy gas fireplace and wet bar, flowing seamlessly into an updated kitchen with ample cabinetry, an eat-in dinette area, and a counter-height bar for additional seating.Upstairs, you'll find two spacious bedrooms connected by a Jack and Jill bath, plus a mini primary with its own updated en suite—ideal for guests or family members seeking privacy.The fully finished walk-out basement is bathed in natural light and features two expansive living areas with built-ins and a gas fireplace, a kitchenette, a large bedroom, and a full bath—perfect for multigenerational living or hosting guests.Additional Highlights:Professionally installed invisible electric perimeter fence for pets (2024)Two recent water heatersIn-ground sprinkler systemCentral vacuumNewer zoned HVAC unitsCustom window coverings throughout2 Newer Water Heaters This home effortlessly blends comfort, style, and functionality—don’t miss your opportunity to make it yours!
Last Agent to Sell the Property
Aristocrat Realty Brokerage Phone: 816-289-4541 License #2020042338 Listed on: 04/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,588
Year Built
- Built in 1995
Lot Details
- 0.83 Acre Lot
- Level Lot
HOA Fees
- $50 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Gas Fireplace
- Thermal Windows
- Entryway
- Great Room with Fireplace
- 2 Fireplaces
- Living Room
- Breakfast Room
- Formal Dining Room
- Den
- Recreation Room with Fireplace
- Eat-In Kitchen
- Finished Basement
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
Laundry
- Laundry Room
- Laundry on main level
Outdoor Features
- Deck
Schools
- Oak Grove Elementary School
- Central High School
Utilities
- Cooling Available
- Heat Pump System
- Heating System Uses Natural Gas
Community Details
- Lake At Twelve Oaks Association
- Lake At Twelve Oaks Subdivision
Listing and Financial Details
- Assessor Parcel Number 03-7.0-36-002-000-002.055
- $0 special tax assessment
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 24, 2025
Closed on
Jun 2, 2025
Sold by
Stewart Leslie J and Stewart Leslie A
Bought by
Singh Jagraj
Seller's Agent
Lorrie Whitehead
Aristocrat Realty
Buyer's Agent
Stroud & Associa Team
Real Broker, LLC
List Price
$579,000
Views
23
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.84%
Original Mortgage
$450,000
Outstanding Balance
$450,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$146,812
Purchase Details
Listed on
Apr 1, 2024
Closed on
May 22, 2024
Sold by
Martinez Karla Isela and Sherwood Jeffrey E
Bought by
Stewart Larry J and Stewart Leslie A
Seller's Agent
Mary Cotter
Coldwell Banker General Property
Buyer's Agent
Mary Cotter
Coldwell Banker General Property
List Price
$529,900
Views
61
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.60%
Original Mortgage
$398,600
Interest Rate
7.1%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 23, 2018
Closed on
Aug 8, 2018
Sold by
Niewald Michael and Niewald Amber
Bought by
Sherwood Jeffrey E and Martinez Karla Isela Lara
Seller's Agent
Mary Cotter
Coldwell Banker General Property
Buyer's Agent
Mary Cotter
Coldwell Banker General Property
List Price
$399,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.06%
Original Mortgage
$314,500
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 15, 2014
Closed on
Oct 30, 2014
Sold by
Lawrence L Orth
Bought by
Niewald Michael and Niewald Amber
Seller's Agent
Elizabeth Rose
REECENICHOLS-IDE CAPITAL
List Price
$369,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.26%
Original Mortgage
$272,000
Interest Rate
4.21%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 7, 2011
Sold by
Orth Lawrence L and Orth Martha A
Bought by
Comartha A Lawrence L Orth Declaration Of Tru and Tr Orth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
4.28%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Alliance Title | |
| Warranty Deed | -- | First American Title | |
| Warranty Deed | -- | First American Title | |
| Deed | -- | First American Title | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $450,000 | New Conventional | |
| Previous Owner | $398,600 | New Conventional | |
| Previous Owner | $314,500 | New Conventional | |
| Previous Owner | $272,000 | New Conventional | |
| Previous Owner | $191,019 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $190,477 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $175,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/03/2025 06/03/25 | Sold | -- | -- | -- |
| 05/05/2025 05/05/25 | Pending | -- | -- | -- |
| 05/02/2025 05/02/25 | For Sale | $579,000 | +9.3% | $128 / Sq Ft |
| 05/31/2024 05/31/24 | Sold | -- | -- | -- |
| 04/08/2024 04/08/24 | Pending | -- | -- | -- |
| 04/01/2024 04/01/24 | For Sale | $529,900 | +32.5% | $117 / Sq Ft |
| 08/10/2018 08/10/18 | Sold | -- | -- | -- |
| 07/04/2018 07/04/18 | Pending | -- | -- | -- |
| 02/23/2018 02/23/18 | For Sale | $399,900 | +8.1% | $88 / Sq Ft |
| 10/30/2014 10/30/14 | Sold | -- | -- | -- |
| 10/12/2014 10/12/14 | Pending | -- | -- | -- |
| 08/15/2014 08/15/14 | For Sale | $369,900 | -- | $82 / Sq Ft |
Source: Heartland MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,588 | $65,360 | $10,450 | $54,910 |
| 2023 | $4,588 | $65,360 | $10,450 | $54,910 |
| 2022 | $4,248 | $65,360 | $10,450 | $54,910 |
| 2021 | $4,267 | $65,360 | $10,450 | $54,910 |
| 2020 | $4,243 | $65,360 | $10,450 | $54,910 |
| 2019 | $4,094 | $65,360 | $10,450 | $54,910 |
| 2018 | $3,690 | $65,360 | $10,450 | $54,910 |
| 2017 | $3,655 | $65,360 | $0 | $0 |
| 2015 | $1 | $65,360 | $0 | $0 |
| 2014 | $4,704 | $76,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lorrie Whitehead
-
Stroud & Associa Team
Buyer's Agent in 2025
Stroud & Associa Team
Real Broker, LLC
(816) 232-4111
105 in this area
731 Total Sales
-
Mary Cotter
Seller's Agent in 2024
Mary Cotter
Coldwell Banker General Property
(816) 390-3311
26 in this area
52 Total Sales
-
E
Seller's Agent in 2014
Elizabeth Rose
REECENICHOLS-IDE CAPITAL
Map
Source: Heartland MLS
MLS Number: 2544889
APN: 03-7.0-36-002-000-002.055
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Listing Information presented by local MLS brokerage: TEN-X, INC., local REALTOR®- Arlene Richardson - (888)952-6393
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