NOT LISTED FOR SALE

3509 Whisper Creek Blvd Middleburg, FL 32068

Estimated Value: $321,648 - $350,000

3 Beds
2 Baths
1,840 Sq Ft
$184/Sq Ft Est. Value

Last Sold October 01, 2024

Last sale price $345,000 $188 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $2,017/month

27 Days on Market

Highlights

  • Home fronts a pond
  • Open Floorplan
  • Rear Porch
  • Ridgeview High School Rated A
  • 1 Fireplace
  • 2 Car Attached Garage

About This Home

As of October 2024

BACK ON MARKET! Buyer's financing fell through. This perfectly updated split bedroom floor plan features an open kitchen with miles of cabinets, newer appliances, and a spacious breakfast bar overlooking the living room. The master bedroom has a trey ceiling and a luxurious master bath. One of the 2 secondary bedrooms is EXTRA big and has 2 closets. Outside, the big screened patio overlooks the fully fenced yard and tranquil, private water view. Additional features include a gas fireplace, new fans with remotes, brand new HWH, a full sprinkler system, and a roof that's only 1.5 years young. There are 2 storage racks installed in the garage that can hold 600 pounds each. Don't miss your chance to make this incredible home your own!

Last Agent to Sell the Property

Kevin Hanley

KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE License #3146735 Listed on: 07/15/2024

KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Co-Listed By

Jennifer Hanley

KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE License #3190195

Last Buyer's Agent

MORGAN STOKES

EXIT INSPIRED REAL ESTATE License #3534649

EXIT INSPIRED REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,408

Year Built

  • Built in 2004

Lot Details

  • 6,534 Sq Ft Lot
  • Home fronts a pond
  • Fenced

HOA Fees

  • $26 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 1,840 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • 1 Fireplace

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only

Additional Features

  • Rear Porch
  • Central Heating and Cooling System

Community Details

  • Whisper Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 29042500806401257

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,408

Year Built

Built in 2004

Lot Details

0

HOA Fees

$26 per month

Parking

2

Listing Details

  • Property Type: Residential
  • New Construction: No
  • Stories: 1
  • Year Built: 2004
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.15
  • Subdivision Name: Whisper Creek
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 1840.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.15
  • General Property Information Carport YN: No
  • Levels One: Yes
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1840.0
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: Yes
  • Pool Features: None
  • Waterfront Features: Pond
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch
  • Waterfront Features:Pond2: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Water Connected
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 307.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 307.0
  • General Property Information:Association Fee Frequency: Annually

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 6534.0
  • Parcel #: 29042500806401257

Tax Info

  • Tax Annual Amount: 2408.5
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2024
Closed on
Sep 30, 2024
Sold by
Edenfield Debra and Edenfield Timy
Bought by
Bradford Jacki Lyn
Seller's Agent
Kevin Hanley
KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Buyer's Agent
MORGAN STOKES
EXIT INSPIRED REAL ESTATE
List Price
$350,000
Sold Price
$345,000
Premium/Discount to List
-$5,000
-1.43%
Views
9
Current Estimated Value
$337,662

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,338
Avg. Annual Appreciation
-2.13%
Original Mortgage
$351,515
Outstanding Balance
$347,896
Interest Rate
6.46%
Mortgage Type
FHA
Estimated Equity
-$10,234

Purchase Details

Listed on
May 30, 2019
Closed on
Jul 12, 2019
Sold by
Miller Eric L and Miller Angela P
Bought by
Edenfield Debra and Edenfield Timy
Seller's Agent
JUNE DORNSIFE
COLDWELL BANKER VANGUARD REALTY
Buyer's Agent
Susan West
UNITED REAL ESTATE GALLERY
List Price
$225,000
Sold Price
$213,000
Premium/Discount to List
-$12,000
-5.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.66%
Original Mortgage
$170,400
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 7, 2017
Sold by
Miller Cody J
Bought by
Miller Eric L and Miller Angela P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,286
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 7, 2015
Closed on
May 14, 2015
Sold by
Elliott William T and Elliott Ruth E
Bought by
Miller Cody J and Miller Taylor E
Seller's Agent
Pam Gause
COLDWELL BANKER VANGUARD REALTY
Buyer's Agent
Mona Gardella
COLDWELL BANKER VANGUARD REALTY
List Price
$175,000
Sold Price
$175,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.53%
Original Mortgage
$178,762
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 2, 2010
Sold by
Secretary Of Housing & Urban Development
Bought by
Elliott William T and Elliott Ruth E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,885
Interest Rate
4.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 22, 2010
Sold by
Us Bank National Association
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Feb 17, 2010
Sold by
Portis Donna A
Bought by
Us Bank National Association

Purchase Details

Closed on
Feb 16, 2010
Sold by
Portis Donna A
Bought by
Us Bank National Association

Purchase Details

Closed on
Jun 30, 2004
Sold by
D R Horton Inc Jacksonville
Bought by
Portis Ryan D and Portis Donna A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,463
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bradford Jacki Lyn $345,000 Americas Choice Title
Edenfield Debra $213,000 Attorney
Miller Eric L $205,000 Attorney
Miller Cody J $175,000 None Available
Elliott William T $121,500 None Available
Secretary Of Housing & Urban Development -- New House Title Llc
Us Bank National Association -- None Available
Us Bank National Association -- None Available
Portis Ryan D $158,000 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bradford Jacki Lyn $351,515
Previous Owner Edenfield Debra $170,400
Previous Owner Miller Eric L $201,286
Previous Owner Miller Cody J $178,762
Previous Owner Elliott William T $119,885
Previous Owner Portis Ryan D $155,463
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/01/2024 10/01/24 Sold $345,000 0.0% $188 / Sq Ft
08/03/2024 08/03/24 Price Changed $345,000 -1.4% $188 / Sq Ft
07/15/2024 07/15/24 For Sale $350,000 +64.3% $190 / Sq Ft
12/17/2023 12/17/23 Off Market $213,000 -- --
12/17/2023 12/17/23 Off Market $205,000 -- --
12/17/2023 12/17/23 Off Market $175,000 -- --
07/12/2019 07/12/19 Sold $213,000 -5.3% $113 / Sq Ft View Prior Sale
06/13/2019 06/13/19 Pending -- -- --
05/30/2019 05/30/19 For Sale $225,000 +9.8% $119 / Sq Ft
05/07/2018 05/07/18 Sold $205,000 -2.4% $111 / Sq Ft View Prior Sale
04/27/2018 04/27/18 Pending -- -- --
03/09/2018 03/09/18 For Sale $210,000 +20.0% $114 / Sq Ft
05/14/2015 05/14/15 Sold $175,000 0.0% $95 / Sq Ft View Prior Sale
03/27/2015 03/27/15 Pending -- -- --
03/07/2015 03/07/15 For Sale $175,000 -- $95 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,409 $187,188 -- --
2023 $2,409 $181,736 $0 $0
2022 $2,287 $176,443 $0 $0
2021 $2,277 $171,304 $0 $0
2020 $2,201 $168,939 $25,000 $143,939
2019 $1,987 $152,925 $25,000 $127,925
2018 $1,718 $142,991 $0 $0
2017 $1,706 $140,050 $0 $0
2016 $1,729 $139,009 $0 $0
2015 $1,307 $107,806 $0 $0
2014 -- $106,950 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2034604

realMLS (Northeast Florida Multiple Listing Service)

APN: 29-04-25-008064-012-57