$325,000

351 E Bay Dr White Stone, VA 22578

Estimated payment $1,785/month

Total Views 6,861
2 Beds
1 Bath
988 Sq Ft
$329 Price per Sq Ft

Highlights

  • Water Views
  • Community Boat Facilities
  • Clubhouse
  • Docks
  • Home fronts a creek
  • Screened Porch

About This Home

Affordable Waterfront Cottage on Dymer Creek!! Enjoy relaxed coastal living in this Dymer Creek cottage just off the Chesapeake Bay. The property offers a private pier with 2–3' MLW (buyer to verify) in a protected cove, perfect for boating, fishing, or kayaking, yet moments from open waters. Inside, you’ll find an open living room with a wood-burning fireplace, dining area off the kitchen, two bedrooms, a bonus guest area, and one bath, plus a spacious screened porch overlooking the waterfront for dining or unwinding by the creek. Recent updates include newer windows (4–5 years) and a roof under 10 years old. A waterside fire pit adds to the outdoor enjoyment. Located in a small waterfront community with minimal restrictions, owners benefit from a community boat ramp, playground, clubhouse, and road maintenance for just $125 per year. Appliances convey. Conveniently close to White Stone, Irvington, and Kilmarnock, this property offers an affordable opportunity to enjoy the waterfront lifestyle on beautiful Dymer Creek. *See Featured Sheet**

Listing Agent

David Dew

Isabell K. Horsley R. E., Ltd. License #0225069398 Listed on: 10/30/2025

Co-Listing Agent

Katie and David Dew

Isabell K. Horsley R. E., Ltd. License #0225078297

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $885

Year Built

  • Built in 1974

Lot Details

  • 0.29 Acre Lot
  • Home fronts a creek
  • Level Lot

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Composition Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 988 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Window Screens
  • Screened Porch
  • Water Views

Kitchen

  • Electric Cooktop
  • Stove
  • Laminate Countertops

Flooring

  • Linoleum
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Mooring
  • Docks
  • Dock Available

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 0.29 ACRES
  • Assessor Parcel Number 29B 111 25

Community Details

Overview

  • Dymer Shores Estates Subdivision

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Community Boat Facilities
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$885

Year Built

Built in 1974

Lot Details

0

HOA Fees

$13 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1974
  • Property Attached Yn: No
  • Lot Size Acres: 0.29
  • Water Body Name: DYMER CREEK
  • Co List Office Mls Id: IHRE01
  • Co List Office Phone: (804) 758-2430
  • Ownership: Individuals
  • Subdivision Name: Dymer Shores Estates
  • Above Grade Finished Sq Ft: 988.0
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Laminate, Linoleum, Vinyl
  • Appliances: Dryer, Electric Cooking, Electric Water Heater, Refrigerator, Stove, Washer
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Fireplace, Laminate Counters
  • Living Area: 988.0
  • Stories: 1
  • Window Features: Screens

Exterior Features

  • Roof: Composition
  • Lot Features: Waterfront, Level
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Block, Concrete
  • Exterior Features: Dock
  • Foundation Details: Slab
  • Patio And Porch Features: Screened
  • Property Condition: Resale

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Heat Pump
  • Sewer: Septic Tank
  • Water Heater: Electric
  • Water Source: Other
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Boat Facilities, Common Grounds/Area, Clubhouse, Playground
  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Road Maintenance

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Topography: Level
  • Parcel Number: 29B 111 25

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 885.0
  • Tax Lot: 0.29 ACRES

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $885 $160,900 $27,500 $133,400
2024 $885 $160,900 $27,500 $133,400
2023 $677 $107,400 $27,500 $79,900
2022 $677 $107,400 $27,500 $79,900
2021 $677 $107,400 $27,500 $79,900
2020 $677 $107,400 $27,500 $79,900
2019 $677 $107,400 $27,500 $79,900
2018 $609 $103,300 $31,500 $71,800
2017 $609 $103,300 $31,500 $71,800
2016 -- $103,300 $31,500 $71,800
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 For Sale $325,000 -- $329 / Sq Ft
Source: Central Virginia Regional MLS

Source: Central Virginia Regional MLS

MLS Number: 2530050

Central Virginia Regional MLS

APN: 29B-111-25