351 E Bay Dr White Stone, VA 22578
Estimated payment $1,838/month
Highlights
- Water Views
- Home fronts navigable water
- Home fronts a creek
- Docks
- Community Boat Facilities
- Clubhouse
About This Home
Affordable Waterfront Cottage on Dymer Creek!! Enjoy relaxed coastal living in this Dymer Creek cottage just off the Chesapeake Bay. The property offers a private pier with 2–3' MLW (buyer to verify) in a protected cove, perfect for boating, fishing, or kayaking, yet moments from open waters. Inside, you’ll find an open living room with a wood-burning fireplace, dining area off the kitchen, two bedrooms, a bonus guest area, and one bath, plus a spacious screened porch overlooking the waterfront for dining or unwinding by the creek. Recent updates include newer windows (4–5 years) and a roof under 10 years old. A waterside fire pit adds to the outdoor enjoyment. Located in a small waterfront community with minimal restrictions, owners benefit from a community boat ramp, playground, clubhouse, and road maintenance for just $125 per year. Appliances convey. Conveniently close to White Stone, Irvington, and Kilmarnock, this property offers an affordable opportunity to enjoy the waterfront lifestyle on beautiful Dymer Creek. *See Featured Sheet**
Listing Agent
David Dew
IsaBell K. Horsley Real Estate License #0225069398 Listed on: 10/30/2025
Co-Listing Agent
Kathleen Dew
IsaBell K. Horsley Real Estate License #0225078297
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $889
Year Built
- Built in 1974
Lot Details
- 12,632 Sq Ft Lot
- Home fronts a creek
- Home fronts navigable water
- Level Lot
HOA Fees
- $13 Monthly HOA Fees
Home Design
- Slab Foundation
- Fire Rated Drywall
- Composition Roof
Interior Spaces
- 988 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Sliding Doors
- Dining Area
- Water Views
Kitchen
- Eat-In Kitchen
- Electric Cooktop
- Stove
- Laminate Countertops
Flooring
- Linoleum
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Mooring
- Docks
- Access to a Dock
- Screened Patio
Schools
- Lancaster Elementary And Middle School
- Lancaster High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 0.29
Community Details
Overview
- Association fees include common areas, road maintenance
- Dymer Shores Estates Subdivision
Amenities
- Common Area
- Clubhouse
Recreation
- Community Boat Facilities
- Community Playground
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $885 | $160,900 | $27,500 | $133,400 |
| 2024 | $885 | $160,900 | $27,500 | $133,400 |
| 2023 | $677 | $107,400 | $27,500 | $79,900 |
| 2022 | $677 | $107,400 | $27,500 | $79,900 |
| 2021 | $677 | $107,400 | $27,500 | $79,900 |
| 2020 | $677 | $107,400 | $27,500 | $79,900 |
| 2019 | $677 | $107,400 | $27,500 | $79,900 |
| 2018 | $609 | $103,300 | $31,500 | $71,800 |
| 2017 | $609 | $103,300 | $31,500 | $71,800 |
| 2016 | -- | $103,300 | $31,500 | $71,800 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/17/2026 03/17/26 | For Sale | $325,000 | 0.0% | $329 / Sq Ft |
| 01/25/2026 01/25/26 | Pending | -- | -- | -- |
| 10/30/2025 10/30/25 | For Sale | $325,000 | -- | $329 / Sq Ft |
Source: Chesapeake Bay & Rivers Association of REALTORS®
MLS Number: 202500149
APN: 29B-111-25
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Ask me questions while you tour the home.