Seller's Agent in 2025
Teresa Klem
Long & Foster
(443) 223-1364
22 in this area
125 Total Sales
3510 Narragansett Ave Annapolis, MD 21403
Estimated Value: $595,000 - $682,469
3
Beds
2.5
Baths
1,600
Sq Ft
$403/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Water Views
- Water Oriented
- Hillsmere Elementary School Rated 9+
- Beach
- Lake Privileges
About This Home
As of July 2025Nestled just one block from the Chesapeake Bay, home offers a rare opportunity to enjoy the relaxed lifestyle of Arundel-on-the-Bay—an iconic neighborhood dating back to the late 19th century, just minutes from Historic Annapolis. With water views from the front porch and living room, this home blends casual comfort with timeless character.
Inside, you’ll find hardwood floors, recessed lighting, and a layout that includes a light-filled living room, a formal dining room, and a cozy family room with a gas fireplace. The kitchen is thoughtfully updated with stainless steel appliances, Silestone countertops, and gas cooking, making it both functional and stylish for daily use and entertaining.
The home features a brand new roof and a freshly stained rear deck, perfect for outdoor enjoyment. A stamped concrete driveway adds to the curb appeal, and the front porch offers a peaceful spot to take in the views of the water just across the way.
The Arundel-on-the-Bay community enhances your lifestyle with beach access, a boat ramp, a pier with available boat slips (check for availability), canoe and kayak storage, and a neighborhood play space. You'll love the feeling of being tucked away in this scenic setting, all while remaining just under four miles from the heart of Annapolis and within easy commuting distance to Washington, D.C., Baltimore, and BWI.
Last Agent to Sell the Property
(410) 263-3400 teresa@goannapolis.com Long & Foster Real Estate, Inc. License #524738 Listed on: 06/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,888
Year Built
- Built in 1987
Lot Details
- 7,500 Sq Ft Lot
- Landscaped
- Private Lot
- Level Lot
- Back and Front Yard
- Property is zoned R2, Residential 2 Units / Acre
Home Design
- Colonial Architecture
- Shingle Roof
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1,600 Sq Ft Home
- Property has 2 Levels
- Traditional Floor Plan
- Ceiling Fan
- Skylights
- Recessed Lighting
- Fireplace Mantel
- Gas Fireplace
- Window Screens
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Water Views
- Crawl Space
Kitchen
- Stove
- Microwave
- Ice Maker
- Dishwasher
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
Laundry
- Laundry on main level
- Dryer
- Washer
Home Security
- Storm Doors
- Fire and Smoke Detector
Parking
- 2 Parking Spaces
- 2 Driveway Spaces
Outdoor Features
- Water Oriented
- Property near a bay
- Lake Privileges
- Deck
- Shed
- Porch
Schools
- Hillsmere Elementary School
- Annapolis Middle School
- Annapolis High School
Utilities
- Central Air
- Heat Pump System
- Water Treatment System
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot A
- Assessor Parcel Number 020200200110700
Community Details
Overview
- Property has a Home Owners Association
- Property Owners Asstn Of Arundel On The Bay HOA
- Arundel On The Bay Subdivision
Amenities
- Common Area
Recreation
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- Beach
- Community Basketball Court
- Community Playground
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 26, 2025
Closed on
Jul 29, 2025
Sold by
Bought by
Seller's Agent
Teresa Klem
Long & Foster Real Estate, Inc.
Buyer's Agent
Jennifer Gregorski
Washington Fine Properties
List Price
$599,000
Sold Price
$600,000
Premium/Discount to List
$1,000
0.17%
Views
108
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,367
Avg. Annual Appreciation
8.25%
Original Mortgage
$506,250
Outstanding Balance
$505,813
Interest Rate
6.74%
Mortgage Type
VA
Estimated Equity
$138,554
Purchase Details
Listed on
Feb 17, 2012
Closed on
Apr 20, 2012
Sold by
Bought by
Seller's Agent
Bev Langley
Coldwell Banker Realty
Buyer's Agent
Teresa Klem
Long & Foster Real Estate, Inc.
List Price
$465,000
Sold Price
$430,000
Premium/Discount to List
-$35,000
-7.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.54%
Purchase Details
Closed on
Apr 21, 2004
Sold by
Bought by
Purchase Details
Closed on
Jan 29, 2004
Sold by
Bought by
Purchase Details
Closed on
Jan 13, 2003
Sold by
Bought by
Purchase Details
Closed on
Oct 26, 1998
Sold by
Bought by
Purchase Details
Closed on
May 18, 1998
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $600,000 | District Title | ||
| $600,000 | District Title | ||
| $430,000 | Mid Maryland Title Company I | ||
| $387,000 | -- | ||
| -- | -- | ||
| $327,000 | -- | ||
| -- | -- | ||
| $174,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $506,250 | ||
| Closed | $506,250 | ||
| Closed | -- |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/29/2025 07/29/25 | Sold | $600,000 | +0.2% | $375 / Sq Ft | |
| 06/26/2025 06/26/25 | For Sale | $599,000 | 0.0% | $374 / Sq Ft | |
| 03/03/2025 03/03/25 | Rented | $4,500 | 0.0% | -- | |
| 02/01/2025 02/01/25 | For Rent | $4,500 | 0.0% | -- | |
| 04/01/2024 04/01/24 | Rented | $4,500 | 0.0% | -- | |
| 09/29/2023 09/29/23 | Price Changed | $4,500 | -10.0% | $3 / Sq Ft | |
| 09/05/2023 09/05/23 | For Rent | $5,000 | +11.1% | -- | |
| 03/21/2023 03/21/23 | Rented | $4,500 | 0.0% | -- | |
| 01/25/2023 01/25/23 | For Rent | $4,500 | 0.0% | -- | |
| 04/20/2012 04/20/12 | Sold | $430,000 | -7.5% | $268 / Sq Ft | View Prior Sale |
| 03/30/2012 03/30/12 | Pending | -- | -- | -- | |
| 02/17/2012 02/17/12 | For Sale | $465,000 | -- | $290 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,888 | $472,467 | -- | -- |
| 2024 | $5,888 | $434,333 | -- | -- |
| 2023 | $5,375 | $396,200 | $225,500 | $170,700 |
| 2022 | $5,107 | $393,033 | $0 | $0 |
| 2020 | $4,993 | $386,700 | $225,500 | $161,200 |
| 2019 | $4,967 | $384,233 | $0 | $0 |
| 2018 | $3,871 | $381,767 | $0 | $0 |
| 2017 | $4,798 | $379,300 | $0 | $0 |
| 2016 | -- | $379,300 | $0 | $0 |
| 2015 | -- | $379,300 | $0 | $0 |
| 2014 | -- | $419,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Teresa Klem
-
Kristin M
K
Seller's Agent in 2025
Kristin M
Annapolis Accommodations
(301) 252-5513
-
Lorie McCarthy
L
Seller Co-Listing Agent in 2025
Lorie McCarthy
Annapolis Accommodations
(410) 627-9555
-
Jennifer Gregorski
Buyer's Agent in 2025
Jennifer Gregorski
Washington Fine Properties
(240) 888-0903
3 in this area
137 Total Sales
-
U
Buyer's Agent in 2025
Unrepresented
Unrepresented
-
Christopher Schultz
C
Buyer Co-Listing Agent in 2025
Christopher Schultz
Washington Fine Properties, LLC
1 in this area
17 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2118148
APN: 02-002-00110700
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