NOT LISTED FOR SALE

3513 Waterford St Richmond, IN 47374

Estimated Value: $326,000 - $417,000

3 Beds
4 Baths
2,081 Sq Ft
$182/Sq Ft Est. Value

Last Sold November 18, 2022

Last sale price $299,000 $144 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $2,256/month

27 Days on Market

Highlights

  • Screened Porch
  • Lower Floor Utility Room
  • Living Room
  • Den
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of November 2022

Great curb appeal is just the beginning for this recently remodeled Brick-and-vinyl home; it's great styling and good condition immediately invites you in! How to describe? It's an updated quad-level floor plan but lives more like a Cape Cod with a full basement. But what it provides is tons of living space for an active family. This home has been extensively renovated in the past year: new roof, new water heater, new water softener, new paint, new flooring, lots of "mini" updates of the baths and kitchen, new lighting, just to name a few. (A complete list is available for Realtors in Docs.) With nearly 3000 square feet of living space (2081 above grade and 900 sf of finished space in the basement) there's room for everyone and all their stuff! 3 bedrooms, 2 full baths and 2 half baths, 3 living/family rooms, a dining room AND a man cave. It's an amazing "must see." Don't forget to check out the roomy 2-car garage and screened porch with vaulted ceiling with a swing that overlooks a beautiful, green spacious yard. The playset will be removed prior to closing. Call or text Elizabeth Henley at 765-993-2940 or Anne Liebert at 765-967-4421.

Last Agent to Sell the Property

Anne Liebert

Coldwell Banker Lingle License #RB14033373 Listed on: 09/22/2022

Coldwell Banker Lingle

Co-Listed By

ELIZABETH HENLEY

Coldwell Banker Lingle License #RB16000040

Last Buyer's Agent

Megan Robinson

Better Homes and Gardens First Realty Group License #RB21002366

Better Homes and Gardens First Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,319

Year Built

  • Built in 1992

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 93x139

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Fiberglass Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,081 Sq Ft Home
  • 1.5-Story Property
  • Gas Fireplace
  • Window Treatments
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Screened Porch
  • Lower Floor Utility Room
  • Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 2 Car Attached Garage
  • Driveway

Schools

  • Charles Elementary School
  • Test/Dennis Middle School
  • Richmond High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • Wynfield Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,319

Year Built

Built in 1992

Lot Details

0

Listing Details

  • OFFICELIST_ADDRESS: 3513 WATERFORD STREET
  • Estimated Year Built: 1992
  • Estimated Basement Size: 1008 SQFT
  • Estimated Size Bathroom 1: 4.5X10.4
  • Bathroom 1 Comments: MASTER
  • Estimated Size Bathroom 2: 4.9X7.10
  • Bathroom 2 Comments: HALL BATH
  • Estimated Size Bedroom 1: 12.8X13
  • Bedroom 1 Comments: ENSUITE
  • Estimated Den Study Size: 15.5X15.10
  • Den Study Comments: MAN CAVE
  • Den Study Level: L
  • Estimated Dining Room Size: 10X11.4
  • Dining Room Comments: NEW LIGHTING
  • Dining Rm Level: M
  • E X E M P T: Homestead Credit, Mortgage, Veteran
  • Family Room Estimated Size: 15.8X16.8
  • Family Rm Comments: NEW FLOORING
  • Family Room Level: M
  • F I N A N C I N G O F F E R E D: Cash, Conventional, FHA, VA
  • Geo Address Line: 3513 Waterford St
  • Geo Longitude: -84.854003
  • Geo Primary City: Richmond
  • Geo Quality: 0.95
  • Geo Subdivision: IN
  • Geo Zoom Level: 16
  • Kitchen Level: M
  • Estimated Living Room Size: 11.4X13
  • Living Rm Comments: NEW FLOORING
  • Living Rm Level: M
  • Other Rm1 Approx Size: 5X7
  • Other Rm1 Comments: HALF BATH
  • Other Rm1 Level: M
  • Other Rm2 Approx Size: 5X6
  • Other Rm2 Comments: HALF BATH
  • Other Rm2 Level: L
  • Other Rm3 Approx Size: 5.7X5.10
  • Other Rm3 Comments: OFF GARAGE
  • Other Rm3 Level: M
  • OFFICELIST_STATE: IN
  • Building Stories: 1.5
  • Building Style: Other
  • FILLSUBDIVISION: Wynfield
  • Tax Dup Number: 89-18-03-440-108.000-030
  • Taxes Half: $875
  • Estimated Utility Room Size: 12X12
  • Utility Room Comments: GOOD STORAGE
  • Utility Room Level: L
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 1992

Interior Features

  • Appliances Included: Dishwasher, Disposal, Microwave, Range-Electric, Refrigerator
  • Bedroom 1 Level: U
  • Bedroom 2 Comments: WALK IN CLOSET
  • Bedroom 3 Comments: NEW CARPET
  • Bathroom 1 Level: U
  • Bathroom 2 Level: U
  • Primary Bathroom: Yes
  • Kitchen Comments: EAT-IN
  • Amenities: Cable TV
  • Has Basement: Yes
  • Basement Percentage Finished: 90%
  • Estimated Size Bedroom 2: 10.10X8
  • Bedroom 2 Level: U
  • Estimated Size Bedroom 3: 10.5X11.3
  • Bedroom 3 Level: U
  • Lower Floor 1 Bedrooms: 3
  • Fireplace: Gas Log
  • Lower Floor 1 Half Bathrooms: 2
  • Estimated Kitchen Size: 12X18
  • Price Per S Q F T: 143.68
  • Basement Type: Single Family
  • Window Treatments Stay: All

Exterior Features

  • Exterior Construction: Stick
  • Exterior: Brick, Vinyl
  • Porch/Deck Type: Covered, Porch, Screened Porch
  • Roof Age: NEW
  • Roof Type: Fiberglass, Shingle

Garage/Parking

  • Driveway: CONCRETE
  • Garage Capacity: 2
  • Garage Type: Garage-Attached

Utilities

  • Air Conditioner: Central Air
  • Electric Company: Richmond Power & Light
  • Gas Company: CenterPoint/Vectren
  • Heat Type: Gas, Forced Air
  • Sewer: City
  • Hot Water: City
  • Water Heater: Gas
  • Water Softener: Owned

Fee Information

  • Tax Class: RESIDENTIAL

Schools

  • Elementary School: Charles
  • High School: Richmond
  • Middle School: Test/Dennis

Lot Info

  • Geo Update Timestamp: 2022-09-22
  • Estimated Number Acres: 0.3
  • Land Contract: No
  • Lot Size: 93X139
  • Zoning: RESIDENTIAL

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 22, 2022
Closed on
Nov 17, 2022
Sold by
Seccombe James J and Seccombe Ashley D
Bought by
Stubbs Miranda E
Seller's Agent
Anne Liebert
Coldwell Banker Lingle
Buyer's Agent
Megan Robinson
Better Homes and Gardens First Realty Group
List Price
$317,900
Sold Price
$299,000
Premium/Discount to List
-$18,900
-5.95%
Current Estimated Value
$378,075

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$79,075
Avg. Annual Appreciation
8.31%
Original Mortgage
$239,200
Outstanding Balance
$231,783
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$146,292

Purchase Details

Listed on
Jul 1, 2021
Closed on
Sep 3, 2021
Sold by
Allen David S and Allen Amy L
Bought by
Seccombe James J and Seccombe Ashley D
Seller's Agent
Tammy Savoy
Coldwell Banker Lingle
Buyer's Agent
Anne Liebert
Coldwell Banker Lingle
List Price
$301,000
Sold Price
$274,000
Premium/Discount to List
-$27,000
-8.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.48%
Original Mortgage
$274,000
Interest Rate
2.7%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Listed on
Jan 16, 2020
Closed on
Mar 19, 2020
Sold by
Scales Timothy W
Bought by
Allen David S and Allen Amy L
Seller's Agent
Rhonda Duning
Coldwell Banker Lingle
Buyer's Agent
Tammy Savoy
Coldwell Banker Lingle
List Price
$209,000
Sold Price
$185,000
Premium/Discount to List
-$24,000
-11.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
30.87%
Original Mortgage
$172,000
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 27, 2008
Sold by
Baker Chad R
Bought by
Scales Timothy W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
5.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stubbs Miranda E -- --
Seccombe James J -- None Available
Allen David S $185,000 Abstracts Of Richmond
Scales Timothy W -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stubbs Miranda E $239,200
Previous Owner Seccombe James J $274,000
Previous Owner Allen David S $172,000
Previous Owner Scales Timothy W $120,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/18/2022 11/18/22 Sold $299,000 -5.9% $144 / Sq Ft
09/22/2022 09/22/22 For Sale $317,900 +16.0% $153 / Sq Ft
09/03/2021 09/03/21 Sold $274,000 -9.0% $101 / Sq Ft View Prior Sale
07/21/2021 07/21/21 Pending -- -- --
07/01/2021 07/01/21 For Sale $301,000 +62.7% $111 / Sq Ft
03/19/2020 03/19/20 Sold $185,000 -11.5% $90 / Sq Ft View Prior Sale
02/15/2020 02/15/20 Pending -- -- --
01/16/2020 01/16/20 For Sale $209,000 -- $102 / Sq Ft
Source: Richmond Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,319 $329,400 $36,600 $292,800
2023 $2,922 $292,200 $32,000 $260,200
2022 $1,744 $174,400 $32,000 $142,400
2021 $1,751 $175,100 $32,000 $143,100
2020 $1,701 $170,100 $32,000 $138,100
2019 $1,688 $168,800 $32,000 $136,800
2018 $1,677 $167,700 $32,000 $135,700
2017 $1,654 $165,400 $32,000 $133,400
2016 $1,705 $170,500 $32,000 $138,500
2014 $1,656 $165,600 $32,000 $133,600
2013 $1,656 $160,900 $32,000 $128,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Richmond Association of REALTORS®

MLS Number: 10044891

APN: 89-18-03-440-108.000-030