NOT LISTED FOR SALE

3515 Saddle Back Ln Lutz, FL 33548

Estimated Value: $955,000 - $2,113,000

3 Beds
3.5 Baths
3,705 Sq Ft
$432/Sq Ft Est. Value

Last Sold October 11, 2022

Last sale price $842,000 $227 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $8,513/month

46 Days on Market

Highlights

  • 194 Feet of Lake Waterfront
  • 1.29 Acre Lot
  • Mature Landscaping
  • Schwarzkopf Elementary School Rated A
  • No HOA
  • Circular Driveway

About This Home

As of October 2022

Welcome to gorgeous Saddleback Lake-front property. 1.41 GIS Acres (61,420 sq ft) no HOA/CDD. Centrally located, this private and secluded estate is a rare find. Expansive mature landscape and winding circular driveway. The coziness of the country kitchen with distressed cabinetry adds character and charm to this family home. The year-round natural indirect light makes this inviting floor plan a delight. Three fireplaces throughout the home. The dream lake sunsets become a reality that will indulge your spirit daily. This property provides a balance of family, entertaining and nature, for a practical approach to Florida living. Abundance of Golf courses and proximity to the most pristine beaches in America make this home the ideal Paradise. One of the best values available. Must see to truly appreciate the endless opportunities this estate offers.

Last Agent to Sell the Property

Bonifacio Tejedor

VANDERLEELIE & ASSOC.RE ESTATE License #3052964 Listed on: 07/18/2022

Last Buyer's Agent

Michael Perez

PREMIER SOTHEBY'S INTL REALTY License #3170772

PREMIER SOTHEBY'S INTL REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,612

Year Built

  • Built in 1970

Lot Details

  • 1.29 Acre Lot
  • Lot Dimensions are 194x200
  • 194 Feet of Lake Waterfront
  • Lake Front
  • South Facing Home
  • Mature Landscaping
  • Property is zoned RSC-2

Parking

  • 2 Car Attached Garage
  • Circular Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Wood Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,705 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Treatments
  • Family Room
  • Living Room
  • Inside Utility
  • Lake Views

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Access To Lake
  • Balcony

Utilities

  • Central Heating and Cooling System
  • 1 Water Well
  • 1 Septic Tank

Community Details

  • No Home Owners Association
  • Crenshaw Lakes Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,612

Year Built

Built in 1970

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco, Wood Siding
  • Fireplace: Yes
  • Living Area: 3705
  • Lot Size Acres: 1.29
  • New Construction: No
  • Year Built: 1970
  • Lot Size Sq Ft: 56224
  • Status: Sold
  • Ownership: Fee Simple
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 227.26
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Inside Utility
  • Living Area Meters: 344.21

Exterior Features

  • Direction Faces: South
  • Exterior Features: Balcony
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: SADDLE BACK LAKE
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 194
  • Water Frontage Feet Lake: 194

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RSC-2
  • Parcel Number: U-22-27-18-0KG-000000-00006.0
  • Additional Parcels: No
  • Lot Dimensions: 194x200
  • Flood Zone Code: x

Rental Info

  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Check with county/city laws

Tax Info

  • Tax Annual Amount: 11612.17
  • Tax Block: 0
  • Tax Book Number: 27-105
  • Tax Lot: 6

Multi Family

  • Waterfront Features: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 31, 2025
Sold by
Kelsey Michael and Kelsey Tanya M
Bought by
Pie And Day Llc
Current Estimated Value
$1,388,111

Purchase Details

Listed on
Jul 18, 2022
Closed on
Oct 10, 2022
Sold by
Hofmann Ginette
Bought by
Kelsey Michael T and Kelsey Tanya M
Seller's Agent
Bonifacio Tejedor
VANDERLEELIE & ASSOC.RE ESTATE
Buyer's Agent
Michael Perez
PREMIER SOTHEBY'S INTL REALTY
List Price
$950,000
Sold Price
$842,000
Premium/Discount to List
-$108,000
-11.37%
Views
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.60%
Original Mortgage
$715,700
Interest Rate
5.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 26, 2017
Sold by
Hofmann Ginette
Bought by
Hofmann Ginette

Purchase Details

Closed on
Jan 1, 2017
Bought by
Hofmann Ginette

Purchase Details

Closed on
Sep 24, 1997
Sold by
Hofmann John M and Hofmann Ginette
Bought by
Williams Patrick M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,500
Interest Rate
7.56%
Mortgage Type
New Conventional
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pie And Day Llc $2,040,000 None Listed On Document
Kelsey Michael T -- --
Kelsey Michael T $842,000 American Home Title
Hofmann Ginette -- Attorney
Hofmann Ginette $100 --
Williams Patrick M $59,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kelsey Michael T $715,700
Previous Owner Williams Patrick M $124,346
Previous Owner Williams Patrick M $135,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/11/2022 10/11/22 Sold $842,000 -6.4% $227 / Sq Ft
09/03/2022 09/03/22 Pending -- -- --
08/16/2022 08/16/22 Price Changed $899,900 -5.3% $243 / Sq Ft
07/18/2022 07/18/22 For Sale $950,000 -- $256 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,569 $919,566 $567,389 $352,177
2024 $15,569 $887,548 $565,589 $321,959
2023 $14,050 $777,771 $464,755 $313,016
2022 $13,131 $809,086 $510,172 $298,914
2021 $11,612 $624,579 $408,938 $215,641
2020 $10,914 $584,652 $388,731 $195,921
2019 $10,176 $541,381 $350,317 $191,064
2018 $10,100 $530,321 $0 $0
2017 $9,968 $517,572 $0 $0
2016 $9,866 $503,482 $0 $0
2015 $4,864 $277,631 $0 $0
2014 $4,742 $275,531 $0 $0
2013 -- $266,651 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: T3387162

Stellar MLS

APN: U-22-27-18-0KG-000000-00006.0