NOT LISTED FOR SALE

3520 Spencer St Charlotte, NC 28205

North Charlotte Neighborhood

Estimated Value: $674,000 - $715,000

3 Beds
2 Baths
1,573 Sq Ft
$440/Sq Ft Est. Value

Last Sold November 13, 2020

Last sale price $480,000 $305 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $4,114/month

Highlights

  • Open Floorplan
  • Wood Flooring
  • Circular Driveway
  • Traditional Architecture
  • Whirlpool Bathtub
  • Walk-In Closet

About This Home

As of November 2020

Move right in! Bungalow style done RIGHT with all the details in popular NoDa neighborhood. Brand new lux kitchen with oversized center island perfect for breakfast or prepping your best meals yet. Open floorpan to the living room gives you direct access to a completely fenced yard. Large master bedroom with walk-in closet and still boasts a spacious shower and fantastic whirlpool tub (dual vanity sink too!). Sit on your oversized front porch with your morning coffee, take your dog for a walk through the sidewalk neighborhood with pocket parks everywhere. Just a few blocks outside the coveted heart of NoDa, easy to walk to restaurants, shops and culture of Charlotte's Arts District. Uptown Charlotte is just a few minutes drive or a short trip on the lightrail to the downtown business district. Come see us!

Last Agent to Sell the Property

Suzanne Murtha

Costello Real Estate and Investments LLC License #284318 Listed on: 09/25/2020

Last Buyer's Agent

Sarah Singletary

COMPASS License #288152

COMPASS

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1955

Lot Details

  • Level Lot
  • Open Lot

Parking

  • Circular Driveway

Home Design

  • Traditional Architecture

Interior Spaces

  • Open Floorplan
  • Crawl Space
  • Pull Down Stairs to Attic
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • 2 Full Bathrooms
  • Whirlpool Bathtub

Outdoor Features

  • Fire Pit
  • Shed

Utilities

  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 091-097-80

Home Details

Home Type

Single Family

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Type: Single Family
  • Property Sub Type: 1 Story
  • Architectural Style: Traditional
  • Construction Status: Complete
  • Ratio Close Price By List Price: 1.01053
  • Ratio Close Price By Original Li: 1.01053
  • Ratio Current Price By Acre: 4363636.36
  • Ratio Current Price By Sq Ft: 305.15
  • Year Built: 1955
  • Special Features: None
  • Stories: 1

Interior Features

  • Foundation Details: Crawl Space
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Total Bedrooms: 3
  • Equipment: Beverage Refrigerator, Cable Prewire, Ceiling Fan(s), CO Detector, Convection Oven, Dishwasher, Disposal, Electric Dryer Hookup, Gas Range, Ice Maker Connection, Microwave, Refrigerator, Security System, Self Cleaning Oven, Wine Refrigerator
  • Fixture Exception Description: curtains in master and guest bedroom to be removed
  • Fixture Exception Yn: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Cable Available, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Whirlpool
  • Laundry Location: Main
  • Room Count: 1
  • Main Level Sq Ft: 1573
  • Total Sq Ft: 1573

Exterior Features

  • Construction: Brick Full
  • Construction Type: Site Built
  • Exterior Features: Fenced Yard, Fire pit, Shed(s)

Garage/Parking

  • Driveway: Circular, Concrete

Utilities

  • Heating: Central Air, Gas Hot Air Furnace
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Electric

Condo/Co-op/Association

  • Community Features: Sidewalk, Street Lights

Schools

  • Elementary School: Villa Heights
  • Middle School: Eastway
  • High School: Garinger

Lot Info

  • Lot Features: Level, Open Lot
  • Lot Size Area: 0.110
  • Parcel Number: 091-097-80
  • Zoning Specification: R22MF

Tax Info

  • Tax Value: 387600.00
  • Tax Location: Mecklenburg

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2020
Closed on
Nov 12, 2020
Sold by
Paulson Maxwell Steven and Paulson Shaun
Bought by
Merrill Patrick William and Merrill Kinsley Parsons
Seller's Agent
Suzanne Murtha
Costello Real Estate and Investments LLC
Buyer's Agent
Sarah Singletary
COMPASS
List Price
$475,000
Sold Price
$480,000
Premium/Discount to List
$5,000
1.05%
Current Estimated Value
$687,248

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$207,248
Avg. Annual Appreciation
8.00%
Original Mortgage
$368,000
Outstanding Balance
$331,182
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$361,046

Purchase Details

Closed on
Apr 11, 2020
Sold by
Paulson Maxwell Steven
Bought by
Paulson Maxwell Steven and Paulson Shaun

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$365,000
Interest Rate
3.2%
Mortgage Type
VA

Purchase Details

Closed on
Sep 9, 2016
Sold by
Reiss Chris and Reiss Jamie Huller
Bought by
Paulson Maxwell Steven

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$319,500
Interest Rate
3.43%
Mortgage Type
VA

Purchase Details

Closed on
Apr 1, 2013
Sold by
Hall Robert M
Bought by
Reiss Chase and Huller Jamie R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,377
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 8, 2010
Sold by
Hall Robert M and Lockhart Nelson Todd
Bought by
Hall Robert M

Purchase Details

Closed on
Jul 7, 2008
Sold by
Roberts John Michael
Bought by
Hall Robert M and Lockhart Nelson Todd

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Merrill Patrick William $480,000 Integrated Title Services
Paulson Maxwell Steven -- None Available
Paulson Maxwell Steven $319,500 None Available
Reiss Chase $200,000 None Available
Hall Robert M -- None Available
Hall Robert M $270,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Merrill Patrick William $368,000
Previous Owner Paulson Maxwell Steven $365,000
Previous Owner Paulson Steven $60,000
Previous Owner Paulson Maxwell Steven $319,500
Previous Owner Reiss Chase $196,377
Previous Owner Hall Robert M $229,480
Previous Owner Hall Robert M $232,000
Previous Owner Roberts John Michael $248,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/13/2020 11/13/20 Sold $480,000 +1.1% $305 / Sq Ft
09/26/2020 09/26/20 Pending -- -- --
09/25/2020 09/25/20 For Sale $475,000 -- $302 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,432 $585,200 $292,500 $292,700
2022 $4,442 $447,300 $200,000 $247,300
2021 $4,431 $447,300 $200,000 $247,300
2020 $3,848 $387,600 $200,000 $187,600
2019 $3,832 $387,600 $200,000 $187,600
2018 $3,122 $232,400 $90,000 $142,400
2017 $3,071 $232,400 $90,000 $142,400
2016 $3,062 $232,400 $90,000 $142,400
2015 $3,050 $232,400 $90,000 $142,400
2014 $3,389 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2020

    Suzanne Murtha

    Costello Real Estate and Investments LLC

  • Sarah Singletary

    Buyer's Agent in 2020

    Sarah Singletary

    COMPASS

    (919) 602-4028

    2 in this area

    28 Total Sales

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3665054

Canopy MLS (Canopy Realtor® Association)

APN: 091-097-80

North Carolina Mecklenburg County Charlotte 28205 North Charlotte

3520 Spencer St, Charlotte, NC

This home is located at 3520 Spencer St, Charlotte, NC 28205 since 25 September 2020 and is currently estimated at $692,228, approximately $440 per square foot. This property was built in 1955. 3520 Spencer St is a home located in Mecklenburg County with nearby schools including Villa Heights Elementary, Eastway Middle School, and Garinger High School.

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