NOT LISTED FOR SALE

3520 Windmill Point Rd White Stone, VA 22578

Estimated Value: $1,265,000 - $1,869,538

4 Beds
3.5 Baths
3,900 Sq Ft
$379/Sq Ft Est. Value

Last Sold October 08, 2019

Last sale price $755,000 $194 Per Sq Ft

Est. 96% increase in value since last sale

Current estimated payment $8,606/month

219 Days on Market

Highlights

  • Docks
  • Boat Lift
  • River Front
  • Boat Ramp
  • Spa
  • Custom Home

About This Home

As of October 2019

Spacious waterfront home on the Rappahannock River in White Stone. This 3,900 sq.ft. home sits on 2.93 acres with a sand beach and pier with boat lift. The property captures the expansive waterfront views. From the moment you walk in the house, you are hit with the amazing views and the attention to detail. There are 4 bedrooms (3 of which have ensuite bathrooms) and 3.5 baths. The main floor offers a great room with stone fireplace that flows into the large custom kitchen. There is a waterfront master suite with a large bathroom (tub, double sinks, shower) and a walk in closet. The second floor has a large loft area with 2 bedrooms, 2 office areas and a large bonus room. The Coastal Living inspired home is elevated with a first level basement, consisting of 2,135 sq.ft. (4 garage bays, workshop and plumbed for a bathroom).The property has space to accommodate a waterfront pool. Located in the X Zone, so no flood insurance is required!

Last Agent to Sell the Property

Hunter Law

IsaBell K. Horsley Real Estate License #0225199071 Listed on: 01/31/2019

Last Buyer's Agent

Glenn Cockrell

Connemara and Company Real Estate License #0225146193

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,127

Year Built

  • Built in 2002

Lot Details

  • 2.93 Acre Lot
  • River Front
  • Zoning described as R1

Parking

  • 4 Car Attached Garage
  • Workshop in Garage
  • Garage Door Opener

Home Design

  • Custom Home
  • Frame Construction
  • Metal Roof
  • HardiePlank Type
  • Stucco

Interior Spaces

  • 3,900 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Built-In Features
  • Bookcases
  • Cathedral Ceiling
  • Recessed Lighting
  • Gas Fireplace
  • Thermal Windows
  • Separate Formal Living Room
  • Dining Area
  • Loft

Kitchen

  • Built-In Oven
  • Induction Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Garden Bath

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Outdoor Features

  • Spa
  • Boat Lift
  • Boat Ramp
  • Docks
  • Patio
  • Exterior Lighting
  • Front Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heating System Uses Propane
  • Heat Pump System
  • Generator Hookup
  • Well
  • Septic Tank

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 40B-1-1C

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,127

Year Built

Built in 2002

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2002
  • Property Attached Yn: No
  • Lot Size Acres: 2.93
  • Water Body Name: rappahannock
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Custom
  • Garage Yn: Yes
  • New Construction: No
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Owner
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile, Wood
  • Basement: Full, Interior Entry, Walk-Out Access
  • Private Spa: Yes
  • Appliances: Built-In Oven, Dryer, Dishwasher, Microwave, Refrigerator, Smooth Cooktop, Washer
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 2135.0
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Cathedral Ceiling(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Garden Tub/Roman Tub, High Ceilings, Loft, Main Level Primary, Pantry, Recessed Lighting, Solid Surface Counters, Walk-In Closet(s), Central Vacuum
  • Living Area: 3900.0
  • Stories: 1
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: Owner

Exterior Features

  • Roof: Metal
  • Fencing: None
  • Lot Features: Waterfront
  • Pool Features: None
  • Waterfront Features: River Front, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Sellers Disclosure Not Available
  • Construction Type: Drywall, Frame, HardiPlank Type, Stucco
  • Exterior Features: Boat Lift, Dock, Hot Tub/Spa, Lighting, Porch
  • Patio And Porch Features: Rear Porch, Front Porch, Patio, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 4.0
  • Parking Features: Attached, Garage, Garage Door Opener, Oversized, Workshop in Garage

Utilities

  • Heating: Electric, Heat Pump, Propane
  • Cooling: Heat Pump
  • Electric: Generator Hookup
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 40B-1-1C
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2017
  • Tax Annual Amount: 5127.0
  • Tax Lot: 3

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2019
Closed on
Sep 17, 2019
Sold by
Clarke James M and Clarke Elizabeth C
Bought by
Gray Richard D and Gray Helen M
Seller's Agent
Hunter Law
IsaBell K. Horsley Real Estate
Buyer's Agent
Glenn Cockrell
Connemara and Company Real Estate
List Price
$885,000
Sold Price
$755,000
Premium/Discount to List
-$130,000
-14.69%
Current Estimated Value
$1,478,385

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$723,385
Avg. Annual Appreciation
12.62%
Original Mortgage
$350,000
Outstanding Balance
$172,687
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$1,353,426
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gray Richard D $755,000 River Title & Escrow
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gray Richard D $350,000
Previous Owner Clarke James M $417,000
Previous Owner Clarke James N $95,869
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/08/2019 10/08/19 Sold $755,000 -14.7% $194 / Sq Ft
09/08/2019 09/08/19 Pending -- -- --
01/31/2019 01/31/19 For Sale $885,000 -- $227 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,353 $1,336,900 $372,800 $964,100
2023 $5,436 $862,800 $322,800 $540,000
2022 $5,436 $862,800 $322,800 $540,000
2021 $5,264 $835,500 $322,800 $512,700
2020 $5,264 $835,500 $322,800 $512,700
2019 $5,264 $835,500 $322,800 $512,700
2018 $5,127 $868,900 $324,300 $544,600
2017 $5,127 $868,900 $324,300 $544,600
2016 -- $868,900 $324,300 $544,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • H

    Seller's Agent in 2019

    Hunter Law

    IsaBell K. Horsley Real Estate

    131 Total Sales

    Hunter Law
    Section Image

  • G

    Buyer's Agent in 2019

    Glenn Cockrell

    Connemara and Company Real Estate

    (804) 435-3736

    51 Total Sales

    Glenn Cockrell
    Section Image
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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 1839205

Chesapeake Bay & Rivers Association of REALTORS®

APN: 40B-1-1C

Virginia Lancaster County White Stone 22578

3520 Windmill Point Rd, White Stone, VA

This home is located at 3520 Windmill Point Rd, White Stone, VA 22578 since 31 January 2019 and is currently estimated at $1,478,385, approximately $379 per square foot. This property was built in 2002. 3520 Windmill Point Rd is a home located in Lancaster County with nearby schools including Lancaster Primary School, Lancaster Middle School, and Lancaster High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Chesapeake Bay & Rivers Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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