NOT LISTED FOR SALE

3520 Windmill Point Rd White Stone, VA 22578

Estimated Value: $1,273,000 - $1,673,073

4 Beds
3.5 Baths
3,900 Sq Ft
$384/Sq Ft Est. Value

Last Sold October 08, 2019

Last sale price $755,000 $194 Per Sq Ft

Est. 98% increase in value since last sale

Current estimated payment $8,397/month

219 Days on Market

Highlights

  • Pier or Dock
  • River Front
  • Wood Flooring
  • Sandy Beach
  • Deck
  • Main Floor Bedroom

About This Home

As of October 2019

Spacious waterfront home on the Rappahannock River in White Stone. This 3,900 sq.ft. home sits on 2.93 acres with a sand beach and pier with boat lift. The property captures the expansive waterfront views. From the moment you walk in the house, you are hit with the amazing views and the attention to detail. There are 4 bedrooms (3 of which have ensuite bathrooms) and 3.5 baths. The main floor offers a great room with stone fireplace that flows into the large custom kitchen. There is a waterfront master suite with a large bathroom (tub, double sinks, shower) and a walk in closet. The second floor has a large loft area with 2 bedrooms, 2 office areas and a large bonus room. The Coastal Living inspired home is elevated with a first level basement, consisting of 2,135 sq.ft. (4 garage bays, workshop and plumbed for a bathroom). The property has space to accommodate a waterfront pool. Located in the X Zone, so no flood insurance is required!

Last Agent to Sell the Property

Hunter Law

Isabell K. Horsley R. E., Ltd. License #0225199071 Listed on: 01/31/2019

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • 2.93 Acre Lot
  • River Front
  • Sandy Beach
  • Zoning described as R 1

Parking

  • Attached Garage

Home Design

  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 3,900 Sq Ft Home
  • 2-Story Property
  • Ceiling height of 9 feet or more
  • Great Room with Fireplace
  • Dining Room
  • Eat-In Kitchen
  • Washer and Dryer Hookup
  • Basement

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Outdoor Features

  • Deck

Utilities

  • Cooling Available
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 40B-1-1C

Community Details

Overview

  • No Home Owners Association
  • White Stone Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 2.93
  • Water Body Name: Rappahannock River
  • Subdivision Name: White Stone
  • Directions: From White Stone, turn on to Windmill Point Rd. The property will be on the right.
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Year Built: 2002
  • Special Features: None

Interior Features

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Great Room
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: 1st Floor Bedroom, Ceiling 9 Ft+, Fireplace, Walk-In Closet(s)
  • Living Area: 3900
  • Dining Room Features: Dining Room, Eat-in Kitchen

Exterior Features

  • Lot Features: 2-4.9 acres
  • Waterfront Features: River/Creek Front, Pier/Dock, Sand Beach
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Exterior Features: Other
  • Foundation Details: Basement
  • Patio And Porch Features: Deck
  • Roof: Metal

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Multi Car

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Shallow

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 127630.8
  • Zoning Description: R 1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Book Number: db413-730
  • Tax Map Number: 40B-1-1C

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2019
Closed on
Sep 17, 2019
Sold by
Clarke James M and Clarke Elizabeth C
Bought by
Gray Richard D and Gray Helen M
Seller's Agent
Hunter Law
Isabell K. Horsley R. E., Ltd.
List Price
$755,000
Sold Price
$755,000
Current Estimated Value
$1,497,518

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$742,518
Avg. Annual Appreciation
11.48%
Original Mortgage
$350,000
Outstanding Balance
$148,786
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$1,348,732
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Gray Richard D $755,000 River Title & Escrow
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gray Richard D $350,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/08/2019 10/08/19 Sold $755,000 0.0% $194 / Sq Ft
09/08/2019 09/08/19 Pending -- -- --
01/31/2019 01/31/19 For Sale $755,000 -- $194 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,353 $1,336,900 $372,800 $964,100
2024 $7,353 $1,336,900 $372,800 $964,100
2023 $5,436 $862,800 $322,800 $540,000
2022 $5,436 $862,800 $322,800 $540,000
2021 $5,264 $835,500 $322,800 $512,700
2020 $5,264 $835,500 $322,800 $512,700
2019 $5,264 $835,500 $322,800 $512,700
2018 $5,127 $868,900 $324,300 $544,600
2017 $5,127 $868,900 $324,300 $544,600
2016 -- $868,900 $324,300 $544,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • H

    Seller's Agent in 2019

    Hunter Law

    Isabell K. Horsley R. E., Ltd.

    41 Total Sales

    Hunter Law
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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 104551

APN: 40B-1-1C

Virginia Lancaster County White Stone 22578

3520 Windmill Point Rd, White Stone, VA

Not Listed for Sale

Detached

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