NOT LISTED FOR SALE

3521 Howard Gap Rd Saluda, NC 28773

Estimated Value: $811,000 - $1,419,000

4 Beds
5 Baths
5,080 Sq Ft
$208/Sq Ft Est. Value

Last Sold July 21, 2023

Last sale price $1,025,000 $202 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $6,107/month

60 Days on Market

Highlights

  • Open Floorplan
  • Fireplace in Primary Bedroom
  • Private Lot
  • Mountain View
  • Deck
  • Wooded Lot

About This Home

As of July 2023

Perched on a private knoll, this home offers long range mountain views and no HOA. The property is bordered by 52 acres of conservancy land and has many recent upgrades including a kitchen remodel in 2019, new roof in 2016 and new HVAC in 2017. Enjoy the sights of nature from the multiple porches on this property. Even the detached garage has its own porch! This ranch style home offers second living quarters on the lower level with an additional kitchen, laundry hook up and HVAC. Zoning allows for short term vacation rentals. Main driveway is concrete and an additional gravel driveway to the lower portion of the property has been graded in where there is storage space for trailers, etc. Water and electricity have been run to the graded out area as well. This home has so much potential, you must come see it for yourself. A home warranty is provided at no cost to the buyer.

Last Listed By

Cindi Rhodes

Keller Williams Mtn Partners, LLC Brokerage Email: cindirhodesrealtor@gmail.com License #326631 Listed on: 04/17/2023

Keller Williams Mtn Partners, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,884

Year Built

  • Built in 1985

Lot Details

  • Private Lot
  • Paved or Partially Paved Lot
  • Level Lot
  • Cleared Lot
  • Wooded Lot
  • Property is zoned MX

Parking

  • 2 Car Detached Garage
  • Carport
  • Handicap Parking
  • Porte-Cochere
  • Workshop in Garage
  • Garage Door Opener
  • Circular Driveway
  • 4 Open Parking Spaces

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • Open Floorplan
  • Wired For Data
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Window Screens
  • Pocket Doors
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Screened Porch
  • Mountain Views
  • Partially Finished Basement
  • Workshop
  • Pull Down Stairs to Attic
  • Laundry Room

Kitchen

  • Double Self-Cleaning Oven
  • Electric Oven
  • Gas Range
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Parquet
  • Brick
  • Linoleum
  • Stone
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Fireplace in Primary Bedroom

Accessible Home Design

  • Halls are 36 inches wide or more
  • Garage doors are at least 85 inches wide
  • Entry Slope Less Than 1 Foot

Outdoor Features

  • Deck
  • Separate Outdoor Workshop

Additional Homes

  • Separate Entry Quarters

Schools

  • Saluda Elementary School
  • Polk Middle School
  • Polk High School

Utilities

  • Vented Exhaust Fan
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number P34-49

Community Details

Recreation

  • Trails

Security

  • Card or Code Access

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,884

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1985
  • Restrictions: No Representation,Other - See Remarks
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Restrictions Description: No HOA, Mixed Use Zoning. See remarks
  • Second Living Quarters: Room w/ Private Bath,Separate Kitchen Facilities,Separate Living Quarters
  • Road Surface Type: Concrete, Gravel, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 201.77
  • Geocode Confidence: High
  • Attribution Contact: cindirhodesrealtor@gmail.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Brick, Carpet, Linoleum, Parquet, Stone, Tile, Vinyl, Wood
  • Interior Amenities: Attic Stairs Pulldown, Kitchen Island, Open Floorplan
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2664
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 416
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 416
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater, Exhaust Fan, Gas Range, Refrigerator, Self Cleaning Oven
  • Above Grade Finished Sq Ft: 2664
  • Accessibility Features: Entry Slope less than 1 foot, Garage Door Height Greater Than 84 inches, Hall Width 36 Inches or More, Handicap Parking
  • Has Basement: Basement Shop, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 2416
  • Door Features: Pocket Doors, Screen Door(s)
  • Fireplace Features: Den, Family Room, Gas Log, Gas Vented, Insert, Living Room, Primary Bedroom
  • Living Area: 5080
  • Bedroom Main: 3
  • Room Count: 22

Exterior Features

  • Exterior Features: Porte-cochere
  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • View: Long Range, Mountain(s), Year Round
  • Exclusions: See remarks
  • Waterfront Elevation: 2000
  • Construction Type: Brick Partial, Fiber Cement, Shingle/Shake, Wood
  • Other Structures: Workshop
  • Patio And Porch Features: Covered, Deck, Rear Porch, Screened, Side Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 1057
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking Spaces: 4
  • Open Parking: Yes
  • Parking Features: Circular Driveway, Detached Garage, Garage Door Opener, Garage Shop, Keypad Entry, Parking Space(s)

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Lower Level, Main Level
  • Cooling: Heat Pump
  • Utilities: Cable Available, Satellite Internet Available, Wired Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Walking Trails
  • Senior Community: No

Schools

  • Middle Or Junior School: Polk
  • HOA Subject To: None

Lot Info

  • Lot Features: Cleared, Level, Paved, Private, Sloped, Wooded, Views
  • Lot Size Area: 15.09
  • Lot Size Units: Acres
  • Parcel Number: P34-49
  • Zoning: MX
  • ResoLotSizeUnits: Acres
  • Zoning Specification: MX

MLS Schools

  • Elementary School: Saluda
  • High School: Polk

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2023
Closed on
Jul 21, 2023
Sold by
Rhodes Kyle and Rhodes Cindi
Bought by
Swagerty Kevin Scot and Griffin Kerry Lynn
Seller's Agent
Cindi Rhodes
Keller Williams Mtn Partners, LLC
Buyer's Agent
Anna Conner
Relocate828 LLC
List Price
$1,250,900
Sold Price
$1,025,000
Premium/Discount to List
-$225,900
-18.06%
Total Days on Market
60
Views
41
Current Estimated Value
$1,058,291

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,291
Avg. Annual Appreciation
1.78%
Original Mortgage
$726,200
Outstanding Balance
$712,904
Interest Rate
6.71%
Mortgage Type
New Conventional
Estimated Equity
$345,387

Purchase Details

Listed on
Dec 9, 2015
Closed on
Apr 20, 2016
Sold by
Bank Of America Na
Bought by
Rhodes Kyle and Rhodes Cindi
Seller's Agent
Alysia Maher
Allen Tate/Beverly-Hanks Hendersonville
Buyer's Agent
Laura Moye
Mosaic Community Lifestyle Realty
List Price
$427,500
Sold Price
$259,937
Premium/Discount to List
-$167,563
-39.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.86%

Purchase Details

Closed on
Jan 24, 2005
Sold by
Moore Richard B and Moore Constance M
Bought by
Traber Lawrence J and Traber Elge L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,000
Interest Rate
6%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 9, 1998
Bought by
Traber Lawrence J

Purchase Details

Closed on
Dec 31, 1997
Bought by
Traber Lawrence J

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swagerty Kevin Scot $1,025,000 None Listed On Document
Rhodes Kyle $259,937 None Available
Traber Lawrence J $525,000 None Available
Traber Lawrence J $162,500 --
Traber Lawrence J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Swagerty Kevin Scot $726,200
Previous Owner Rhodes Cindi $100,000
Previous Owner Rhodes Cindi Dianne $499,000
Previous Owner Rhodes Kyle $50,000
Previous Owner Rhodes Cindi D $441,500
Previous Owner Rhodes Kyle $18,250
Previous Owner Rhodes Kyle $412,000
Previous Owner Rhodes Kyle $270,000
Previous Owner Traber Lawrence J $417,000
Previous Owner Traber Lawrence J $420,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2023 07/21/23 Sold $1,025,000 -18.0% $202 / Sq Ft
04/18/2023 04/18/23 Price Changed $1,250,000 -0.1% $246 / Sq Ft
04/17/2023 04/17/23 For Sale $1,250,900 +381.2% $246 / Sq Ft
04/25/2016 04/25/16 Sold $259,937 -39.2% $56 / Sq Ft
03/29/2016 03/29/16 Pending -- -- --
12/09/2015 12/09/15 For Sale $427,500 -- $92 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,884 $409,501 $56,803 $352,698
2023 $2,843 $409,501 $56,803 $352,698
2022 $2,755 $409,501 $56,803 $352,698
2021 $2,727 $409,501 $56,803 $352,698
2020 $2,811 $399,815 $136,130 $263,685
2019 $2,811 $399,815 $136,130 $263,685
2018 $2,691 $399,815 $136,130 $263,685
2017 $2,408 $374,818 $133,880 $240,938
2016 $2,468 $374,818 $133,880 $240,938
2015 $2,358 $0 $0 $0
2014 $2,321 $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4021296

Canopy MLS (Canopy Realtor® Association)

APN: P34-49