NOT LISTED FOR SALE

3522 Saddle Back Ln Lutz, FL 33548

Estimated Value: $673,000 - $706,000

5 Beds
3 Baths
2,191 Sq Ft
$315/Sq Ft Est. Value

Last Sold September 23, 2024

Last sale price $680,000 $310 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,199/month

58 Days on Market

Highlights

  • Lake Front
  • Dock made with concrete
  • Above Ground Pool
  • Schwarzkopf Elementary School Rated A
  • Boat Ramp
  • Fruit Trees

About This Home

As of September 2024

ACCEPTING BACK UP OFFERS.
50 acre private ski lake retreat! A rare opportunity on Saddleback Lake for under $697,000 and zoned for Steinbrenner/Martinez/Schwarzkopf - an A+ school district in the heart of Tampa! With 5 bedrooms, 3 bathrooms, and a detached two car garage on over a third of an acre, including two primary bedrooms with cathedral ceilings and bathroom ensuites, you'll have ample space for family and guests. Both primary bedrooms also offer access to a second-story deck overlooking the shimmering lake. Enjoy the great outdoors with an array of amenities, including a concrete boat ramp, two-story concrete dry dock, above-ground pool, and a floating jet ski dock. The lush grounds feature fresh sod, fruit producing trees (Orange Navel, Hybrid Orange / Lime, and Banana) surrounded by the private, meticulously maintained 50 acre ski lake teeming with bass and surrounded by protected cypress trees. Not only does this oasis beckon boating enthusiasts and nature lovers alike, the home is elevated and does not require any flood insurance!

Step inside to discover custom oak woodwork, beautiful newly refinished hardwood floors, and river rock exterior accents. The kitchen is a chef's delight, equipped with custom oak cabinets, newer stainless steel appliances, and granite counters illuminated by subtle backlighting. Cozy up by one of the two wood-burning fireplaces or whip up a feast in the outdoor kitchen, complete with a cooktop, fridge, and sink. Stay comfortable year-round with dual AC units, a newer water heater, and LED lighting throughout. The washer and dryer are conveniently located upstairs, and all the bedroom closets feature automatic interior lights that add to the home's practical appeal.

Recent Upgrades include a brand new septic drain field valued over $20,000, new well, and house water purification system. A new sprinkler pump pulls directly from the lake, while the exterior has been enhanced with a new fence, deck staining, railing around the deck, freshly stained trim and doors, and new sod. Don't miss this opportunity to own a slice of lakeside paradise with an abundance of features and upgrades. Schedule a viewing today and let this waterfront oasis become your new sanctuary!

Last Agent to Sell the Property

Katie Patterson

COMPASS FLORIDA LLC Brokerage Phone: 212-913-9058 License #3494686 Listed on: 06/24/2024

COMPASS FLORIDA LLC

Last Buyer's Agent

Stellar Non-Member Agent

Stellar Non-Member Office

Stellar Non-Member Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,325

Year Built

  • Built in 1982

Lot Details

  • 0.33 Acre Lot
  • Lake Front
  • North Facing Home
  • Dog Run
  • Mature Landscaping
  • Well Sprinkler System
  • Fruit Trees
  • Wooded Lot
  • Property is zoned RSC-2

Parking

  • 2 Car Garage
  • 2 Carport Spaces
  • Portico
  • Ground Level Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Stone Siding
  • Stucco

Interior Spaces

  • 2,191 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • French Doors
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Chain Of Lake Views
  • Attic Fan

Kitchen

  • Convection Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Fireplace in Primary Bedroom
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Above Ground Pool
  • Access To Lake
  • Access To Chain Of Lakes
  • Boat Ramp
  • Berth or Dry Dock
  • Dock made with concrete
  • Balcony
  • Deck
  • Patio
  • Outdoor Kitchen
  • Shed
  • Outdoor Grill
  • Private Mailbox
  • Rear Porch

Schools

  • Schwarzkopf Elementary School
  • Martinez Middle School
  • Steinbrenner High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • 1 Water Well
  • 1 Septic Tank
  • Private Sewer
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Crenshaw Lakes Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,325

Year Built

Built in 1982

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stone, Stucco
  • Fireplace: Yes
  • Living Area: 2191
  • Lot Size Acres: 0.33
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 2943
  • Lot Size Sq Ft: 14400
  • Directions to Property: North on Dale Mabry, Right on Van Dyke Rd, Right on Crenshaw Lake Rd, Right on Saddle Back Ln, home is on the left hand side.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Tampa
  • Escrow Postal Code: 33618
  • Escrow State: FL
  • Escrow Street Name: North Dale Mabry Hwy Ste 200
  • Escrow Street Number: 14310
  • List Office Head Office Key Nume: 169647934
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 310.36
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Concrete,Dry Dock
  • MFR_DockYN: 1
  • Attribution Contact: 212-913-9058
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room, Primary Bedroom, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Attic Fan, Cathedral Ceiling(s), Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Spa Yn: No
  • Stories: 2
  • Street Number Modifier: 3522
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Family Room
  • Living Area Meters: 203.55
  • Room Count: 7

Exterior Features

  • Direction Faces: North
  • Other Structures: Outdoor Kitchen, Shed(s)
  • Pool Features: Above Ground
  • Exterior Features: Balcony, Dog Run, French Doors, Irrigation System, Outdoor Grill, Outdoor Kitchen, Private Mailbox
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: Yes
  • View: Water
  • Water Body Name: SADDLE BACK LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Patio, Rear Porch
  • Road Surface Type: Asphalt, Paved
  • Disclosures: Seller Property Disclosure
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private
  • Water Extras YN: 1
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2008-08-28
  • Flood Zone Panel: 12057C0205H

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Covered, Driveway, Garage Door Opener, Ground Level, Portico

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Private, Sprinkler Well, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Closet, Upper Level
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Complex Community Name Nccb: CRENSHAW LAKES
  • Development: Not in Development

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Schwarzkopf-HB
  • High School: Steinbrenner High School
  • Middle Or Junior School: Martinez-HB

Lot Info

  • Zoning: RSC-2
  • Parcel Number: U-22-27-18-0KG-000000-00001.3
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1338

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer's agent to verify any lease restrictions with county. No HOA or CDD.

Tax Info

  • Tax Annual Amount: 6325
  • Tax Block: 0000000
  • Tax Book Number: 27-105
  • Tax Lot: 1

Multi Family

  • Waterfront Features: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 24, 2024
Closed on
Sep 23, 2024
Sold by
Rudd Melissa L
Bought by
Cabrera Anthony and Cabrera Lenira
Seller's Agent
Katie Patterson
COMPASS FLORIDA LLC
Buyer's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
List Price
$724,900
Sold Price
$680,000
Premium/Discount to List
-$44,900
-6.19%
Views
53
Current Estimated Value
$689,458

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,458
Avg. Annual Appreciation
1.31%
Original Mortgage
$544,000
Outstanding Balance
$537,908
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$151,550

Purchase Details

Listed on
Jul 2, 2018
Closed on
Sep 28, 2018
Sold by
Dougherty Angela S and Dougherty Angela S
Bought by
Rudd Melissa L
Seller's Agent
Jeannine Savignac
DALTON WADE INC
Buyer's Agent
Mathew Sumlin
EXP REALTY LLC
List Price
$425,000
Sold Price
$435,000
Premium/Discount to List
$10,000
2.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.74%
Original Mortgage
$413,250
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 23, 2018
Sold by
Dougherty Angela S
Bought by
Dougherty Angela S

Purchase Details

Closed on
Jan 18, 2018
Sold by
Homan Ronald L and Homan Ronald L
Bought by
Dougherty Angela Stanton

Purchase Details

Closed on
May 28, 2014
Sold by
Stanton Diana
Bought by
Stanton Diana
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cabrera Anthony $680,000 Milestone Title Services
Rudd Melissa L $435,000 Compass Land & Title Llc
Dougherty Angela S -- Attorney
Dougherty Angela Stanton -- Attorney
Stanton Diana -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cabrera Anthony $544,000
Previous Owner Rudd Melissa L $413,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/23/2024 09/23/24 Sold $680,000 -2.3% $310 / Sq Ft
08/22/2024 08/22/24 Pending -- -- --
08/15/2024 08/15/24 Price Changed $696,000 -4.0% $318 / Sq Ft
08/06/2024 08/06/24 For Sale $724,900 0.0% $331 / Sq Ft
08/01/2024 08/01/24 Pending -- -- --
07/24/2024 07/24/24 Price Changed $724,900 -4.5% $331 / Sq Ft
06/24/2024 06/24/24 For Sale $759,000 +74.5% $346 / Sq Ft
09/28/2018 09/28/18 Sold $435,000 +2.4% $199 / Sq Ft View Prior Sale
07/10/2018 07/10/18 Pending -- -- --
07/02/2018 07/02/18 For Sale $425,000 -- $194 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,530 $392,009 -- --
2023 $6,325 $380,591 $0 $0
2022 $6,094 $369,506 $0 $0
2021 $6,035 $358,744 $172,800 $185,944
2020 $6,305 $346,101 $164,160 $181,941
2019 $5,650 $296,485 $146,880 $149,605
2018 $5,547 $286,179 $0 $0
2017 $3,226 $276,750 $0 $0
2016 $3,197 $197,015 $0 $0
2015 $3,232 $195,645 $0 $0
2014 $3,206 $194,092 $0 $0
2013 -- $191,224 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: T3530151

Stellar MLS

APN: U-22-27-18-0KG-000000-00001.3