$950,000
OPEN SAT 11AM - 2PM

3528 Bay Island Cir Jacksonville Beach, FL 32250

Estimated payment $6,061/month

Total Views 329
4 Beds
3 Baths
2,168 Sq Ft
$438 Price per Sq Ft

Highlights

  • Home fronts a pond
  • Lake View
  • Vaulted Ceiling
  • Duncan U. Fletcher High School Rated A-
  • Clubhouse
  • Traditional Architecture

About This Home

Nestled in one of Jacksonville Beach's most exclusive and rarely available neighborhoods, this stunning pool home is a rare opportunity to live where homes seldom hit the market. Step inside to find bright, open spaces that flow seamlessly to a private backyard retreat with a sparkling pool and covered lanai, perfect for morning coffee or sunset entertaining. The open concept design combines coastal charm with modern comfort, creating a space that feels both elevated and effortless. Three bedrooms, including a serene primary suite, are located on the main level, while upstairs the owners added a wall to create an office and additional bedroom, offering a nonconforming five bedroom layout ideal for guests or remote work. Just five minutes from the beach, with easy access to JTB/202 and only 25 minutes to Jacksonville International Airport, this home is also moments from Trader Joe's, Whole Foods, Target, and premier dining and shopping. Coastal living at its finest!

Listing Agent

Heather Perez-Hollis

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST License #3334647 Listed on: 10/30/2025

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,155

Year Built

  • Built in 2000

Lot Details

  • 0.35 Acre Lot
  • Home fronts a pond

HOA Fees

  • $75 Monthly HOA Fees

Parking

  • 2 Car Garage

Property Views

  • Lake
  • Pond

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,168 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Screened Porch
  • Smart Thermostat
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Convection Oven
  • Electric Oven
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Bathtub With Separate Shower Stall

Additional Features

  • Patio
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 1809491790

Community Details

Overview

  • Ocean Cay Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,155

Year Built

Built in 2000

Lot Details

0

HOA Fees

$75 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2000
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.35
  • Subdivision Name: Ocean Cay
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Living Area2: 2168.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features Breakfast Nook: Yes
  • Flooring Laminate: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.35
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • ViewPond: Yes
  • Levels Two: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Pool Features Fenced2: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: No
  • Special Features: 4097

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s)
  • Major Appliances: Convection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Living Area: 2168.0
  • Appliances Dishwasher: Yes
  • Appliances:Ice Maker: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Gas: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Pool Features: In Ground, Fenced
  • Pool Private: Yes
  • View: Lake, Pond
  • Waterfront Features: Lake Front, Pond
  • Construction Type: Frame, Stucco
  • Patio And Porch Features: Front Porch, Patio, Screened
  • Construction Materials:Frame: Yes
  • Waterfront Features:Pond2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Lake Front: Yes
  • View:Lake: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 896.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Pool, Clubhouse, Playground
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 896.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Playground: Yes

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 15246.0
  • Parcel #: 1809491790

Tax Info

  • Tax Annual Amount: 12155.1
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,155 $690,065 -- --
2024 $11,135 $707,170 $350,000 $357,170
2023 $11,135 $647,034 $290,000 $357,034
2022 $9,612 $594,514 $240,000 $354,514
2021 $8,580 $471,325 $185,000 $286,325
2020 $4,523 $288,928 $0 $0
2019 $4,470 $282,433 $0 $0
2018 $4,412 $277,167 $0 $0
2017 $4,356 $271,467 $0 $0
2016 $4,287 $265,884 $0 $0
2015 $4,351 $264,036 $0 $0
2014 $4,379 $261,941 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2025 10/30/25 For Sale $950,000 +77.9% $438 / Sq Ft
12/17/2023 12/17/23 Off Market $534,000 -- --
02/28/2020 02/28/20 Sold $534,000 -7.1% $246 / Sq Ft View Prior Sale
02/21/2020 02/21/20 Pending -- -- --
11/07/2019 11/07/19 For Sale $574,900 -- $265 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $534,000 Marsh Landing Title Llc
Special Warranty Deed $495,000 Attorney
Corporate Deed $252,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $427,200 New Conventional
Previous Owner $417,000 Purchase Money Mortgage
Previous Owner $226,500 No Value Available
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2115249

realMLS (Northeast Florida Multiple Listing Service)

APN: 180949-1790

Florida Duval County Jacksonville Beach 32250

3528 Bay Island Cir, Jacksonville Beach, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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Heather Perez-Hollis
Listing Agent
Heather Perez-Hollis
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CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
(904) 736-7631