$195,000

3528 Horseshoe Island Rd Clay, NY 13041

Estimated payment $1,445/month

Total Views 10,043
2 Beds
1 Bath
1,211 Sq Ft
$161 Price per Sq Ft

Highlights

  • River Access
  • 1 Fireplace
  • Woodwork
  • Main Floor Bedroom
  • Eat-In Kitchen
  • Laundry Room

About This Home

This peaceful year-round waterfront home offers gorgeous, secluded views with no one on the opposite shoreline. It features 2 bedrooms, 1 full bathroom, an enclosed porch overlooking the water, and a spacious family room with a coal-burning stove. Updates include a 5-year-old roof and shed, a newer brick patio, and a dock for enjoying the lake. With public water and sewers, this property combines charm, privacy, and potential, offering the perfect opportunity to bring your vision and create your own retreat on the water.

Listing Agent

Karen Whalen

Listing by Keller Williams Syracuse Brokerage Phone: 315-663-6633 License #10301219318 Listed on: 08/23/2025

Keller Williams Syracuse

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,617

Year Built

  • Built in 1950

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 68x75
  • Home fronts a stream
  • Property fronts a private road
  • Rectangular Lot

Home Design

  • Block Foundation
  • Slab Foundation
  • Vinyl Siding
  • Copper Plumbing

Interior Spaces

  • 1,211 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Ceiling Fan
  • 1 Fireplace
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Gas Cooktop

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • No Garage
  • Gravel Driveway

Utilities

  • Heating System Uses Gas
  • Wall Furnace
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • River Access
  • Flood Zone Lot

Listing and Financial Details

  • Tax Lot 19
  • Assessor Parcel Number 312489-013-000-0001-019-001-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,617

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1950
  • Attribution Contact: 315-663-6633
  • ResoLaundryFeatures: Main Level
  • Lot Features: Flood Zone, Other, Rectangular, Rectangular Lot, Residential Lot, See Remarks
  • Road Frontage Type: City Street, Private Road
  • Water Body Name: Oneida River
  • Directions: Bonstead Road to Horseshoe Island Road.
  • Architectural Style: Ranch
  • Flooring: Carpet, Laminate, Varies
  • Garage Yn: No
  • Interior Features: Ceiling Fan(s), Eat-in Kitchen, Pantry, Natural Woodwork, Bedroom on Main Level
  • Unit Levels: One
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Refrigerator, Washer
  • Basement: Crawl Space
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Total Bedrooms: 5
  • Stories: 1
  • Stories: 1

Exterior Features

  • Acres: 0.1
  • Waterfront Features: River Access, Stream
  • Waterfront: Yes
  • Construction Type: Vinyl Siding, Copper Plumbing
  • Exterior Features: Gravel Driveway
  • Foundation Details: Block, Slab

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Coal, Electric, Gas, Wall Furnace
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Schools

  • Junior High Dist: Phoenix

Lot Info

  • Parcel Number: 312489-013-000-0001-019-001-0000
  • Lot Dimensions: 68X75
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4617.0
  • Tax Lot: 19

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,779 $4,500 $500 $4,000
2023 $4,812 $4,500 $500 $4,000
2022 $4,984 $4,500 $500 $4,000
2021 $5,095 $4,500 $500 $4,000
2020 $2,904 $4,500 $500 $4,000
2019 $1,739 $4,500 $500 $4,000
2018 $2,839 $4,500 $500 $4,000
2017 $1,681 $4,500 $500 $4,000
2016 $3,803 $4,500 $500 $4,000
2015 -- $4,500 $500 $4,000
2014 -- $4,500 $500 $4,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/23/2025 08/23/25 For Sale $195,000 -- $161 / Sq Ft
Source: Central New York Information Services

Purchase History

Date Type Sale Price Title Company
Land Contract $65,000 --
Source: Public Records

About the Listing Agent

Karen Whalen

Listing by Keller Williams Syracuse

(315) 903-4965

Section Image

Selling your home is more than just a transaction — it’s a major life move. You deserve a REALTOR® who treats it that way. I’m Karen Whalen, a full-time Associate Real Estate Broker with Keller Williams, serving Central New York. As a Senior Real Estate Specialist and a certified Luxury Agent, I know that when you’re ready to sell — or buy — you need a partner who delivers results, a seamless experience, and unwavering dedication every step of the way.

What sets me apart is my fierce

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Source: Central New York Information Services

MLS Number: S1632947

Central New York Information Services

APN: 312489-013-000-0001-019-001-0000