NOT LISTED FOR SALE

3538 Saddle Ridge Rd Stem, NC 27581

Estimated Value: $377,048

3 Beds
2 Baths
1,704 Sq Ft
$221/Sq Ft Est. Value

Sale Details

Date Sold: April 7, 2026

Last sale price $365,000 $214 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,261 / mo

165 Days on Market

Highlights

  • Deck
  • Cathedral Ceiling
  • No HOA
  • Traditional Architecture
  • Wood Flooring
  • Fireplace

About This Home

As of April 2026

Welcome to this well-maintained 3-bedroom, 2-bath ranch situated on a beautiful oversized lot with exceptional landscaping. This home offers a comfortable single-level layout plus additional spaces for flexibility: Unpermitted bonus room providing extra living or hobby space Walk-up attic with excellent storage or future expansion potential Mature landscaping enhancing curb appeal and outdoor enjoyment Peaceful setting with room to grow This property combines charm, function, and opportunity — truly a must-see.

Last Agent to Sell the Property

Linda Taylor

Northern Point Realty License #193936 Listed on: 09/22/2025

Last Buyer's Agent

Julie McFalls

Grand Slam Realty License #312214

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,473

Year Built

  • Built in 2004

Lot Details

  • 1.56 Acre Lot
  • Property fronts a private road

Parking

  • 2 Car Attached Garage
  • Parking Pad
  • Parking Deck
  • Side Facing Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,704 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Primary bathroom on main floor
  • Separate Shower

Attic

  • Walk-In Attic
  • Unfinished Attic

Outdoor Features

  • Deck

Schools

  • Butner - Stem Elementary School
  • Granville Central Middle School
  • S Granville High School

Utilities

  • Central Air
  • Heating Available
  • Propane
  • Natural Gas Not Available
  • Well
  • Electric Water Heater
  • Septic Tank
  • Phone Available

Community Details

  • No Home Owners Association
  • Saddle Ridge Subdivision

Listing and Financial Details

  • Assessor Parcel Number 087900521031

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,473

Year Built

Built in 2004

Lot Details

1.56 Acres

Parking

2

Listing Details

  • Year Built: 2004
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Subdivision Name: Saddle Ridge
  • Above Grade Finished Sq Ft: 1704.0
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Room Types Bedroom 2 Level: Main
  • Room Types Bedroom 3 Level: Main
  • Room Types Primary Bedroom Level: Main
  • General Property Information Enhanced Accessible2: No
  • Room Types Primary Bathroom Level: Main
  • DelayedMarketingYN: No
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDM4OSIsIkxpc3RpbmdJRCI6IjEwMTIzMzQ0IiwiU3RhbmRhcmRTdGF0dXMiOiJDbG9zZWQiLCJNb2RpZmljYXRpb25UaW1lc3RhbXAiOiIyMDI2LTA0LTA4VDEzOjQ1OjEzLjAwMFoiLCJMaWNlbnNlZUlEIjoib2F1dGgyXzI1ODcxIiwiTGljZW5zZWVOYW1lIjoiSG9tZXMgUHJvIn0.FILLQ4bUorXJQWQ9rxiM-LzfpULb6uXj4Qif81ryO3g/badge
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, High Ceilings, Primary Downstairs, Separate Shower, Walk-In Shower
  • Appliances: Dishwasher, Electric Range, Electric Water Heater
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Attic Features:Attic Features: Unfinished, Walk-In Attic

Exterior Features

  • Roof: Shingle
  • Acres: 1.56
  • Waterfront: No
  • Construction Type: Brick Veneer, Vinyl Siding
  • Foundation Details: Crawlspace
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Deck, Driveway, Garage Faces Side, Garage, Parking Pad

Utilities

  • Utilities: Electricity Connected, Natural Gas Not Available, Phone Available, Propane
  • Heating: Fireplace(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Ninth Grade High School: Granville - S Granville
  • Middle Or Junior School: Granville - Granville Central

Lot Info

  • Lot Size Sq Ft: 67953.6
  • ResoLotSizeUnits: Acres
  • Parcel #: 087900521031

Tax Info

  • Tax Annual Amount: 2472.87
  • Tax Year: 2025
  • Tax Map Number: 22756

MLS Schools

  • Elementary School: Granville - Butner - Stem

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 22, 2025
Closed on
Apr 7, 2026
Sold by
Bought by
Seller's Agent
Linda Taylor
Northern Point Realty
Buyer's Agent
Julie McFalls
Grand Slam Realty
List Price
$450,000
Sold Price
$365,000
Premium/Discount to List
-$85,000
-18.89%
Views
265
Current Estimated Value
$377,048

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,048
Avg. Annual Appreciation
12.78%
Original Mortgage
$292,000
Outstanding Balance
$291,125
Interest Rate
6.01%
Mortgage Type
New Conventional
Estimated Equity
$85,923

Purchase Details

Closed on
Jul 1, 2015
Sold by
Bought by

Purchase Details

Closed on
Sep 15, 2004
Bought by
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$365,000 None Listed On Document
-- None Available
$195,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $292,000
Previous Owner $50,000
Previous Owner $193,400
Previous Owner $193,110
Previous Owner $20,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/07/2026 04/07/26 Sold $365,000 -3.9% $214 / Sq Ft
03/06/2026 03/06/26 Pending -- -- --
02/18/2026 02/18/26 Price Changed $380,000 -10.6% $223 / Sq Ft
11/05/2025 11/05/25 Price Changed $425,000 -5.6% $249 / Sq Ft
09/22/2025 09/22/25 For Sale $450,000 -- $264 / Sq Ft
Source: Doorify MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,483 $341,466 $66,500 $274,966
2024 $2,473 $341,466 $66,500 $274,966
2023 $2,463 $211,598 $40,000 $171,598
2022 $2,013 $211,598 $40,000 $171,598
2021 $1,881 $211,598 $40,000 $171,598
2020 $1,881 $211,598 $40,000 $171,598
2019 $1,881 $211,598 $40,000 $171,598
2018 $1,881 $211,598 $40,000 $171,598
2016 $1,859 $199,417 $40,000 $159,417
2015 $1,754 $199,417 $40,000 $159,417
2014 $1,754 $199,417 $40,000 $159,417
2013 -- $199,417 $40,000 $159,417
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Doorify MLS

MLS Number: 10123344

Doorify MLS

APN: 087900521031

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