NOT LISTED FOR SALE

354 Providence Rd Cardinal, VA 23025

Estimated Value: $315,000 - $407,000

2 Beds
1 Bath
1,104 Sq Ft
$327/Sq Ft Est. Value

Last Sold October 25, 2019

Last sale price $225,000 $204 Per Sq Ft

Est. 60% increase in value since last sale

Current estimated payment $2,067/month

186 Days on Market

Highlights

  • Docks
  • River Access
  • Horses Allowed On Property
  • Guest House
  • Barn
  • Waterfront

About This Home

As of October 2019

If you're in a hurry to go nowhere, then this tranquil space is waiting for you. Fall in love and stay forever in this cute and cozy river house. Spring and summer, open the sliding glass doors and feel those warm southern breezes from your screened porch and go catch some dinner from your own dock. Flip flop around in the yard as you enjoy the sights of beautiful fruit trees and flowering shrubs. Enjoy the silence as you visit your Koi pond and pick some blueberries. Fall and winter, cozy up in the living room with the fireplace as you watch the river float on by. This property is located on a cove that opens to the East river. The neighborhood is nestled in a country setting, which is grand for taking a walk or bike riding. Lots of space and a pleasant outdoor building, equipped with electricty and a window A.C. This home boasts a whole house gas generator, gas fireplace, gas stove, gas water heater and also a water softener. Nice tilt windows, for easy cleaning and pretty nautical looking ceilings throughout the home create that extra feeling of serenity. Seller will include much furnishing with the right price. So much to offer with this cute charmer. Come see it TODAY

Last Agent to Sell the Property

Denise Tyler

Nancy R. Pannell Real Estate License #0225237365 Listed on: 03/20/2019

Last Buyer's Agent

Denise Tyler

Nancy R. Pannell Real Estate License #0225237365 Listed on: 03/20/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,603

Year Built

  • Built in 1973

Lot Details

  • 1.65 Acre Lot
  • Waterfront
  • Sloped Lot
  • Fruit Trees

Home Design

  • A-Frame Home
  • Cottage
  • Bungalow
  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,104 Sq Ft Home
  • 1-Story Property
  • Wired For Data
  • Wainscoting
  • Ceiling Fan
  • Track Lighting
  • Gas Fireplace
  • Window Treatments
  • Bay Window
  • Sliding Doors
  • Insulated Doors
  • Dining Area
  • Workshop
  • Screened Porch
  • Stacked Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Gas Cooktop
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Laminate Countertops

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Basement

  • Dirt Floor
  • Crawl Space

Parking

  • No Garage
  • Shared Driveway
  • Unpaved Parking
  • Off-Street Parking

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Bedroom
  • Accessibility Features
  • Accessible Approach with Ramp

Outdoor Features

  • River Access
  • Docks
  • Deck
  • Exterior Lighting
  • Shed
  • Outbuilding

Schools

  • Lee Jackson Elementary School
  • Thomas Hunter Middle School
  • Mathews High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Generator Hookup
  • Power Generator
  • Well
  • Propane Water Heater
  • Water Softener
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Guest House
  • Barn
  • Horses Allowed On Property

Listing and Financial Details

  • Tax Lot 50
  • Assessor Parcel Number 25-A-50

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,603

Year Built

Built in 1973

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1973
  • Property Attached Yn: No
  • Horses: Yes
  • Lot Size Acres: 1.65
  • Water Body Name: East River
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: A-Frame, Bungalow, Cottage, Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Carpet, Linoleum
  • Basement: Crawl Space, Dirt Floor
  • Appliances: Dryer, Dishwasher, Gas Cooking, Ice Maker, Microwave, Oven, Propane Water Heater, Refrigerator, Self Cleaning Oven, Stove, Water Softener, Washer
  • Other Equipment: Generator
  • Accessibility Features: Accessibility Features, Accessible Full Bath, Accessible Bedroom, Accessible Approach with Ramp
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Insulated Doors, Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Bay Window, Ceiling Fan(s), Dining Area, Eat-in Kitchen, High Speed Internet, Laminate Counters, Main Level Primary, Pantry, Track Lighting, Cable TV, Wired for Data, Workshop, Window Treatments, Paneling/Wainscoting
  • Living Area: 1104.0
  • Stories: 1
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Asphalt
  • Fencing: None
  • Lot Features: Fruit Trees, Sloped, Waterfront
  • Pool Features: None
  • Waterfront Features: River Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Block, Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Dock, Lighting, Out Building(s), Porch, Storage, Shed, Unpaved Driveway
  • Other Structures: Barn(s), Guest House, Storage, Outbuilding
  • Patio And Porch Features: Front Porch, Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, No Garage, Off Street, Shared Driveway, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Electric, Heat Pump
  • Electric: Generator Hookup
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Thomas Hunter

Lot Info

  • Topography: Sloping
  • Parcel Number: 25-A-50
  • Horse Amenities: Horses Allowed
  • Zoning Description: Res
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2018
  • Tax Annual Amount: 1603.0
  • Tax Lot: 50

MLS Schools

  • Elementary School: Lee Jackson
  • High School: Mathews

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 20, 2019
Closed on
Oct 22, 2019
Sold by
Adams Deborah J
Bought by
Leigh Bruce Gary and Leigh Bruce Ritamary
Seller's Agent
Denise Tyler
Nancy R. Pannell Real Estate
Buyer's Agent
Denise Tyler
Nancy R. Pannell Real Estate
List Price
$274,900
Sold Price
$225,000
Premium/Discount to List
-$49,900
-18.15%
Total Days on Market
186
Current Estimated Value
$361,081

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$136,081
Avg. Annual Appreciation
8.51%
Original Mortgage
$213,750
Interest Rate
3.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Leigh Bruce Gary $225,000 Stewart Title Guaranty Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bruce Ritamary $215,400
Closed Leigh Bruce Gary $213,750
Previous Owner Adams David W $30,000
Previous Owner Adams David W $204,000
Previous Owner Adams David W $50,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/25/2019 10/25/19 Sold $225,000 -18.2% $204 / Sq Ft
09/25/2019 09/25/19 Pending -- -- --
03/22/2019 03/22/19 For Sale $274,900 -- $249 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,812 $323,600 $176,100 $147,500
2023 $1,812 $323,600 $176,100 $147,500
2022 $1,784 $278,700 $176,100 $102,600
2021 $1,798 $278,700 $176,100 $102,600
2020 $1,798 $278,700 $176,100 $102,600
2019 $1,798 $278,700 $176,100 $102,600
2018 $1,603 $278,700 $176,100 $102,600
2017 $1,603 $278,700 $176,100 $102,600
2015 $16,060 $0 $0 $0
2014 $16,060 $297,400 $186,100 $111,300
2013 $1,398 $297,400 $186,100 $111,300
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 1908777

Chesapeake Bay & Rivers Association of REALTORS®

APN: 25-A-50