$412,000
SOLD JUN 27, 2025

3540 Owl Brow Ct Cumming, GA 30028

4 Beds
3 Baths
2,371 Sq Ft
0.47 Acres

Recently Sold

$174 Per Sq Ft

4% Below List Price

7 Days on Market

Highlights

  • Dining Room Seats More Than Twelve
  • Deck
  • Main Floor Primary Bedroom
  • Matt Elementary School Rated A
  • Traditional Architecture
  • Community Pool

About This Home

As of June 2025

BACK ON MARKET; NO FAULT OF SELLER. (Buyer was unable to sell their home). MASTER BATHROOM COUNTERTOP, SINK & FAUCETTS HAVE BEEN UPGRADED. BASEMENT FLOORING HAS BEEN CHANGED & UPGRADED. This spacious 4-bedroom, 3 full bath residence showcases exceptionally large rooms, perfect for comfortable living. The separate dining room and breakfast area offer two separate areas dedicated to dining. Situated on a large corner lot, this home is surrounded by mature trees, providing a serene and private atmosphere. Recently updated with fresh paint and modern lighting fixtures, the house displays a contemporary charm. Step into a kitchen filled with natural light, creating a warm and inviting atmosphere. The space has been thoughtfully updated with a new backsplash that adds a touch of style and modernity. The kitchen is designed for both functionality and aesthetic appeal. A few minor improvements have been left for the next owner to make this home theirs. Set at the entrance of a quiet and low traffic cul-de-sac street. The large front and back yards provide the space for outdoor enjoyment. The fully finished lower level is complete with a private bathroom and large windows, is ideal for a home office or recreation room. Located in the nationally top-rated school district of Forsyth County, it is also conveniently close to highways, shopping areas, entertainment and a variety of eateries. Freshly painted interior (Agreeable Gray). Clean and Move in Ready. **If you had toured the home previously, we strongly suggest you do it again with the recent renovations, the home is much more desirable.

Last Agent to Sell the Property

Darren Bondy

Coldwell Banker Realty License #363720 Listed on: 05/22/2025

Coldwell Banker Realty

Co-Listed By

Gina Monteza

Coldwell Banker Realty License #409296

Last Buyer's Agent

Glenda Broker

Non-Mls Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,755

Year Built

  • Built in 1995

Lot Details

  • 0.47 Acre Lot
  • Privacy Fence
  • Wood Fence
  • Back Yard Fenced
  • Level Lot

HOA Fees

  • $23 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Block Foundation
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 2,371 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Factory Built Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Dining Room Seats More Than Twelve
  • Home Office
  • Vinyl Flooring

Kitchen

  • Breakfast Room
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity

Laundry

  • Dryer
  • Washer

Finished Basement

  • Interior and Exterior Basement Entry
  • Laundry in Basement
  • Natural lighting in basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 3 Car Garage
  • Side or Rear Entrance to Parking
  • Garage Door Opener
  • Drive Under Main Level

Outdoor Features

  • Deck

Schools

  • Matt Elementary School
  • Liberty Middle School
  • North Forsyth High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 595

Community Details

Overview

  • $275 Initiation Fee
  • Association fees include insurance, reserve fund, swimming, tennis
  • Whisper Walk Subdivision

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,755

Year Built

Built in 1995

Lot Details

0

HOA Fees

$23 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1995
  • ArchitecturalStyle: Traditional
  • Co List Office: CBRB17
  • Financing Type: UNKN
  • Levels: One and One Half
  • Lot Size Acres: .47
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2371
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
  • Bedrooms: 4
  • Dining Room Features: Seats 12+
  • Basement: Daylight, Exterior Entry, Finished, Interior Entry
  • Total Finished Sq Ft: 2371
  • Above Grade Finished Sq Ft: 2371
  • Interior Amenities: Double Vanity, Master On Main Level, Walk-In Closet(s)
  • Full Bathrooms: 3
  • Fireplace Features: Factory Built, Gas Starter
  • Flooring: Vinyl
  • Kitchen Features: Breakfast Area, Breakfast Room, Pantry
  • Price Per Square Foot: 173.766

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 2
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete
  • Fencing: Back Yard, Privacy, Wood
  • Foundation Details: Block
  • Lot Features: Level, Private
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Attached, Basement, Garage, Garage Door Opener, Side/Rear Entrance
  • ParkingTotal: 3

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Zoned
  • Heating: Central, Natural Gas, Zoned
  • Laundry Features: In Basement
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 275
  • Association: Yes
  • Community Features: Playground, Pool

Fee Information

  • Initiation Fee: 275
  • Association Fee Includes: Insurance, Reserve Fund, Swimming, Tennis

Schools

  • Elementary School: Matt
  • High School: North Forsyth
  • High School Bus: Yes
  • Middle School: Liberty
  • Middle School Bus: Yes
  • Elementary School: Matt
  • Middle School: Liberty
  • High School: North Forsyth

Lot Info

  • Land Lot: 595
  • Plat Book: 43
  • Plat Page: 192

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 3755

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Jun 27, 2025
Sold by
Fedchenko Vitaliy
Bought by
Fedchenko Vitaliy and Fedchenko Natalya
Seller's Agent
Darren Bondy
Coldwell Banker Realty
Buyer's Agent
Glenda Broker
Non-Mls Company
List Price
$429,000
Sold Price
$412,000
Premium/Discount to List
-$17,000
-3.96%
Views
292

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.62%
Original Mortgage
$75,000
Outstanding Balance
$74,742
Interest Rate
6.01%
Mortgage Type
New Conventional
Estimated Equity
$351,198

Purchase Details

Listed on
Sep 10, 2020
Closed on
Oct 29, 2020
Sold by
Jones Sam
Bought by
Oleary Gwendolynn Louise and Phillips Gary William
Seller's Agent
Barbara Cash
NOT A VALID MEMBER
Buyer's Agent
Christopher Bartelski
Atlanta Communities
List Price
$255,000
Sold Price
$245,000
Premium/Discount to List
-$10,000
-3.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.80%
Original Mortgage
$211,894
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 7, 2007
Sold by
Walters George and Walters Stephanie
Bought by
Jones Sam and Jones Angela C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,000
Interest Rate
6.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 21, 2003
Sold by
Arena James A
Bought by
Walters George and Walters Stephanie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,200
Interest Rate
5.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 22, 2001
Sold by
Stinnett Leo R and Stinnett Virginia J
Bought by
Arena James A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
7.16%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Special Warranty Deed $412,000 None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $245,000 --
Deed $201,000 --
Deed $189,000 --
Deed $158,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $75,000 New Conventional
Closed $0 New Conventional
Previous Owner $209,585 Construction
Previous Owner $211,894 FHA
Previous Owner $201,000 New Conventional
Previous Owner $135,200 New Conventional
Previous Owner $124,000 New Conventional
Previous Owner $136,800 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Sold $412,000 -4.0% $174 / Sq Ft
05/29/2025 05/29/25 Pending -- -- --
05/22/2025 05/22/25 For Sale $429,000 0.0% $181 / Sq Ft
05/07/2025 05/07/25 For Sale $429,000 0.0% $181 / Sq Ft
04/15/2025 04/15/25 Off Market $429,000 -- --
04/07/2025 04/07/25 For Sale $429,000 +75.1% $181 / Sq Ft
10/29/2020 10/29/20 Sold $245,000 -3.9% $146 / Sq Ft
09/16/2020 09/16/20 Pending -- -- --
09/10/2020 09/10/20 For Sale $255,000 -- $152 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,755 $153,144 $46,000 $107,144
2023 $3,591 $145,908 $38,000 $107,908
2022 $3,144 $98,000 $21,760 $76,240
2021 $2,706 $98,000 $21,760 $76,240
2020 $2,350 $94,636 $22,000 $72,636
2019 $2,272 $90,704 $22,000 $68,704
2018 $1,905 $72,768 $22,000 $50,768
2017 $2,075 $80,440 $22,000 $58,440
2016 $1,672 $63,400 $12,000 $51,400
2015 $1,675 $63,400 $12,000 $51,400
2014 $1,477 $59,068 $12,000 $47,068
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10495389

Georgia MLS

APN: 096-154