$430,000
SOLD AUG 12, 2025

3540 S Cottonwood Dr Camp Verde, AZ 86322

4 Beds
3 Baths
1,872 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$230 Per Sq Ft

9% Below List Price

67 Days on Market

Highlights

  • Home fronts a creek
  • Great Room
  • Double Pane Windows
  • Ranch Style House
  • Wood Frame Window
  • Brick or Stone Mason

About This Home

As of August 2025

Just a 2-minute walk from the Creek - Remodeled & Move-In Ready! Discover this beautifully updated 2004-built block home in desirable Clear Creek West. With 1,872 sq ft of well-designed living space, this property offers both comfort and efficiency, featuring triple insulation, a new roof, and recent interior upgrades. Enjoy the serenity of a fully fenced yard, perfect for pets, kids, or outdoor entertaining. There's plenty of room for your RV, and you're just a short stroll to the peaceful Clear Creek. The home is situated on the outskirts of Camp Verde, blending a country lifestyle with quick access to local shops, dining, and services. Nearby hiking trails, wineries, Sedona and Prescott (just 35 miles away) make this location ideal. Perfect for a family home or Airbnb/VRBO!

Last Agent to Sell the Property

Jose Curbelo

HomeSmart License #BR561940000 Listed on: 05/10/2025

HomeSmart

Last Buyer's Agent

Brent Wofford

Keller Williams Arizona Realty License #SA659922000

Keller Williams Arizona Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,632

Year Built

  • Built in 2004

Lot Details

  • 10,454 Sq Ft Lot
  • Home fronts a creek
  • South Facing Home
  • Perimeter Fence
  • Landscaped with Trees
  • Grass Covered Lot

Parking

  • 2 Parking Spaces

Home Design

  • Ranch Style House
  • Brick or Stone Mason
  • Slab Foundation
  • Composition Shingle Roof
  • Stucco

Interior Spaces

  • 1,872 Sq Ft Home
  • Ceiling Fan
  • Double Pane Windows
  • Blinds
  • Wood Frame Window
  • Great Room
  • Family Room
  • Combination Kitchen and Dining Room
  • Fire and Smoke Detector
  • Washer and Electric Dryer Hookup

Kitchen

  • Range
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Bathrooms

Accessible Home Design

  • Level Entry For Accessibility

Utilities

  • Heating Available
  • Electric Water Heater
  • Conventional Septic
  • Septic System

Community Details

  • Clear Crk W2 Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 40412327

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,632

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Style: Ranch
  • Appliances Included: Dishwasher, Electric Dryer Hookup, Range, Washer Hookup
  • Cooling: Ceiling Fan(s)
  • External Amenities: Grass, Perimeter Fence
  • Floor Plan: Great Room
  • Floors: Carpet, Laminate
  • Internal Amenities: Smoke Detector
  • On Site Water Trtmnt: Conventional Septic
  • Roof Materials: Comp Shingle
  • Total Number Of Rooms: 6
  • Utilities Included: 220, Electricity, Septic
  • Property Sub Type: Single Family Residence
  • Assessor Parcel Number: 40412327
  • Amount of Taxes: 1632.00
  • Estimated Total Sq Ft: 1872.00
  • Total Bathrooms: 3.00
  • Lot Acreage: 0.24
  • Year Built: 2004
  • House Faces: S
  • Directions: Big Valley Dr. & Cottonwood DrHwy 260 E. R on Big Valley(past RV Park). R on Cottonwood Dr.
  • Special Features: None

Interior Features

  • Master Bed.: Walk in Closet
  • Heating: Electric
  • Basement YN: No
  • Construction: Brick, Stucco
  • Dining Room Features: Kitchen/Dining Combo
  • Flood Zone: Verify
  • Foundation: Slab
  • Home Warranty: Seller Pays
  • Kitchen Features: Island, Pantry
  • Levels: Level Entry
  • Living Room Features: Ceiling Fan, Great Room
  • Location: Front Creek/Rvr/Lake, Trees
  • Other Rooms: Family Room
  • Parking: 2 Car
  • Property Type: Residential
  • Road Access: City
  • Road Maintenance: City Maintained
  • Water Heater: Electric
  • Window Coverings: Horizontal Blinds, Wood
  • Subdivision: Clear Crk W2

Exterior Features

  • Windows: Double Glaze

Lot Info

  • LANDLEASE: No

Tax Info

  • Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 10, 2025
Closed on
Jul 23, 2025
Sold by
Jamn Investments Llc
Bought by
Smith Bobbie A
Seller's Agent
Jose Curbelo
HomeSmart
Buyer's Agent
Brent Wofford
Keller Williams Arizona Realty
List Price
$474,000
Sold Price
$430,000
Premium/Discount to List
-$44,000
-9.28%
Views
128

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.84%
Original Mortgage
$422,211
Outstanding Balance
$421,849
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$20,870

Purchase Details

Closed on
Jan 27, 2025
Sold by
Peterson Cass Cynthia L
Bought by
Jamn Investments Llc

Purchase Details

Closed on
Aug 21, 2023
Sold by
Peterson Vannce Ian
Bought by
Cass Cynthia L Peterson

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
6.96%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $430,000 Pioneer Title
Warranty Deed $265,000 Pioneer Title
Warranty Deed -- Pioneer Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $422,211 FHA
Previous Owner $150,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Sold $430,000 -2.3% $230 / Sq Ft
07/16/2025 07/16/25 Pending -- -- --
07/11/2025 07/11/25 Price Changed $439,900 -2.2% $235 / Sq Ft
06/13/2025 06/13/25 Price Changed $449,900 -4.3% $240 / Sq Ft
05/23/2025 05/23/25 Price Changed $469,900 -0.9% $251 / Sq Ft
05/10/2025 05/10/25 For Sale $474,000 -- $253 / Sq Ft
Source: Sedona Verde Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,632 $35,066 -- --
2024 $1,343 $34,966 -- --
2023 $1,343 $28,981 $2,353 $26,628
2022 $1,266 $23,590 $1,647 $21,943
2021 $1,316 $21,545 $1,577 $19,968
2020 $1,270 $0 $0 $0
2019 $1,243 $0 $0 $0
2018 $1,200 $0 $0 $0
2017 $1,138 $0 $0 $0
2016 $1,094 $0 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    Jose Curbelo

    HomeSmart

    (480) 252-2942

    3 in this area

    34 Total Sales

    Jose Curbelo
    Section Image
  • Brent Wofford

    Buyer's Agent in 2025

    Brent Wofford

    Keller Williams Arizona Realty

    (928) 227-8827

    1 in this area

    51 Total Sales

    Brent Wofford
    Section Image
  • Brad Bergamini

    Buyer Co-Listing Agent in 2025

    Brad Bergamini

    Keller Williams Arizona Realty

    (928) 237-4400

    2 in this area

    486 Total Sales

    Brad Bergamini
    Section Image
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Map

Source: Sedona Verde Valley Association of REALTORS®

MLS Number: 539105

Sedona Verde Valley Association of REALTORS®

APN: 404-12-327

Arizona Yavapai County Camp Verde 86322

3540 S Cottonwood Dr, Camp Verde, AZ

This home is located at 3540 S Cottonwood Dr, Camp Verde, AZ 86322 and is currently priced at $430,000, approximately $229 per square foot. This property was built in 2004. 3540 S Cottonwood Dr is a home with nearby schools including Camp Verde Elementary School, Camp Verde Middle School, and Camp Verde High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Sedona Verde Valley Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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