3544 Ruby Ave Saint James City, FL 33956
Saint James City NeighborhoodEstimated payment $8,390/month
Highlights
- Boathouse
- Dock has access to electricity and water
- Boat Lift
- 188 Feet of Salt Water Canal Waterfront
- Water access To Gulf or Ocean
- In Ground Pool
About This Home
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, AND 189 feet of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this spacious 4-befroom, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to your private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift and fillet station, with quick access to open water for boating, fishing, kayaking, and unforgettable sunset cruises. Inside, the bright and inviting floor plan is designed for both relaxing and entertaining. The gourmet kitchen features custom cabinetry, Corian countertops, stainless steel appliances, a wine refrigerator, and generous space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides additonal privacy and includes its own kitchen and laundry. Surrounded by lush tropical landscaping and water views, this is more than a home--it's a lifestyle. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of St. James City with the unmistakealbe feel of the Florida Keys right at home. This "Coastal Escape" currently on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. This home is in high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.
Listing Agent
CHARLES RUTENBERG REALTY FTL Brokerage Phone: 954-396-3001 License #3048674 Listed on: 09/14/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,418
Year Built
- Built in 1993
Lot Details
- 12,327 Sq Ft Lot
- Lot Dimensions are 86x110
- 188 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Cul-De-Sac
- West Facing Home
- Metered Sprinkler System
- Fruit Trees
- Property is zoned RS-1
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Golf Cart Parking
Home Design
- Midcentury Modern Architecture
- Coastal Architecture
- Turnkey
- Pillar, Post or Pier Foundation
- Metal Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,950 Sq Ft Home
- 2-Story Property
- Bar Fridge
- Ceiling Fan
- Living Room
- Storage Room
- Canal Views
- Home Security System
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry in Kitchen
- Dryer
- Washer
Pool
- In Ground Pool
- Heated Spa
Outdoor Features
- Water access To Gulf or Ocean
- Access to Saltwater Canal
- Seawall
- Boat Lift
- Covered Boat Lift
- Boathouse
- Dock has access to electricity and water
- Covered Dock
- Dock made with Composite Material
- Balcony
- Enclosed Patio or Porch
- Fire Pit
- Exterior Lighting
- Outdoor Grill
Additional Homes
- 1,400 SF Accessory Dwelling Unit
Schools
- Pine Island Elementary School
- Gulf Middle School
- Ida S. Baker High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 9 / B
- Assessor Parcel Number 02-46-22-11-0000B.0090
Community Details
Overview
- No Home Owners Association
- Bayview Acres Subdivision
Recreation
- Fish Cleaning Station
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $15,418 | $800,729 | $291,549 | $509,180 |
| 2025 | $15,418 | $1,025,500 | $417,154 | $608,346 |
| 2024 | $11,318 | $814,921 | ||
| 2023 | $11,318 | $740,837 | $194,287 | $486,053 |
| 2022 | $10,884 | $727,366 | $201,572 | $525,794 |
| 2021 | $7,996 | $500,443 | $193,130 | $307,313 |
| 2020 | $7,392 | $456,225 | $177,150 | $279,075 |
| 2019 | $7,343 | $444,929 | $177,150 | $267,779 |
| 2018 | $6,759 | $401,325 | $118,100 | $283,225 |
| 2017 | $4,960 | $311,510 | $0 | $0 |
| 2016 | $4,922 | $415,617 | $134,637 | $280,980 |
| 2015 | $4,764 | $387,600 | $170,632 | $216,968 |
| 2014 | $4,748 | $350,501 | $140,639 | $209,862 |
| 2013 | -- | $341,899 | $149,519 | $192,380 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/14/2026 09/14/26 | For Sale | $1,249,000 | +31.5% | $423 / Sq Ft | |
| 08/09/2024 08/09/24 | Sold | $950,000 | -5.0% | $341 / Sq Ft | View Prior Sale |
| 08/09/2024 08/09/24 | Pending | -- | -- | -- | |
| 07/09/2024 07/09/24 | Price Changed | $1,000,000 | -16.7% | $358 / Sq Ft | |
| 05/15/2024 05/15/24 | Price Changed | $1,200,000 | -7.7% | $430 / Sq Ft | |
| 03/14/2024 03/14/24 | For Sale | $1,300,000 | -7.1% | $466 / Sq Ft | |
| 11/24/2021 11/24/21 | Sold | $1,400,000 | -6.4% | $475 / Sq Ft | View Prior Sale |
| 10/25/2021 10/25/21 | Pending | -- | -- | -- | |
| 08/02/2021 08/02/21 | For Sale | $1,495,000 | +190.3% | $507 / Sq Ft | |
| 06/14/2018 06/14/18 | Sold | $515,000 | -6.4% | $306 / Sq Ft | View Prior Sale |
| 05/15/2018 05/15/18 | Pending | -- | -- | -- | |
| 02/15/2018 02/15/18 | For Sale | $550,000 | -- | $327 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $100 | None Listed On Document | |
| Warranty Deed | $950,000 | Nona Title | |
| Warranty Deed | $1,200,000 | Attorney | |
| Warranty Deed | $515,000 | Assurance Title Agency Llc | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $630,000 | Pine Island Title Ins Agency | |
| Warranty Deed | $250,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $200,000 | -- | |
| Warranty Deed | $179,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $712,500 | New Conventional | |
| Previous Owner | $1,079,880 | New Conventional | |
| Previous Owner | $125,000 | Unknown | |
| Previous Owner | $160,000 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $135,000 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving |
Source: Stellar MLS
MLS Number: L4965050
APN: 02-46-22-11-0000B.0090
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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