3608 Rita Ln Saint James City, FL 33956
Saint James City NeighborhoodEstimated payment $3,416/month
Total Views
18,348
2
Beds
2
Baths
1,194
Sq Ft
$469
Price per Sq Ft
Highlights
- Hot Property
- Home fronts a seawall
- RV Access or Parking
- Community Boat Dock
- Mangrove Front
- Canal View
About This Home
Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities.
Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away.
Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity.
Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use.
Best of all—NO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees.
Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,374
Year Built
- Built in 1974
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 74 x 112 x 68 x 112
- Home fronts a seawall
- Home fronts navigable water
- Home has North and South Exposure
- Rectangular Lot
- Property is zoned RS-1
Parking
- 1 Car Attached Garage
- Driveway
- RV Access or Parking
Home Design
- Florida Architecture
- Entry on the 1st floor
- Metal Roof
- Stucco
Interior Spaces
- 1,194 Sq Ft Home
- 1-Story Property
- Furnished
- Ceiling Fan
- Shutters
- Single Hung Windows
- Great Room
- Open Floorplan
- Canal Views
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
Flooring
- Tile
- Terrazzo
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
- Laundry Tub
Outdoor Features
- Mangrove Front
- Canal Access
- Courtyard
- Open Patio
- Outdoor Storage
- Outbuilding
- Porch
Schools
- Pine Island Elementary School
- School Choice Middle School
- School Choice High School
Utilities
- Central Heating and Cooling System
- Septic Tank
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 6 / E
- Assessor Parcel Number 02-46-22-11-0000E.0060
Community Details
Overview
- No Home Owners Association
- Bayview Acres Subdivision
Recreation
- Community Boat Dock
3D Interior and Exterior Tours
Floorplan
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,374 | $313,716 | ||
| 2024 | $2,445 | $304,875 | ||
| 2023 | $2,445 | $183,934 | $183,924 | $10 |
| 2022 | $4,084 | $287,374 | $0 | $0 |
| 2021 | $4,151 | $279,004 | $196,722 | $82,282 |
| 2020 | $3,217 | $217,334 | $0 | $0 |
| 2019 | $3,193 | $212,448 | $0 | $0 |
| 2018 | $3,181 | $208,487 | $0 | $0 |
| 2017 | $3,174 | $204,199 | $0 | $0 |
| 2016 | $3,143 | $226,007 | $144,850 | $81,157 |
| 2015 | $2,982 | $213,397 | $166,948 | $46,449 |
| 2014 | $2,963 | $194,095 | $142,141 | $51,954 |
| 2013 | -- | $194,901 | $150,285 | $44,616 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/12/2026 06/12/26 | For Sale | $559,900 | +51.3% | $469 / Sq Ft | |
| 03/27/2020 03/27/20 | Sold | $370,000 | -15.7% | $310 / Sq Ft | View Prior Sale |
| 02/26/2020 02/26/20 | Pending | -- | -- | -- | |
| 06/25/2019 06/25/19 | For Sale | $439,000 | -- | $368 / Sq Ft |
Source: Florida Gulf Coast Multiple Listing Service
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $370,000 | Florida Hometown T&E Llc | |
| Warranty Deed | $278,000 | Attorney | |
| Warranty Deed | -- | Attorney |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $296,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Public Records
About the Listing Agent
Perhaps it was a sign of things to come that Staci Stevens received her first fishing pole as a gift at her birth. Born and raised in Grand Rapids, Michigan, Staci has been around water her entire life. She moved to Florida on an athletic scholarship, where she ran cross-country for Palm Beach Atlantic University. Staci strongly believes in being fiscally responsible, a principle she has carried into both her personal and professional life to this day. She enjoys fishing, reading, boating, and
Staci's Other Listings
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 2026025325
APN: 02-46-22-11-0000E.0060
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service. All Rights Reserved
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