$285,000
SOLD JUL 1, 2026

3547 Providence Trace Dr Melbourne, KY 41059

Melbourne Area
3 Beds
2 Baths
1,710 Sq Ft
7,884 Sq Ft Lot

Sale Details

Date Sold: July 1, 2026

$167 Per Sq Ft

2% Below List Price

6 Days on Market

Highlights

  • Open Floorplan
  • Wooded Lot
  • Wood Flooring
  • Deck
  • Traditional Architecture
  • High Ceiling

About This Home

As of July 2026

Tucked away in one of Melbourne's peaceful settings, this bi-level offers an open floor plan with 3 beds, 2 full baths, and a half bath rough in on the lower level. Gleaming wood flooring, high ceilings and lots of light provide a relaxing atmosphere inside, while the fenced-in backyard, deck and extended lower level patio provide a serene setting outside with a wooded backdrop. The kitchen includes all stainless steel appliances, a backsplash, pantry, eat in area and added bump-out leading to the back deck. The primary bedroom includes an adjoining bath and all bathrooms include upgraded grantite counter tops. This lovely home provides you with the flexibility to both entertain and unwind with ease. Two car garage with newer garage door, 3 yr old roof, fenced-in backyard, wood flooring, open layout and located in USDA territory. When can you get here?

Last Agent to Sell the Property

Cathy Miles

Miles Home Team, LLC License #215914 Listed on: 05/14/2026

Last Buyer's Agent

Michele Mamo

eXp Realty LLC License #216745

eXp Realty LLC
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 7,884 Sq Ft Lot
  • Wood Fence
  • Wooded Lot
  • Land Lease

Parking

  • Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,710 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Fireplace
  • Vinyl Clad Windows
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Living Room
  • Finished Basement

Kitchen

  • Eat-In Country Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Schools

  • Crossroads Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

7,884 Sq Ft Lot

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.181
  • Year Built: 2004
  • Lot Size: Irregular
  • Ownership: Consumer
  • Directions: US 27, L on Industrial, Rt on Mary Ingles Hwy, Rt on Four Mile, L on Providence.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke
  • Water Company: Northern KY Water
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • Property Ownership:Property Ownership: Consumer
  • Land Description:Land Description: Less than .5 Acre
  • Special Features: None

Interior Features

  • Interior Amenities: High Ceilings, Eat-in Kitchen, Entrance Foyer, Granite Counters, Open Floorplan, Pantry
  • Basement: Half Bath Rough In, Finished
  • Heating: Electric, Forced Air
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Electric Range
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1710.0
  • Window Features: Vinyl Frames

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Lot Features: Wooded
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Crossroads Elementary
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 7884.0
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 11, 2023
Closed on
Sep 29, 2023
Sold by
Bought by
Seller's Agent
Kristen Peters
Huff Realty - CC
Buyer's Agent
Chris Kennedy
Keller Williams Realty Service
List Price
$260,000
Sold Price
$253,000
Premium/Discount to List
-$7,000
-2.69%
Views
93

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.45%
Original Mortgage
$253,000
Interest Rate
7.09%
Mortgage Type
VA

Purchase Details

Closed on
May 28, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,167
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 27, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,291
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 22, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,448
Interest Rate
4.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 25, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,695
Interest Rate
5.89%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 27, 2004
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Melbourne, KY

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $253,000 360 American Title
Warranty Deed $155,000 Springdale Title Llc
Interfamily Deed Transfer -- None Available
Warranty Deed $116,000 None Available
Deed $135,760 Homestead Title Agency Ltd
Deed $26,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $263,800 VA
Closed $253,000 VA
Previous Owner $152,167 FHA
Previous Owner $6,000 Unknown
Previous Owner $120,291 FHA
Previous Owner $122,448 New Conventional
Previous Owner $5,000 Credit Line Revolving
Previous Owner $134,695 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/01/2026 07/01/26 Sold $285,000 -2.4% $167 / Sq Ft
05/20/2026 05/20/26 Pending -- -- --
05/14/2026 05/14/26 For Sale $292,000 +15.4% $171 / Sq Ft
09/29/2023 09/29/23 Sold $253,000 +1.2% $148 / Sq Ft View Prior Sale
09/05/2023 09/05/23 Pending -- -- --
09/01/2023 09/01/23 Price Changed $249,900 -2.0% $146 / Sq Ft
08/24/2023 08/24/23 Price Changed $254,900 -2.0% $149 / Sq Ft
08/11/2023 08/11/23 For Sale $260,000 -- $152 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,016 $253,000 $35,000 $218,000
2024 $3,107 $253,000 $26,500 $226,500
2023 $1,860 $155,000 $26,500 $128,500
2022 $1,969 $155,000 $26,500 $128,500
2021 $1,886 $146,500 $26,500 $120,000
2020 $1,768 $135,000 $26,500 $108,500
2019 $1,752 $135,000 $26,500 $108,500
2018 $2,508 $135,000 $26,500 $108,500
2017 $2,544 $135,000 $26,500 $108,500
2016 $2,607 $135,000 $0 $0
2015 $2,638 $135,000 $0 $0
2014 $2,614 $135,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 642593

Northern Kentucky Multiple Listing Service

APN: 999-99-36-402.26

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