NOT LISTED FOR SALE

355 Ridgeway St Unit 2 Saint Joseph, MI 49085

Estimated Value: $319,000 - $407,342

1 Bed
2 Baths
1,225 Sq Ft
$183/mo HOA Fee

Last Sold August 02, 2021

Last sale price $235,000 $192 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $2,409/month

7 Days on Market

Highlights

  • Water Access
  • Recreation Room
  • 1 Car Detached Garage
  • Upton Middle School Rated A
  • Traditional Architecture
  • Cooling System Mounted In Outer Wall Opening

About This Home

As of August 2021

One of a kind listing located on the ''Gold Coast'' of St. Joseph. This one bedroom studio condominium is close to Tiscornia and Jean Klock beaches, the North Pier, St. Joseph River Yacht Club, West Basin Marina, and the Jack Nicklaus Signature Public Golf Course at Harbor Shores. The unit features 807 SF on the main level with one main floor bedroom, two full bathrooms and accessible laundry through the 418 SF finished lower level. It includes a 10x6 deck off the bedroom and a one car detached garage. Annual condo fees are $2,192, paid quarterly at $548 every three months ($183 per month).

Last Agent to Sell the Property

Donald Kamp

@properties Christie's International R.E. License #6506044717 Listed on: 06/21/2021

@properties Christie's International R.E.

Last Buyer's Agent

Ryan Green

Green Towne Coastal Realty License #6501325481

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,830

Year Built

  • Built in 1945

Lot Details

  • Shrub
  • Sprinkler System

HOA Fees

  • $183 Monthly HOA Fees

Parking

  • 1 Car Detached Garage

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Living Room
  • Recreation Room
  • Partial Basement
  • Laundry on main level

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 1 Main Level Bedroom
  • 2 Full Bathrooms

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Heating System Uses Natural Gas
  • Wall Furnace
  • Hot Water Heating System

Additional Features

  • Water Access
  • Mineral Rights Excluded

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,830

Year Built

Built in 1945

Lot Details

0

HOA Fees

$183 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 1
  • Year Built: 1945
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 0
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1225.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 2830.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Heat Type:Wall Furnace: Yes
  • Air Conditioning:Wall Unit(s): Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • Heat Type:Hot Water: Yes
  • Appliances Microwave: Yes
  • Landscape:Underground Sprinkler: Yes
  • Mineral Rights:No: Yes
  • General Property Info:SqFt Above Grade: 807.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Fireplace: No
  • Total Bedrooms: 1
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Partial
  • LivingArea: 1225.0
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Basement Full Baths: 1
  • Basement Rooms:Basement Finished SQFT: 418.0
  • Basement Rooms:Total Basement SQFT: 418.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Below Grade Sq Ft: 418.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 234900.0
  • Lot Features: Level, Sidewalk
  • Roof: Composition
  • Waterfront Features: Lake
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Wall Unit(s)
  • Cooling: Yes
  • Heating: Hot Water, Wall Furnace
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 548.0
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 548.0
  • Association Info:Assoc Fee Payable: Quarterly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Dimensions: 0
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Annual Amount: 2830.0
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2021
Closed on
Jul 28, 2021
Sold by
Toth David M and Toth Sheila D
Bought by
Cerpak Michael A and Soroczynska Czerpak Helena
Seller's Agent
Donald Kamp
@properties Christie's International R.E.
Buyer's Agent
Ryan Green
Green Towne Coastal Realty
List Price
$234,900
Sold Price
$235,000
Premium/Discount to List
$100
0.04%
Current Estimated Value
$349,336

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,336
Avg. Annual Appreciation
9.90%
Original Mortgage
$211,500
Outstanding Balance
$192,606
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$156,730

Purchase Details

Closed on
Mar 23, 1998
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cerpak Michael A $235,000 None Available
-- $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cerpak Michael A $211,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/02/2021 08/02/21 Sold $235,000 0.0% $192 / Sq Ft
06/21/2021 06/21/21 For Sale $234,900 -- $192 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,490 $177,100 $0 $0
2024 $4,355 $127,100 $0 $0
2023 $4,177 $111,900 $0 $0
2022 $3,987 $100,800 $0 $0
2021 $2,867 $117,600 $31,600 $86,000
2020 $2,828 $118,300 $0 $0
2019 $2,806 $106,100 $31,200 $74,900
2018 $2,759 $106,100 $0 $0
2017 $2,475 $106,700 $0 $0
2016 $2,475 $100,700 $0 $0
2015 $2,444 $114,000 $0 $0
2014 $2,329 $112,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 21023686

Southwestern Michigan Association of REALTORS®

APN: 11-76-1950-0002-00-1