NOT LISTED FOR SALE

3551 Edwards Ln Middle River, MD 21220

Estimated Value: $630,000 - $694,821

3 Beds
1 Bath
1,671 Sq Ft
$400/Sq Ft Est. Value

Last Sold February 23, 2021

Last sale price $530,000 $317 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $4,206/month

18 Days on Market

Highlights

  • Water Views
  • Canoe or Kayak Water Access
  • Open Floorplan
  • Home fronts navigable water
  • 1.51 Acre Lot
  • Secluded Lot

About This Home

As of February 2021

Welcome to 3551 Edwards Lane, located in Bowley's Quarters. This lovely waterfront cottage offers a natural oasis for nautical and nature lovers alike. A large lot size ensures the ability to spread out. Situated on just over an acre and a half, one does not need to compensate plot size for receiving a waterfront property's benefits. With its private pier and dock, one can dock their boat and enjoy all the benefits of riparian rights.

Last Agent to Sell the Property

Richard Gans

(410) 812-9986 rich@gansrealty.com Gans Realty License #654182 Listed on: 01/10/2021

Gans Realty

Last Buyer's Agent

Dakota Wendling

(443) 694-7364 dakota@ddwrealestate.com Compass

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,259

Year Built

  • Built in 1916

Lot Details

  • 1.51 Acre Lot
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Creek or Stream
  • Secluded Lot
  • Open Lot
  • Partially Wooded Lot
  • Side Yard
  • Property is zoned DR3.5

Home Design

  • Cottage
  • Vinyl Siding

Interior Spaces

  • 1,671 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Vinyl Clad Windows
  • Insulated Doors
  • Sitting Room
  • Living Room
  • Water Views
  • Storm Doors
  • Laundry Room

Kitchen

  • Built-In Double Oven
  • Built-In Microwave
  • Dishwasher
  • Instant Hot Water

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom
  • Walk-in Shower

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces
  • Gravel Driveway

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Rip-Rap

Location

  • Flood Zone Lot
  • Flood Risk

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Tankless Water Heater
  • Propane Water Heater

Additional Features

  • No Interior Steps
  • Energy-Efficient Windows

Community Details

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04151600002503

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,259

Year Built

Built in 1916

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Accessibility Features: No Stairs
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: Yes
  • Year Built: 1916
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven - Double, Oven - Wall, Built-In Microwave, Dishwasher, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Stall Shower
  • Window Features: Energy Efficient, Vinyl Clad
  • Fireplace: No
  • Door Features: Insulated, Storm
  • Levels Count: 1
  • Room List: Living Room, Sitting Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Laundry, Bathroom 1
  • Basement: No
  • Total Sq Ft: 1671
  • Living Area Sq Ft: 1671
  • Price Per Sq Ft: 298.62
  • Above Grade Finished Sq Ft: 1671
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Spa: No
  • View: Water
  • Water Access Features: Canoe/Kayak, Personal Watercraft (PWC), Private Access, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Instant Hot Water, Tankless, Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Sideyard(s), Flood Plain, Partly Wooded, Open, Secluded
  • Lot Size Acres: 1.51
  • Lot Dimensions: 2.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 65776.00
  • Zoning: DR3.5
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7259.00
  • Assessor Parcel Number: 04151600002503
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020

Multi Family

  • Federal Flood Zone: ZONE AE
  • Waterfront Features: Rip-Rap

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 10, 2021
Closed on
Feb 23, 2021
Sold by
Ward Maryann K
Bought by
Cutchin Stephen G and Cutchin Cheryl L
Seller's Agent
Richard Gans
Gans Realty
Buyer's Agent
Dakota Wendling
Compass
List Price
$499,000
Sold Price
$530,000
Premium/Discount to List
$31,000
6.21%
Current Estimated Value
$668,955

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$138,955
Avg. Annual Appreciation
5.10%
Original Mortgage
$424,000
Outstanding Balance
$380,279
Interest Rate
2.73%
Mortgage Type
New Conventional
Estimated Equity
$288,676

Purchase Details

Closed on
Dec 12, 2001
Sold by
Edwards Doris Mary
Bought by
Ward Maryann K
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cutchin Stephen G $530,000 Key Title Inc
Ward Maryann K $270,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cutchin Stephen G $424,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/23/2021 02/23/21 Sold $530,000 +6.2% $317 / Sq Ft
01/28/2021 01/28/21 Pending -- -- --
01/26/2021 01/26/21 For Sale $499,000 0.0% $299 / Sq Ft
01/14/2021 01/14/21 Pending -- -- --
01/10/2021 01/10/21 For Sale $499,000 -- $299 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,456 $544,300 -- --
2024 $8,456 $536,100 $0 $0
2023 $4,053 $527,900 $308,200 $219,700
2022 $5,336 $316,700 $308,200 $8,500
2021 $6,625 $410,200 $308,200 $102,000
2020 $5,549 $457,800 $361,300 $96,500
2019 $5,413 $446,600 $0 $0
2018 $6,923 $435,400 $0 $0
2017 $6,653 $424,200 $0 $0
2016 $7,779 $424,200 $0 $0
2015 $7,779 $424,200 $0 $0
2014 $7,779 $430,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC517102

Bright MLS

APN: 15-1600002503