NOT LISTED FOR SALE

3561 Saxony Ln St. Cloud, FL 34772

Estimated Value: $482,000 - $574,000

5 Beds
3 Baths
3,256 Sq Ft
$164/Sq Ft Est. Value

Last Sold November 09, 2022

Last sale price $555,000 $170 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $3,460/month

94 Days on Market

Highlights

  • In Ground Pool
  • 1 Car Attached Garage
  • Ceramic Tile Flooring
  • Valdez Elementary School Rated A-
  • Walk-In Closet
  • Central Heating and Cooling System

About This Home

As of November 2022

This 5 Bedroom, 3 Bathroom, 3 Car Garage, 2 Story Home in Mallard Pond is ready for a new family to make memories with. With over 3,200 square feet of living space in this gorgeous property, there is plenty of room for almost any situation. Downstairs you will find the, Living Room, Dining Room, Kitchen and a Bedroom/Bathroom combination that features a sliding barn door that converts this space into a Guest Suite. Upstairs there is the Great Room, Master Bedroom, Master Bathroom, the additional three Bedrooms, and Laundry. Outside you will find Inground Pool. WELCOME HOME!

Last Agent to Sell the Property

David Harper

IRON VALLEY REAL ESTATE ORLANDO License #3499166 Listed on: 07/10/2022

IRON VALLEY REAL ESTATE ORLANDO

Last Buyer's Agent

Andy Anderson

CHARLES RUTENBERG REALTY ORLANDO License #3319090

CHARLES RUTENBERG REALTY ORLANDO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,601

Year Built

  • Built in 2015

Lot Details

  • 10,454 Sq Ft Lot
  • South Facing Home
  • Fenced

HOA Fees

  • $61 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 3,256 Sq Ft Home
  • Ceiling Fan
  • Window Treatments

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Additional Features

  • In Ground Pool
  • Central Heating and Cooling System

Community Details

  • Mallard Pond Homeowners Association Of Stcloud Inc Association, Phone Number (407) 788-6700
  • Mallard Pond Ph 4 B Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,601

Year Built

Built in 2015

Lot Details

0

HOA Fees

$61 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco, Wood Frame
  • Fireplace: No
  • Living Area: 3256
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 2015
  • Lot Size Sq Ft: 10454
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/O6041961?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/O6041961?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.97028
  • Price per Sq Ft: 170.45
  • Close to Original List Price Ratio: 0.91584
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Spa Yn: No
  • Room Count: 10
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: South
  • Pool Features: In Ground
  • Exterior Features: Fenced
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Covered Parking Spaces: 1
  • Open Parking: No

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Water Source: Public
  • Public Remarks Required: One or more photo(s) has been virtually staged.
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 60.5
  • Association Fee Frequency: Monthly
  • Association Name: Mallard Pond Homeowners Association of StCloud Inc
  • Phone: 407-788-6700
  • Association: Yes
  • Senior Community: No
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 726
  • Monthly HOA Fee: 60.5
  • Total Monthly Fees: 60.5

Schools

  • Elementary School: St Cloud Elem
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: RESI
  • Parcel Number: 27-26-30-0180-0001-5470
  • Additional Parcels: No
  • Flood Zone Code: A
  • Flood Zone Date: 2013-06-18
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Approval Process: ALL HOA INFORMATION IS TO BE VERIFIED BY THE BUYER/BUYER AGENT.
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: ALL HOA INFORMATION IS TO BE VERIFIED BY THE BUYER/BUYER AGENT.

Tax Info

  • Tax Annual Amount: 4601
  • Tax Block: 1
  • Tax Book Number: 23-1
  • Tax Lot: 547

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 4, 2025
Sold by
Younes Joanna and Younes Shane
Bought by
Younes Joanna and Younes Shane
Current Estimated Value
$532,660

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,155
Outstanding Balance
$39,155
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$493,505

Purchase Details

Listed on
Jul 10, 2022
Closed on
Nov 10, 2022
Sold by
Opendoor Property Trust
Bought by
Younes Joanna and Younes Shane
Seller's Agent
David Harper
IRON VALLEY REAL ESTATE ORLANDO
Buyer's Agent
Andy Anderson
CHARLES RUTENBERG REALTY ORLANDO
List Price
$572,000
Sold Price
$555,000
Premium/Discount to List
-$17,000
-2.97%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.30%
Original Mortgage
$416,250
Interest Rate
6.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 16, 2022
Sold by
Niebling John W and Niebling Melissa A
Bought by
Opendoor Property Trust

Purchase Details

Closed on
Apr 2, 2015
Sold by
Avh Acquisition Llc
Bought by
Niebling John W and Niebling Melissa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,377
Interest Rate
3.89%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Younes Joanna -- Good Owner Title
Younes Joanna $555,000 --
Opendoor Property Trust $551,600 Os National Llc
Opendoor Property Trust $551,600 None Listed On Document
Niebling John W $283,513 Fidelity Natl Title Of Fl In
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Younes Joanna $39,155
Previous Owner Younes Joanna $416,250
Previous Owner Niebling John W $278,377
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/09/2022 11/09/22 Sold $555,000 -3.0% $170 / Sq Ft
10/13/2022 10/13/22 Pending -- -- --
10/06/2022 10/06/22 For Sale $572,000 0.0% $176 / Sq Ft
09/23/2022 09/23/22 Pending -- -- --
09/08/2022 09/08/22 Price Changed $572,000 -2.1% $176 / Sq Ft
07/28/2022 07/28/22 Price Changed $584,000 -3.6% $179 / Sq Ft
07/10/2022 07/10/22 For Sale $606,000 -- $186 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,406 $429,900 $70,000 $359,900
2024 $7,236 $457,217 -- --
2023 $7,236 $443,900 $60,000 $383,900
2022 $4,650 $300,165 $0 $0
2021 $4,601 $291,423 $0 $0
2020 $4,563 $287,400 $45,000 $242,400
2019 $4,542 $282,875 $0 $0
2018 $4,489 $277,601 $0 $0
2017 $4,467 $271,892 $0 $0
2016 $4,399 $266,300 $0 $0
2015 $645 $35,000 $35,000 $0
2014 -- $28,000 $28,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6041961

Stellar MLS

APN: 27-26-30-0180-0001-5470