3563 S River Terrace Edgewater, MD 21037
Selby-on-the-Bay Neighborhood
4
Beds
3
Baths
1,620
Sq Ft
0.25
Acres
Highlights
- Water Views
- Wood Burning Stove
- Traditional Floor Plan
- Central Middle School Rated A-
- Private Lot
- Raised Ranch Architecture
About This Home
As of May 2025Back on the Market. Charming 4-Bedroom Home in a Waterfront CommunityWelcome to this beautifully maintained 4-bedroom, 3 full bath home located in a sought-after waterfront community. The property features two cozy fireplaces, one with a modern insert, ideal for those chilly evenings. You'll love the warmth of the gleaming hardwood floors throughout the main living areas. Recent updates include a brand-new roof and skylights (2023), providing an abundance of natural light, as well as an HVAC system that's only about 4 years old for energy efficiency and comfort.Enjoy the lifestyle this community offers with access to a private beach, tennis court, playground, and basketball court, all within walking distance. Whether you're entertaining or just relaxing at home, this property offers everything you need for comfort and convenience. Don’t miss out on this incredible opportunity to own a home in this vibrant waterfront community!
Last Agent to Sell the Property
Cummings & Co. Realtors License #639312 Listed on: 03/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,300
Year Built
- Built in 1963
Lot Details
- 0.25 Acre Lot
- Chain Link Fence
- Private Lot
- Back Yard
- Additional Land
- Property is in very good condition
- Property is zoned R5
Parking
- 1 Car Direct Access Garage
- 4 Driveway Spaces
- Oversized Parking
- Parking Storage or Cabinetry
- Front Facing Garage
- Off-Street Parking
Property Views
- Water
- Woods
Home Design
- Raised Ranch Architecture
- Block Foundation
- Frame Construction
- Architectural Shingle Roof
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Skylights
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Self Contained Fireplace Unit Or Insert
- Brick Fireplace
- Awning
- Double Door Entry
- Combination Dining and Living Room
- Wood Flooring
- Attic
Kitchen
- Galley Kitchen
- Stove
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Garage Access
- Front Basement Entry
- Laundry in Basement
Outdoor Features
- Shed
- Outbuilding
Utilities
- Heating System Uses Oil
- Heat Pump System
- Back Up Oil Heat Pump System
- Hot Water Baseboard Heater
- Well
- Oil Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- $120 Recreation Fee
- Loch Haven Subdivision
Listing and Financial Details
- Tax Lot 16
- Assessor Parcel Number 020148009156900
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 26, 2025
Closed on
May 23, 2025
Sold by
Moss Christopher J
Bought by
Russo Tiffany Arfa and Dickie James
Seller's Agent
Michael Kupfer
Cummings & Co. Realtors
Buyer's Agent
Julie Knott
Lofgren-Sargent Real Estate
List Price
$510,000
Sold Price
$495,000
Premium/Discount to List
-$15,000
-2.94%
Views
105
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,039
Avg. Annual Appreciation
17.51%
Original Mortgage
$405,400
Interest Rate
6.85%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 27, 2011
Sold by
Nappi Santo and Nappi Joanne
Bought by
Moss Christopher J
Purchase Details
Closed on
Nov 6, 2008
Sold by
Household Finance Corporation Iii
Bought by
Moss Christopher and Nappi Santo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,452
Interest Rate
6.13%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 25, 2008
Sold by
Household Finance Corporation Iii
Bought by
Moss Christopher and Nappi Santo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,452
Interest Rate
6.13%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 20, 2007
Sold by
Cart Barbara J
Bought by
Household Finance Corporation Iii
Purchase Details
Closed on
Nov 29, 2007
Sold by
Cart Barbara J
Bought by
Household Finance Corporation Iii
Similar Homes in Edgewater, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $495,000 | Crown Title Corporation | |
| Deed | $495,000 | Crown Title Corporation | |
| Quit Claim Deed | -- | None Available | |
| Deed | $325,000 | -- | |
| Deed | $325,000 | -- | |
| Deed | $423,466 | -- | |
| Deed | $423,466 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $405,400 | New Conventional | |
| Previous Owner | $11,723 | FHA | |
| Previous Owner | $7,643 | FHA | |
| Previous Owner | $176,000 | Commercial | |
| Previous Owner | $328,807 | FHA | |
| Previous Owner | $328,782 | FHA | |
| Previous Owner | $322,452 | FHA | |
| Previous Owner | $322,452 | FHA | |
| Previous Owner | $487,435 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $112,000 | Stand Alone Second |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/23/2025 05/23/25 | Sold | $495,000 | -2.9% | $306 / Sq Ft |
| 04/01/2025 04/01/25 | Pending | -- | -- | -- |
| 03/26/2025 03/26/25 | For Sale | $510,000 | -- | $315 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,750 | $389,900 | -- | -- |
| 2024 | $3,750 | $358,000 | $0 | $0 |
| 2023 | $3,045 | $326,100 | $210,200 | $115,900 |
| 2022 | $3,392 | $326,100 | $210,200 | $115,900 |
| 2021 | $6,685 | $326,100 | $210,200 | $115,900 |
| 2020 | $3,251 | $330,000 | $220,200 | $109,800 |
| 2019 | $6,005 | $300,933 | $0 | $0 |
| 2018 | $2,757 | $271,867 | $0 | $0 |
| 2017 | $2,857 | $242,800 | $0 | $0 |
| 2016 | -- | $241,600 | $0 | $0 |
| 2015 | -- | $240,400 | $0 | $0 |
| 2014 | -- | $239,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Kupfer
Seller's Agent in 2025
Michael Kupfer
Cummings & Co. Realtors
(443) 271-0438
1 in this area
61 Total Sales
-
Julie Knott
Buyer's Agent in 2025
Julie Knott
Lofgren-Sargent Real Estate
(443) 857-9161
1 in this area
8 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2109998
APN: 01-480-09156900
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