$594,900
SOLD MAY 13, 2025

357 Harveys Neck Rd Heathsville, VA 22473

3 Beds
2.5 Baths
2,308 Sq Ft
1.6 Acres

Recently Sold

$258 Per Sq Ft

1% Below List Price

16 Days on Market

Highlights

  • Pier or Dock
  • River View
  • Deck
  • Private Water Access
  • Cape Cod Architecture
  • Wood Flooring

About This Home

As of May 2025

A bright, spacious home offering waterfront dock with quick access out to the Bay; privacy, and lush surroundings – what more could one want? Freshly painted, the main floor offers an Eat-in Kitchen; separate dining room; family room with FP and attached 3-season porch overlooking the water; bath; a study; and an ensuite bedroom with a beautifully updated bathroom. Upstairs are two additional bedrooms with another updated hall bath. Sited near the terminus of Towles Creek, the 1.6 AC property is a garden delight with 276 ft of shoreline, trees, grasses, shrubs and flowering plants providing privacy and blooms through all seasons. A rear deck next to the 3 season porch expands outdoor enjoyment, as does a garden sitting area amidst the plantings. The dock provides access to 2-3 ft of water to pop out to Ingram Bay. High Speed Cable available.

Last Agent to Sell the Property

Pam Bosmans

Cobblestone Realty Brokerage Phone: 5402264719 License #0225069201 Listed on: 02/26/2025

Last Buyer's Agent

Non-MLS Non-MLS

Non-MLS Office

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989

Lot Details

  • 1.6 Acre Lot
  • River Front
  • Zoning described as R2...

Parking

  • 1 Car Attached Garage
  • Driveway
  • Open Parking

Home Design

  • Cape Cod Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,308 Sq Ft Home
  • 2-Story Property
  • Paneling
  • Sheet Rock Walls or Ceilings
  • Gas Log Fireplace
  • Window Treatments
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Screened Porch
  • River Views
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Private Water Access
  • Deck
  • Shed

Utilities

  • Cooling Available
  • Heat Pump System
  • Artesian Water
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 44-1-033A

Community Details

Overview

  • No Home Owners Association

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Year Built

Built in 1989

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.6
  • Water Body Name: Ingram Bay
  • Subdivision Name: None
  • Architectural Style: Cape Cod
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Year Built: 1989
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Gas Log
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Dining Room, Fireplace, Walk-In Closet(s)
  • Living Area: 2308
  • Main Level Bedrooms: 1
  • Window Features: Window Treatments
  • Room Bedroom2 Level: Second
  • Dining Room Features: Dining Room, Eat-in Kitchen
  • Living Room Living Room Level: Main
  • Room Family Room Level: Main
  • Room Bedroom3 Level: Second
  • Dining Room Dining Room Level: Main

Exterior Features

  • Lot Features: 1-1.9 acres
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: Vinyl Siding, Panel Walls, Sheetrock Walls
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Screened Porch
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Open Parking: Yes
  • Parking Features: Attached, One Car, Paved Driveway
  • Total Parking Spaces: 1

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Artesian

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 69696
  • Zoning Description: R2...
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Book Number: 2015-1312
  • Tax Map Number: 44-1-033A

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2025
Closed on
May 12, 2025
Sold by
Lindsey T
Bought by
Gardner Michael P
Seller's Agent
Pam Bosmans
Cobblestone Realty
Buyer's Agent
Non-MLS Non-MLS
Non-MLS Office
List Price
$599,900
Sold Price
$594,900
Premium/Discount to List
-$5,000
-0.83%
Views
48
Current Estimated Value
$639,087

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,187
Avg. Annual Appreciation
11.85%
Original Mortgage
$539,910
Outstanding Balance
$533,140
Interest Rate
0.68%
Mortgage Type
Construction
Estimated Equity
$105,947
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $594,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $539,910 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/13/2025 05/13/25 Sold $594,900 -0.8% $258 / Sq Ft
02/26/2025 02/26/25 For Sale $599,900 -- $260 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,258 $305,200 $126,000 $179,200
2024 $2,014 $305,200 $126,000 $179,200
2023 $2,289 $305,200 $126,000 $179,200
2022 $1,862 $305,200 $126,000 $179,200
2021 $1,862 $305,200 $126,000 $179,200
2020 $1,801 $305,200 $126,000 $179,200
2019 $1,715 $290,600 $114,400 $176,200
2018 $1,627 $290,600 $114,400 $176,200
2017 $1,627 $290,600 $114,400 $176,200
2016 $1,569 $290,600 $114,400 $176,200
2015 -- $290,600 $114,400 $176,200
2014 -- $290,600 $114,400 $176,200
2013 -- $335,200 $156,000 $179,200
Source: Public Records

Agents Affiliated with this Home

  • Pam Bosmans

    Seller's Agent in 2025

    Pam Bosmans

    Cobblestone Realty

    (540) 226-4719

    124 Total Sales

    Pam Bosmans
    Section Image

  • N

    Buyer's Agent in 2025

    Non-MLS Non-MLS

    Non-MLS Office

See All Agents

Map

Source: Northern Neck Association of REALTORS®

MLS Number: 118361

APN: 44-0-1-0-33-A

Virginia Northumberland County Heathsville 22473

357 Harveys Neck Rd, Heathsville, VA

Sold

Detached

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