$460,000
SOLD MAR 10, 2025

357 Stillwater Rd Troutman, NC 28166

3 Beds
2 Baths
1,351 Sq Ft
1.8 Acres

Recently Sold

$340 Per Sq Ft

8% Below List Price

46 Days on Market

Highlights

  • Waterfront
  • 2 Car Detached Garage
  • Laundry Room
  • Deck
  • Porch
  • 1-Story Property

About This Home

As of March 2025

Escape to your own private oasis on the shores of Lake Norman! This 3 bed, 2 bath waterfront retreat offers the perfect blend of tranquility & comfort. This property comes fully furnished, making it perfect for you to move right in or generate instant cash flow as a short-term rental! Conveniently located just minutes from the nearest marina, downtown Troutman, & Lake Norman State Park, this home offers unparalleled access to outdoor adventures & local amenities. Nestled on a 1.8-acre lot, this home boasts an open layout, perfect for both relaxing & entertaining. Spend your days swimming, boating, or unwind in the shade of mature trees with a good book. Inside, you'll find a bright & welcoming living space with modern amenities, including a well-appointed kitchen with a convenient island & ample counter space. The cozy bedrooms provide a peaceful retreat, & 2 full bathrooms ensure convenience for all. A 2-car garage & ample parking add practicality & privacy. Schedule your tour today!

Last Agent to Sell the Property

Josh Finigan

EXP Realty LLC Ballantyne Brokerage Phone: 704-913-4662 License #286467 Listed on: 12/19/2024

EXP Realty LLC Ballantyne

Last Buyer's Agent

Judi Seyez

Keller Williams Ballantyne Area License #289200

Keller Williams Ballantyne Area

Property Details

Home Type

  • Modular Prefabricated Home

Year Built

  • Built in 2017

Lot Details

  • Waterfront

Parking

  • 2 Car Detached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,351 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Water Views
  • Crawl Space

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Outdoor Features

  • Access to stream, creek or river
  • Deck
  • Fire Pit
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 4629-87-9010.000

Property Details

Home Type

Modular Prefabricated Home

Year Built

Built in 2017

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2017
  • Road Surface Type: Gravel, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 340.49
  • Geocode Confidence: High
  • Attribution Contact: 704-913-4662
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: No
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1351
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Refrigerator
  • Above Grade Finished Sq Ft: 1351
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1351
  • Bedroom Main: 3

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Construction Type: Off Frame Modular
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Construction Type: Vinyl
  • Patio And Porch Features: Deck, Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Detached Garage

Utilities

  • Heating: Forced Air
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, Laundry Room
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Electricity Connected
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Creek/Stream, Views, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 4629-87-9010.000
  • Zoning: RA
  • ResoLotSizeUnits: Acres
  • Zoning Specification: RA

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 13, 2025
Sold by
Urbanski Bret A and Urbanski Cynthia D
Bought by
Synergy House Llc
Current Estimated Value
$490,720

Purchase Details

Listed on
Dec 19, 2024
Closed on
Mar 5, 2025
Sold by
Dilling Joe Robert and Dilling Rachel Ann
Bought by
Urbanski Bret A and Urbanski Cynthia D
Seller's Agent
Josh Finigan
EXP Realty LLC Ballantyne
Buyer's Agent
Judi Seyez
Keller Williams Ballantyne Area
List Price
$500,000
Sold Price
$460,000
Premium/Discount to List
-$40,000
-8%
Views
63

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.53%

Purchase Details

Listed on
Sep 12, 2022
Closed on
Jan 19, 2023
Sold by
Cooper Liane A and Cooper Lawson
Bought by
Dilling Joe Robert and Dilling Rachel Ann
Seller's Agent
Ashley Pagliughi
Southern Homes of the Carolinas, Inc
Buyer's Agent
Sunni Lauten
Coldwell Banker Advantage
List Price
$575,000
Sold Price
$479,500
Premium/Discount to List
-$95,500
-16.61%
Views
148

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.92%
Original Mortgage
$383,600
Interest Rate
6.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 9, 2015
Sold by
Kimmel Garret J and Bouju Micheline
Bought by
Cooper Liane A

Purchase Details

Closed on
Feb 7, 2006
Sold by
Scott G Rhyne and Scott Ginnifer S
Bought by
Kimmel Garret J and Bouju Micheline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,100
Interest Rate
6.14%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 1, 1995
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Warranty Deed $460,000 None Listed On Document
Warranty Deed $480,000 --
Warranty Deed $480,000 None Listed On Document
Warranty Deed $75,000 None Available
Warranty Deed $58,000 None Available
Deed $18,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $383,600 New Conventional
Previous Owner $52,100 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/10/2025 03/10/25 Sold $460,000 -5.2% $340 / Sq Ft
01/20/2025 01/20/25 Price Changed $485,000 -3.0% $359 / Sq Ft
12/19/2024 12/19/24 For Sale $500,000 +4.3% $370 / Sq Ft
01/19/2023 01/19/23 Sold $479,500 -12.8% $358 / Sq Ft View Prior Sale
12/17/2022 12/17/22 Pending -- -- --
11/17/2022 11/17/22 Price Changed $550,000 -3.5% $410 / Sq Ft
10/08/2022 10/08/22 Price Changed $570,000 -0.9% $425 / Sq Ft
09/12/2022 09/12/22 For Sale $575,000 -- $429 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,164 $350,600 $125,000 $225,600
2024 $2,164 $350,600 $125,000 $225,600
2023 $2,164 $350,600 $125,000 $225,600
2022 $1,392 $209,000 $75,000 $134,000
2021 $1,367 $209,000 $75,000 $134,000
2020 $1,367 $209,000 $75,000 $134,000
2019 $1,315 $209,000 $75,000 $134,000
2018 $1,103 $175,980 $75,000 $100,980
2017 $448 $75,000 $75,000 $0
2016 $448 $75,000 $75,000 $0
2015 $448 $75,000 $75,000 $0
2014 $413 $75,000 $75,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4206914

Canopy MLS (Canopy Realtor® Association)

APN: 4629-87-9010.000