$2,845,000

Estimated payment $16,486/month

3 Beds
4 Baths
3,808 Sq Ft
$747 Price per Sq Ft

Highlights

  • Water Views
  • In Ground Pool
  • Clubhouse
  • New Construction
  • Built-In Refrigerator
  • Deck

About This Home

Rising above Little Traverse Bay, The Summit Over Bay Harbor offers a rare opportunity to create a bespoke waterfront residence in one of Northern Michigan’s most prestigious resort settings. Designed for those who value elevated living, privacy, and unforgettable surroundings, each residence captures sweeping water views and dramatic sunsets from multiple levels. This expansive offering features approximately 5,078 square feet of interior living space, complemented by a 598 square foot rooftop terrace designed for entertaining, relaxation, and evening gatherings overlooking Lake Michigan. Floor-to-ceiling windows flood the interiors with natural light and frame the bay as a living work of art. The main living level is ideal for hosting, anchored by a gourmet kitchen, premium appliances, generous island, fireplace, wet bar, and private balcony suspended above the water. The primary suite is a serene retreat with panoramic views, balcony access, a spacious walk-in closet, and spa-inspired bath. The walkout lower level provides an en-suite guest bedroom, family room, bar area, office, and private patio, creating effortless flow for entertaining and extended stays. Residences at The Summit Over Bay Harbor are offered as custom build opportunities, allowing buyers to select architectural details, interior finishes, and premium upgrades tailored to their lifestyle. Located across from The Cliffs at Bay Harbor and minutes from Petoskey, Charlevoix, Boyne City, and Harbor Springs, this is Northern Michigan luxury living at its finest.

Listing Agent

Candice Rich Vallone

@properties Christie's Int'l R.E. Birmingham License #6501399434 Listed on: 12/22/2025

@properties Christie's Int'l R.E. Birmingham

Property Details

Home Type

  • Condominium

Year Built

  • New Construction

Lot Details

  • Property fronts a private road
  • Private Entrance

HOA Fees

  • $1,101 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Split Level Home
  • Tri-Level Property
  • Block Foundation
  • Metal Roof

Interior Spaces

  • 3,808 Sq Ft Home
  • Gas Fireplace
  • Living Room with Fireplace
  • Water Views
  • Finished Basement

Kitchen

  • Free-Standing Gas Oven
  • Free-Standing Gas Range
  • Range Hood
  • Microwave
  • Built-In Refrigerator
  • ENERGY STAR Qualified Refrigerator
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • 2 Car Attached Garage
  • Rear-Facing Garage
  • Garage Door Opener

Outdoor Features

  • In Ground Pool
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting

Location

  • Ground Level Unit

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 131802300006

Community Details

Overview

  • Summitoverbayharbor.Com Association

Amenities

  • Clubhouse

Recreation

  • Community Pool

Pet Policy

  • Dogs and Cats Allowed

Security

  • Carbon Monoxide Detectors
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Year Built

New Construction

Lot Details

0

HOA Fees

$1,101 per month

Listing Details

  • Property Type: Condominium
  • Architecture Style: Contemporary, Split Level
  • Architecture Level: Tri-Level
  • Year Built: 2026
  • Entry Location: Ground Level
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Special Features: NewHome
  • Property Sub Type: Condos
  • Stories: 3

Interior Features

  • Interior Amenities: Smoke Alarm, Cable Available, Carbon Monoxide Alarm(s), Fire Sprinkler, High Spd Internet Avail, Furnished - No, Fire Alarm
  • Fireplace: Yes
  • Fireplace Fuel: Gas
  • Fireplace Locations: Living Room
  • Total Bedrooms: 3
  • Total Bathrooms: 2.20
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Basement: Yes
  • Basement Type: Finished, Walk-Out Access
  • Kitchen Appliances: Vented Exhaust Fan, Built-In Refrigerator, Dishwasher, Disposal, Dryer, ENERGY STAR® qualified refrigerator, Free-Standing Gas Oven, Free-Standing Gas Range, Microwave, Range Hood, Washer
  • Total Sq Ft: 3808

Exterior Features

  • Roof Material: Metal
  • Waterfront Name: Lake Michigan
  • Pool: Yes
  • Foundation Details: Basement
  • Construction Materials: Block
  • Construction Features: New Construction
  • Exterior Features: Club House, Lighting, Private Entry, Pool – Community, Pool - Inground
  • Foundation Materials: Block
  • Porch Type: Balcony, Deck, Covered
  • Road Frontage Type: Paved, Private

Garage/Parking

  • Garage Size: 2 Car
  • Garage Features: Door Opener, Attached, Garage Faces Rear
  • Garage: Yes

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: Sewer (Sewer-Sanitary)
  • Water Source: Public (Municipal)

Condo/Co-op/Association

  • HOA Fee Includes: Snow Removal, Maintenance Structure, Maintenance Grounds
  • Association Fee Frequency: Quarterly
  • Association Fee: 3303
  • Association Contact: summitoverbayharbor.com
  • Association Fee: Yes

Lot Info

  • Homestead: Yes
  • Lot Features: Water View
  • Parcel Number: 131802300006

Rental Info

  • Tenant Amenities: Fitness Center

MLS Schools

  • School District: Petoskey

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,203 $148,700 $148,700 $0
2024 $5,203 $147,300 $147,300 $0
2023 $4,812 $120,300 $120,300 $0
2022 $4,812 $120,300 $120,300 $0
2021 $4,643 $120,300 $120,300 $0
2020 $4,574 $120,300 $120,300 $0
2019 -- $117,900 $117,900 $0
2018 -- $117,900 $117,900 $0
2017 -- $116,800 $116,800 $0
2016 -- $105,800 $105,800 $0
2015 -- $103,200 $0 $0
2014 -- $411,100 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/22/2025 12/22/25 For Sale $2,845,000 -- $747 / Sq Ft
Source: Realcomp

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed $208,800 --
Warranty Deed $212,500 --
Warranty Deed $10,000 --
Source: Public Records

Source: Realcomp

MLS Number: 20251061225

Realcomp

APN: 13-18-02-300-006