$440,000
SOLD JAN 1, 2026
5 Beds
3 Baths
3,202 Sq Ft
6,403 Sq Ft Lot

Sale Details

Date Sold: January 1, 2026

$137 Per Sq Ft

9% Below List Price

153 Days on Market

Highlights

  • Golf Course Community
  • Oak Trees
  • Spa
  • Fitness Center
  • Media Room
  • Gated Community

About This Home

As of January 2026

HOT DEAL! PRICE BELOW MARKET! 5-bedroom, 3-bathroom residence offering over 3,200 square feet of versatile living space in the highly desirable guard-gated community of Providence Golf & Country Club. Designed with both comfort and functionality in mind, this home provides the perfect setting for large households, multi-generational living, or those who simply enjoy extra space for entertaining and work-from-home flexibility. The first floor features a bright, open layout with formal living and dining rooms, a large family room, and an upgraded eat-in kitchen appointed with espresso raised-panel cabinetry, convenient pull-out drawers, and GE Clean Steel appliances. A full bedroom and bathroom on the main level are ideal for guests or extended family. Upstairs, the expansive primary suite is complemented by three additional bedrooms and a spacious bonus room, offering endless possibilities for a home theater, game room, or office. Recent updates include a freshly painted exterior and dual A/C systems to ensure year-round comfort and efficiency. Outdoor living is enhanced by a screened-in lanai and a large, fenced backyard overlooking a tranquil pond view perfect for gatherings, pets, or quiet relaxation. The 3-car tandem garage provides generous space for vehicles, golf carts, or storage. Residents of Providence enjoy an array of resort-style amenities, including two community pools, a fitness center, playground, tennis courts, and a clubhouse. The community is anchored by the renowned Providence Golf Club, an 18-hole championship course designed by Mike Dasher, offering a challenging yet enjoyable experience for golfers of all levels. Ideally located, this home is just minutes from I-4, major highways, Orlando’s world-class theme parks, shopping centers, and dining destinations. Providence Golf & Country Club combines the peace of a gated golf community with convenient access to everything Central Florida has to offer. This home presents an excellent opportunity to enjoy both privacy and resort-style living in one of the area’s premier communities. Schedule your private showing today.

Last Agent to Sell the Property

Tara Garkowski

KELLER WILLIAMS ADVANTAGE REALTY Brokerage Phone: 407-977-7600 License #3054161 Listed on: 06/08/2025

KELLER WILLIAMS ADVANTAGE REALTY

Last Buyer's Agent

Marcelo Moretti LLC

KAZA REAL ESTATE LLC License #3472532

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,584

Year Built

  • Built in 2012

Lot Details

  • 6,403 Sq Ft Lot
  • Southwest Facing Home
  • Fenced
  • Private Lot
  • Level Lot
  • Irrigation Equipment
  • Oak Trees

HOA Fees

  • $143 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Door Opener
  • Driveway
  • Golf Cart Parking

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,202 Sq Ft Home
  • Open Floorplan
  • Built-In Desk
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Great Room
  • Family Room
  • Combination Dining and Living Room
  • Media Room
  • Loft
  • Bonus Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • No or Low VOC Flooring
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Makeup or Vanity Space
  • Low Flow Plumbing Fixtures
  • Private Water Closet
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Insulation
  • Energy-Efficient Thermostat
  • No or Low VOC Paint or Finish
  • Ventilation

Outdoor Features

  • Spa
  • Covered Patio or Porch

Schools

  • Loughman Oaks Elementary School
  • Boone Middle School
  • Ridge Community Senior High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, pool, private road, recreational facilities
  • Steven Slim Association, Phone Number (407) 705-2190
  • Visit Association Website
  • Cortland Woods At Providence Ph 1 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park
  • Dog Park

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,584

Year Built

Built in 2012

Lot Details

6,403 Sq Ft Lot

HOA Fees

$143 per month

Parking

3

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Pool, Private Road, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3202
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2012
  • Building Area Total: 4075
  • Lot Size Sq Ft: 6403
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 378.58
  • Escrow State: FL
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 137.41
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-977-7600
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Yn: Yes
  • Window Features: Blinds
  • Additional Rooms: Family Room,Great Room,Inside Utility,Loft,Media Room
  • Living Area Meters: 297.48

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Parking

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Park, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Association Fee: 430
  • Association Fee Frequency: Quarterly
  • Association Name: Steven Slim
  • Phone: 407-705-2190
  • Association: Yes
  • Security: Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to verify with HOA
  • Association Fee Requirement: Required
  • Association URL: 407-705-2190

Fee Information

  • Total Annual Fees: 1720.00
  • Total Monthly Fees: 143.33
  • Monthly HOA Amount: 143.33

Schools

  • Elementary School: Loughman Oaks Elem
  • High School: Ridge Community Senior High
  • Middle Or Junior School: Boone Middle

Lot Info

  • Zoning: 0
  • Parcel Number: 27-26-13-704004-000340
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Level, Paved, Private
  • Flood Zone Code: X
  • Future Land Use: 0012

Green Features

  • Efficiency: Appliances, HVAC, Insulation, Thermostat
  • Green Indoor Air Qlty: No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Green Water Conservation: Low-Flow Fixtures

Rental Info

  • Pets Allowed: Breed Restrictions, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to verify with HOA

Tax Info

  • Tax Annual Amount: 5584.09
  • Tax Book Number: 0145/0050
  • Tax Lot: 34

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 8, 2025
Closed on
Dec 29, 2025
Sold by
Bought by
Seller's Agent
Tara Garkowski
KELLER WILLIAMS ADVANTAGE REALTY
Buyer's Agent
Marcelo Moretti LLC
KAZA REAL ESTATE LLC
List Price
$485,000
Sold Price
$440,000
Premium/Discount to List
-$45,000
-9.28%
Views
45
Current Estimated Value
$448,761

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,761
Avg. Annual Appreciation
3.23%
Original Mortgage
$425,315
Outstanding Balance
$422,800
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$25,961

Purchase Details

Closed on
Jan 28, 2013
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Providence, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $440,000 Magnolia Closing Co
Special Warranty Deed $270,000 North American Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $425,315 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/01/2026 01/01/26 Sold $440,000 -6.4% $137 / Sq Ft
11/08/2025 11/08/25 Pending -- -- --
10/24/2025 10/24/25 Price Changed $469,999 0.0% $147 / Sq Ft
10/13/2025 10/13/25 Price Changed $470,000 -1.1% $147 / Sq Ft
10/02/2025 10/02/25 Price Changed $475,000 -0.2% $148 / Sq Ft
09/25/2025 09/25/25 Price Changed $475,995 0.0% $149 / Sq Ft
09/19/2025 09/19/25 Price Changed $475,999 -0.8% $149 / Sq Ft
09/13/2025 09/13/25 Price Changed $479,900 0.0% $150 / Sq Ft
08/23/2025 08/23/25 Price Changed $479,990 0.0% $150 / Sq Ft
08/09/2025 08/09/25 Price Changed $479,995 0.0% $150 / Sq Ft
07/09/2025 07/09/25 Price Changed $479,999 0.0% $150 / Sq Ft
06/30/2025 06/30/25 Price Changed $480,000 -1.0% $150 / Sq Ft
06/14/2025 06/14/25 Price Changed $484,999 0.0% $151 / Sq Ft
06/08/2025 06/08/25 For Sale $485,000 -- $151 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,451 $420,639
2024 -- $382,399
2023 -- $347,635
2022 $4,971 $316,032 $0 $0
2021 $4,430 $287,302 $50,000 $237,302
2020 $4,420 $285,667 $50,000 $235,667
2018 $4,128 $257,102 $46,000 $211,102
2017 $4,183 $262,547 $0 $0
2016 $4,109 $254,295 $0 $0
2015 $3,602 $237,713 $0 $0
2014 $3,684 $231,640 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6316240

Stellar MLS

APN: 27-26-13-704004-000340

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