Seller's Agent in 2026
Felicia Morales
Lumina Real Estate & Lending
(951) 419-5661
18 Total Sales
35783 Bay Morgan Ln Fallbrook, CA 92028
Estimated Value: $923,000 - $928,000
3
Beds
3
Baths
2,654
Sq Ft
$349/Sq Ft
Est. Value
Highlights
- Solar Power System
- Peek-A-Boo Views
- Maid or Guest Quarters
- Primary Bedroom Suite
- Open Floorplan
- Traditional Architecture
About This Home
As of February 2026Only ten of these models were built in Fallbrook's sought-after Horse Creek Ridge community! This beautifully maintained home is perfect for multi-generational living, offering a blend of comfort, function, and style with 3 spacious bedrooms, 3 full baths, and a versatile upstairs loft. Light, bright, and designed for modern living. The open layout features a great room with cozy fireplace, a spacious dining area, and a chef's kitchen with quartz countertops, stainless steel appliances, and a large island with seating. Additionally, there is a Flex Room separated by plantation shutters that is currently used as a dining room, but could also serve as a private home office. The first-floor luxury primary retreat features an expansive en-suite bath and a large walk-in closet. An additional bedroom and full bath on the opposite side of the main level are ideal for guests. Upstairs is perfect for multi-generational living with a guest suite, full bath, extra storage, and a spacious loft area that can be used as a second family room, game room, or media room. Enjoy added custom storage throughout the home, including a walk-in pantry in the laundry room, linen closets, an under-stair pantry, and pull-out shelving. The backyard is fully finished with patio, turf, and river rock - beautiful and completely maintenance-free. Additional highlights include PAID solar, wood look tile, whole house water filtration system, Quiet Cool fan, epoxy garage floors, dual-zone A/C, and a tankless water heater. Horse Creek Ridge residents enjoy a community pool, parks, hiking trails, expansive views - plus all that North County San Diego has to offer - wineries, golf, dining, and scenic recreation. Best of all, it is located just 20 miles from the coast! Schedule a showing today on this Better Than New model that rarely hits the market!
Last Agent to Sell the Property
Lumina Real Estate & Lending Brokerage Phone: 951-760-8307 License #01471238 Listed on: 11/06/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2020
Lot Details
- 6,818 Sq Ft Lot
- West Facing Home
- Wrought Iron Fence
- Vinyl Fence
- Fence is in excellent condition
- Drip System Landscaping
- Sprinkler System
- Private Yard
- Back and Front Yard
- Property is zoned S88
HOA Fees
- $205 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
Property Views
- Peek-A-Boo
- Hills
Home Design
- Traditional Architecture
- Entry on the 1st floor
- Turnkey
- Planned Development
- Slab Foundation
- Tile Roof
Interior Spaces
- 2,654 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Fireplace With Gas Starter
- Plantation Shutters
- Sliding Doors
- Family Room with Fireplace
- Family Room Off Kitchen
- Loft
- Storage
- Tile Flooring
- Attic Fan
Kitchen
- Open to Family Room
- Eat-In Kitchen
- Electric Oven
- Gas Cooktop
- Dishwasher
- Kitchen Island
- Quartz Countertops
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- Primary Bedroom on Main
- Primary Bedroom Suite
- Maid or Guest Quarters
- In-Law or Guest Suite
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Soaking Tub
- Bathtub with Shower
- Separate Shower
- Closet In Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
- Fire Sprinkler System
Utilities
- Central Air
- Underground Utilities
- Natural Gas Connected
- Tankless Water Heater
- Phone Available
- Cable TV Available
Additional Features
- Solar Power System
- Patio
- Suburban Location
Listing and Financial Details
- Tax Lot 56
- Tax Tract Number 5334514
- Assessor Parcel Number 1085054100
- $3,056 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Horse Creek Ridge Association, Phone Number (855) 403-3852
- Vintage Group HOA
- Fallbrook Subdivision
- Foothills
Recreation
- Community Playground
- Community Pool
- Park
- Hiking Trails
- Bike Trail
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 6, 2025
Closed on
Feb 5, 2026
Sold by
Bought by
Seller's Agent
Felicia Morales
Lumina Real Estate & Lending
Buyer's Agent
Steven Quinones
Cal Mission Realty
List Price
$930,000
Sold Price
$930,000
Views
62
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,645
Avg. Annual Appreciation
-1.18%
Original Mortgage
$705,000
Outstanding Balance
$705,000
Interest Rate
6.16%
Mortgage Type
VA
Estimated Equity
$221,355
Purchase Details
Closed on
Feb 20, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
3.6%
Mortgage Type
New Conventional
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $930,000 | Ticor Title Company | ||
| $595,000 | Lawyers Title Oc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $705,000 | ||
| Previous Owner | $240,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/20/2026 02/20/26 | Sold | $930,000 | 0.0% | $350 / Sq Ft |
| 11/06/2025 11/06/25 | For Sale | $930,000 | -- | $350 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,855 | $650,470 | $218,727 | $431,743 |
| 2024 | $9,855 | $637,717 | $214,439 | $423,278 |
| 2023 | $9,584 | $625,214 | $210,235 | $414,979 |
| 2022 | $9,522 | $612,956 | $206,113 | $406,843 |
| 2021 | $9,246 | $600,938 | $202,072 | $398,866 |
| 2020 | $7,968 | $447,747 | $135,747 | $312,000 |
| 2019 | $4,498 | $133,086 | $133,086 | $0 |
| 2018 | $921 | $81,457 | $81,457 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Felicia Morales
-
Steven Quinones
S
Buyer's Agent in 2026
Steven Quinones
Cal Mission Realty
(760) 224-2561
20 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SW25253586
APN: 108-505-41
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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