Listed by John L. Scott Bellingham, Bought with Windermere Real Estate Whatcom
$810,000
SOLD JAN 16, 2026

3585 Saddleback Rd Ferndale, WA 98248

3 Beds
2.5 Baths
2,016 Sq Ft
4.87 Acres

Recently Sold

$402 Per Sq Ft

Highlights

  • Barn
  • RV Access or Parking
  • Wooded Lot
  • Horses Allowed On Property
  • Deck
  • Territorial View

About This Home

As of January 2026

This home is located at 3585 Saddleback Rd, Ferndale, WA 98248 and is currently priced at $810,000, approximately $401 per square foot. This property was built in 1998. 3585 Saddleback Rd is a home located in Whatcom County with nearby schools including Custer Elementary School, Horizon Middle School, and Ferndale High School.

Last Agent to Sell the Property

Kate Fadden

John L. Scott Bellingham License #129729 Listed on: 01/16/2026

John L. Scott Bellingham

Last Buyer's Agent

Vicki Locker

Windermere Real Estate Whatcom License #79602

Windermere Real Estate Whatcom

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2471554

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,250

Year Built

  • Built in 1998

Lot Details

  • 4.87 Acre Lot
  • Dirt Road
  • Street terminates at a dead end
  • Brush Vegetation
  • Level Lot
  • Wooded Lot
  • Garden

Home Design

  • Poured Concrete
  • Composition Roof
  • Cement Board or Planked

Interior Spaces

  • 2,016 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • French Doors
  • Territorial Views
  • Storm Windows
  • Partially Finished Basement

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Detached Garage
  • Driveway
  • RV Access or Parking

Outdoor Features

  • Deck
  • Patio

Utilities

  • Propane
  • Shared Well
  • Septic Tank

Additional Features

  • Barn
  • Horses Allowed On Property

Community Details

  • No Home Owners Association
  • Ferndale Subdivision

Listing and Financial Details

  • Assessor Parcel Number 3901101443690000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,250

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 18 - 2 Stories w/Bsmnt
  • Year Built: 1998
  • Inclusions: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: Two
  • New Construction: No
  • CalculatedSquareFootage: 3016
  • SeniorExemption: false
  • Special Features: None

Interior Features

  • Basement: Partially Finished
  • Appliances: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace: No
  • Interior Amenities: Double Pane/Storm Window, French Doors, Vaulted Ceiling(s)
  • Living Area: 2016
  • Main Level Bathrooms: 1
  • BathsFullMain: 0
  • SquareFootageFinished: 2016
  • SquareFootageUnfinished: 1000
  • BathsFullLower: 0
  • BathsFullUpper: 2
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 3
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Dead End Street, Dirt Road
  • View: Yes
  • Waterfront: No
  • Construction Type: Cement Plank
  • Exterior Features: Cement Planked
  • Foundation Details: Poured Concrete
  • Structure Type: House

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Detached Garage, RV Parking
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Shared Well
  • Cooling Y N: No
  • Heating Yn: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Ferndale

Lot Info

  • Parcel Number: 3901101443690000
  • Topography: Equestrian,Level,Partial Slope
  • Land Lease: No
  • Lot Size Acres: 4.87
  • Lot Size Sq Ft: 212137
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Barn,Deck,Patio,Propane,RV Parking
  • MLSLotSizeSource: Assessor

Tax Info

  • Year: 2025
  • Tax Annual Amount: 4250

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2026
Closed on
Dec 17, 2025
Sold by
Shetler Daniel S and Shetler Aubrey C
Bought by
Lewis Nicholas S and Lewis Afton
Seller's Agent
Kate Fadden
John L. Scott Bellingham
Buyer's Agent
Vicki Locker
Windermere Real Estate Whatcom
List Price
$810,000
Sold Price
$810,000
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.66%
Original Mortgage
$510,000
Outstanding Balance
$509,510
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$309,762

Purchase Details

Listed on
Jul 29, 2016
Closed on
Oct 27, 2016
Sold by
Pace Patricia M
Bought by
Shetler Daniel S and Shetler Aubrey C
Seller's Agent
Kate Milne
RE/MAX Whatcom County, Inc.
Buyer's Agent
Beth Mccall
Alliance Properties 2000 LLC
List Price
$445,000
Sold Price
$408,000
Premium/Discount to List
-$37,000
-8.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.72%
Original Mortgage
$326,400
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 7, 2006
Sold by
Erion Emmett John
Bought by
Pace Patricia Margaret

Purchase Details

Closed on
Apr 1, 2004
Sold by
Bonnell Christine
Bought by
Erion Emmett J and Pace Patricia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Interest Rate
5.56%
Mortgage Type
Balloon

Purchase Details

Closed on
Aug 1, 2001
Sold by
Cole Gerald E and Cole Loyce M
Bought by
Bonnell Christine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,300
Interest Rate
12.75%

Purchase Details

Closed on
Jul 27, 2001
Sold by
Bonnell Michael
Bought by
Bonnell Christine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,300
Interest Rate
12.75%

Purchase Details

Closed on
May 5, 2000
Sold by
Meaker Dan and Meaker Gwynn
Bought by
Cole Gerald E and Cole Loyce M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
8%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $863,090 Chicago Title
Warranty Deed $408,000 Whatcom Land Title
Quit Claim Deed -- None Available
Warranty Deed $340,000 Chicago Title Insurance
Warranty Deed $222,623 Chicago Title Insurance
Interfamily Deed Transfer -- Chicago Title Insurance
Warranty Deed $197,696 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $510,000 New Conventional
Previous Owner $326,400 New Conventional
Previous Owner $272,000 Balloon
Previous Owner $181,300 No Value Available
Previous Owner $230,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2026 01/16/26 Sold $810,000 0.0% $402 / Sq Ft
12/19/2025 12/19/25 For Sale $810,000 +98.5% $402 / Sq Ft
10/31/2016 10/31/16 Sold $408,000 -2.7% $202 / Sq Ft View Prior Sale
10/10/2016 10/10/16 Pending -- -- --
09/20/2016 09/20/16 Price Changed $419,500 -3.6% $208 / Sq Ft
08/08/2016 08/08/16 Price Changed $435,000 -2.2% $216 / Sq Ft
07/29/2016 07/29/16 For Sale $445,000 -- $221 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,250 $718,503 $260,960 $457,543
2024 $3,845 $694,205 $252,134 $442,071
2023 $3,845 $694,205 $252,134 $442,071
2022 $3,956 $619,826 $225,120 $394,706
2021 $3,659 $549,191 $184,910 $364,281
2020 $3,726 $352,263 $43,550 $308,713
2019 $3,084 $428,948 $144,425 $284,523
2018 $3,455 $306,259 $37,863 $268,396
2017 $3,237 $262,883 $32,500 $230,383
2016 $802 $262,883 $32,500 $230,383
2015 $827 $208,959 $32,550 $176,409
2014 -- $211,629 $35,220 $176,409
2013 -- $211,417 $35,008 $176,409
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2471554

Northwest Multiple Listing Service (NWMLS)

APN: 390110-144369-0000