$389,900
SOLD JUN 30, 2025

36 Ponderosa Ln Palmyra, VA 22963

3 Beds
2 Baths
2,024 Sq Ft
0.45 Acres

Recently Sold

$193 Per Sq Ft

3% Below List Price

17 Days on Market

Highlights

  • Boat Ramp
  • Golf Club
  • Community Lake
  • Beach
  • Bar or Lounge
  • Clubhouse

About This Home

As of June 2025

Welcome to this lovely, meticulously maintained, single-level home with a two-car attached garage. Nestled in the golf course section of Lake Monticello, this property offers a perfect blend of comfort, convenience, and outdoor enjoyment. Inside, you?ll find spacious rooms throughout, with a bright and airy feel. The vaulted ceiling and skylights in the living area highlight a true masonry fireplace with a cozy gas log insert, creating a warm and inviting atmosphere. The well-equipped eat-in kitchen boasts custom cabinets and abundant counter space?perfect for meal prep and entertaining. To the rear of the home, a sunroom leads to a large screened porch, offering the ideal spot for relaxing or hosting gatherings with the large yard and garden as the perfect backdrop! Outside, the nearly level lot features an enormous fenced rear yard, providing privacy and plenty of space for pets, play, or gardening. Beautiful garden beds add to the home?s charm, perfect for those with a green thumb. Enjoy all the amenities Lake Monticello has to offer, including lake access, golf, swimming, tennis, and more. This is the perfect retreat for both relaxation and recreation!,Wood Cabinets,Fireplace in Living Room

Last Agent to Sell the Property

Sasha Tripp

STORY HOUSE REAL ESTATE License #0225180969[8071] Listed on: 03/31/2025

Last Buyer's Agent

ANGELA BAUMGARTNER

THE HOGAN GROUP-CHARLOTTESVILLE License #022525295[103579]

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,322

Year Built

  • Built in 1991

Lot Details

  • 0.45 Acre Lot
  • Sloped Lot
  • Property is zoned R-4

Home Design

  • Rambler Architecture
  • Brick Foundation
  • Block Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 2,024 Sq Ft Home
  • Property has 1 Level
  • Cathedral Ceiling
  • Brick Fireplace
  • Gas Fireplace
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Fire and Smoke Detector

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • No Cooling
  • Heat Pump System
  • Heating System Powered By Owned Propane

Community Details

Overview

  • Property has a Home Owners Association
  • $800 One-Time Condo or Co-op Fee
  • Association fees include common area maintenance, insurance, pool(s), management, reserve funds, trash
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,322

Year Built

Built in 1991

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 2504.00
  • Historic: No
  • Inclusions: Kitchen appliances, washer, dryer, installed light fixtures, installed window blinds, raised garden beds, and hot tub (conveys as-is)
  • New Construction: No
  • Story List: Main
  • Year Built: 1991
  • Remarks Public: Welcome to this lovely, meticulously maintained, single-level home with a two-car attached garage. Nestled in the golf course section of Lake Monticello, this property offers a perfect blend of comfort, convenience, and outdoor enjoyment. Inside, you?ll find spacious rooms throughout, with a bright and airy feel. The vaulted ceiling and skylights in the living area highlight a true masonry fireplace with a cozy gas log insert, creating a warm and inviting atmosphere. The well-equipped eat-in kitchen boasts custom cabinets and abundant counter space?perfect for meal prep and entertaining. To the rear of the home, a sunroom leads to a large screened porch, offering the ideal spot for relaxing or hosting gatherings with the large yard and garden as the perfect backdrop! Outside, the nearly level lot features an enormous fenced rear yard, providing privacy and plenty of space for pets, play, or gardening. Beautiful garden beds add to the home?s charm, perfect for those with a green thumb. Enjoy all the amenities Lake Monticello has to offer, including lake access, golf, swimming, tennis, and more. This is the perfect retreat for both relaxation and recreation!,Wood Cabinets,Fireplace in Living Room
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Vinyl
  • Interior Amenities: Entry Level Bedroom
  • Fireplace Features: Brick, Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Brick/Mortar, Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Sun/Florida Room, Laundry, Full Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 2024
  • Living Area Sq Ft: 2024
  • Price Per Sq Ft: 197.63
  • Above Grade Finished Sq Ft: 2024
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 36

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Roof: Architectural Shingle
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Heat Pump(s)
  • Cooling: No
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 800.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Tennis Courts, Bar/Lounge, Community Center, Dining Rooms, Golf Club, Lake, Picnic Area, Swimming Pool, Jog/Walk Path
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Pool(s), Management, Reserve Funds, Trash
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Sloping
  • Lot Size Acres: 0.45
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2321.84
  • Tax Year: 2023
  • Close Date: 06/30/2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2025
Closed on
Jun 27, 2025
Sold by
Chapman Trudee L and Minklei Alfred W
Bought by
Anderson Nancy and Anderson Anthony
Seller's Agent
Sasha Tripp
STORY HOUSE REAL ESTATE
Buyer's Agent
ANGELA BAUMGARTNER
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$400,000
Sold Price
$389,900
Premium/Discount to List
-$10,100
-2.52%
Views
81

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.37%

Purchase Details

Closed on
Oct 1, 2018
Sold by
Allmond Joseph and Allmond Joan
Bought by
Chapman Trudee L and Minklei Alfred W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,600
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 19, 2011
Sold by
Balint George and Balint Clementina
Bought by
Allmond Joseph and Allmond Joan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
4.9%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $389,900 Westcor Land Title
Bargain Sale Deed $232,000 Fidelity National Title
Bargain Sale Deed $227,500 Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $178,000 New Conventional
Previous Owner $185,600 New Conventional
Previous Owner $179,200 New Conventional
Previous Owner $182,000 New Conventional
Previous Owner $68,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $389,900 -2.5% $193 / Sq Ft
04/17/2025 04/17/25 Pending -- -- --
03/31/2025 03/31/25 For Sale $400,000 -- $198 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,494 $332,500 $30,000 $302,500
2024 $23 $275,100 $30,000 $245,100
2023 $2,322 $275,100 $30,000 $245,100
2022 $2,003 $230,200 $27,500 $202,700
2021 $2,003 $230,200 $27,500 $202,700
2020 $1,942 $209,900 $27,500 $182,400
2019 $1,942 $209,900 $27,500 $182,400
2018 $1,814 $200,000 $27,500 $172,500
2017 $1,814 $200,000 $27,500 $172,500
2016 $1,791 $195,300 $27,500 $167,800
2015 $1,682 $195,300 $27,500 $167,800
2014 $1,682 $191,100 $27,500 $163,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 662557

Bright MLS

APN: 18A 4 310