NOT LISTED FOR SALE

3604 Cliffs Dr Petoskey, MI 49770

Petoskey Area

Estimated Value: $1,277,457

3 Beds
3 Baths
2,100 Sq Ft
-- Built

Sale Details

Date Sold: December 23, 2025

Last sale price $1,300,000 $619 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $9,096 / mo

Highlights

  • 1 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Dining Room
  • Living Room

About This Home

As of December 2025

This home is located at 3604 Cliffs Dr, Petoskey, MI 49770 since 23 December 2025 and is currently estimated at $1,277,457, approximately $608 per square foot. 3604 Cliffs Dr is a home located in Emmet County with nearby schools including Petoskey High School, St. Francis Xavier School, and Petoskey Montessori Children's.

Last Agent to Sell the Property

Stephanie Jones

Kidd & Leavy Real Estate Co. LLC Listed on: 12/23/2025

Last Buyer's Agent

Stephanie Jones

Kidd & Leavy Real Estate Co. LLC Listed on: 12/23/2025

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Property Details

Home Type

  • Condominium

HOA Fees

  • $733 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,100 Sq Ft Home
  • Living Room
  • Dining Room
  • Second Floor Utility Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Bay Harbor Bh Association

Listing and Financial Details

  • Assessor Parcel Number 52-18-02-365-128

Property Details

Home Type

Condominium

Lot Details

0 Sq Ft Lot

HOA Fees

$733 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 12/25/2025
  • Section: 2
  • Second Address Number: 3604
  • Directions: Located on the West end of Cliffs Drive
  • OFFICELIST_STATE: MI
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Features: Cable, Central Air
  • Total Finished Sq Ft: 2100
  • Master Bedroom: On Level: Upper
  • Bedroom 2: On Level: Upper
  • Bedroom 3: On Level: Upper
  • Bedroom 4: On Level: N/A
  • Dining Room: On Level: Upper
  • Kitchen: On Level: Upper
  • Family Room: On Level: N/A
  • Living Room: On Level: Upper
  • Above Grade Finished Sq Ft: 2100
  • Bathroom 1: On Level: Upper
  • Bathroom 2: On Level: Upper
  • Number Of Bedrooms: 3
  • Full Bathrooms: 3
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A

Exterior Features

  • Construction: Wood Frame/Site Built
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: One

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association: Bay Harbor BH
  • Association: Yes
  • Condo: Yes
  • Fees: 2200

Schools

  • School District: Petoskey

Lot Info

  • Zoning: RES

Tax Info

  • Assessor Parcel Number: 52-18-02-365-128

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 23, 2025
Closed on
Dec 19, 2025
Sold by
Bishop Terrence W and The Terrence W Bishop Revocable Trust
Bought by
Seller's Agent
Stephanie Jones
Kidd & Leavy Real Estate Co. LLC
Buyer's Agent
Stephanie Jones
Kidd & Leavy Real Estate Co. LLC
Sold Price
$1,300,000
Views
13
Current Estimated Value
$1,277,457

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$22,543
Avg. Annual Appreciation
-2.37%
Original Mortgage
$900,000
Outstanding Balance
$892,729
Interest Rate
5.65%
Mortgage Type
New Conventional
Estimated Equity
$384,728

Purchase Details

Listed on
May 4, 2021
Closed on
Jun 3, 2021
Sold by
Barron Bruce M
Bought by
Bishop Terrence W Trust
Seller's Agent
Stephanie Jones
Kidd & Leavy Real Estate Co. LLC
Buyer's Agent
Stephanie Jones
Kidd & Leavy Real Estate Co. LLC
List Price
$609,000
Sold Price
$575,000
Premium/Discount to List
-$34,000
-5.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.87%
Original Mortgage
$345,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 8, 2014
Closed on
Mar 25, 2015
Sold by
Cordes 2007 Trust
Bought by
Barron Bruce M and Barron Elizabeth A
Seller's Agent
Stephanie Jones
Kidd & Leavy Real Estate Co. LLC
Buyer's Agent
Stephanie Jones
Kidd & Leavy Real Estate Co. LLC
List Price
$419,000
Sold Price
$410,000
Premium/Discount to List
-$9,000
-2.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.56%

Purchase Details

Closed on
Oct 8, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Cordes James F and Cordes Janice D

Purchase Details

Closed on
Feb 7, 2008
Sold by
Hemstreet John C
Bought by
Deutsche Bank National Trust Company and New Century Home Equity Loan Trust 2004-

Purchase Details

Closed on
Jan 24, 2002
Bought by
Haupt Brian D Thomas J and Haupt Brian D Pamela M

Purchase Details

Closed on
Jan 19, 1999
Bought by
Watson Resort Properties, Llc

Purchase Details

Closed on
Jul 1, 1995
Sold by
Bay Harbor
Bought by
Cliffs Dev New
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Petoskey, MI

  • Brett Binkley Real Estate Agent - EXP Realty

    Brett Binkley

    Responds Quickly

    EXP Realty

    (231) 642-9896

    40 Total Sales

    1 in Petoskey

    $135,000 Price

    Brett Binkley
     Section Image
  • Matt Rader Real Estate Agent - Pat O'Brien & Associates - Boyne City

    Matt Rader

    Pat O'Brien & Associates - Boyne City

    (231) 244-8908

    46 Total Sales

    2 in Petoskey

    $293K - $945K Price Range

    Matt Rader
     Section Image
  • Brad Rellinger Real Estate Agent - Harbor Sothebys International Realty

    Brad Rellinger

    Harbor Sothebys International Realty

    (231) 535-9754

    88 Total Sales

    57 in Petoskey

    $1 - $2.8M Price Range

    Brad Rellinger
     Section Image
  • Shelly Novotny Real Estate Agent - Real Estate One - Charlevoix

    Shelly Novotny

    Real Estate One - Charlevoix

    (231) 244-6564

    61 Total Sales

    2 in Petoskey

    $401K - $520K Price Range

    Shelly Novotny
     Section Image
  • Christina Roberts Real Estate Agent - Keller Williams - Northern Michigan

    Christina Roberts

    Keller Williams - Northern Michigan

    (231) 244-2315

    134 Total Sales

    5 in Petoskey

    $400K - $505K Price Range

    Christina Roberts
     Section Image
  • Kristin Rashid Real Estate Agent - Real Estate One-Milford

    Kristin Rashid

    Real Estate One-Milford

    (810) 644-1220

    76 Total Sales

    2 in Petoskey

    $412,000 Price Range

    Kristin Rashid
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Crossroads Title
Bishop Terrence W Trust -- --
Barron Bruce M -- --
Cordes James F $258,000 --
Deutsche Bank National Trust Company $371,737 --
Haupt Brian D Thomas J $360,000 --
Watson Resort Properties, Llc $349,000 --
Cliffs Dev New $25,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $900,000
Closed Aiello Mark A $900,000
Previous Owner Bishop Terrence W Trust $345,000
Previous Owner Barron Bruce M $306,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/23/2025 12/23/25 Sold $1,300,000 +126.1% $619 / Sq Ft
06/25/2021 06/25/21 Sold $575,000 -5.6% $274 / Sq Ft View Prior Sale
05/04/2021 05/04/21 For Sale $609,000 +48.5% $290 / Sq Ft
03/26/2015 03/26/15 Sold $410,000 -2.1% $195 / Sq Ft View Prior Sale
03/18/2015 03/18/15 Pending -- -- --
04/08/2014 04/08/14 For Sale $419,000 -- $200 / Sq Ft
Source: Northern Michigan MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $13,154 $345,700 $345,700 $0
2025 $13,154 $296,200 $296,200 $0
2024 $125 $348,500 $348,500 $0
2023 $11,977 $247,100 $247,100 $0
2022 $11,977 $226,500 $226,500 $0
2021 $12,082 $234,300 $234,300 $0
2020 $12,113 $230,100 $230,100 $0
2019 -- $222,900 $222,900 $0
2018 -- $215,200 $215,200 $0
2017 -- $220,900 $220,900 $0
2016 -- $217,400 $217,400 $0
2015 -- $213,300 $0 $0
2014 -- $142,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Stephanie Jones Real Estate Agent - Kidd & Leavy Real Estate Co. LLC

    Seller's Agent in 2025

    Stephanie Jones

    Kidd & Leavy Real Estate Co. LLC

    (231) 844-4410

    131 Total Sales

    Stephanie Jones
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Map

Source: Northern Michigan MLS

MLS Number: 478474

Northern Michigan MLS

APN: 52-18-02-365-128

Michigan Emmet County Petoskey 49770

3604 Cliffs Dr, Petoskey, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Michigan MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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