$381,500
SOLD JUL 22, 2025

361 Pollard Cir Cadiz, KY 42211

3 Beds
2 Baths
1,568 Sq Ft
0.51 Acres

Recently Sold

$243 Per Sq Ft

4% Below List Price

59 Days on Market

Highlights

  • Private Dock
  • Deck
  • Covered Patio or Porch
  • Waterfront
  • Wooded Lot
  • 2 Car Attached Garage

About This Home

As of July 2025

Looking for a Waterfront Home WITH PRIVATE DOCK? Looking for an investment property? AMAZING SUNSET views! CHECK OUT THIS ONE NOW!! GREAT LOCATION - Only 4 miles from downtown CADIZ, KY - Close to all amenities in town and across from Moon River marina/restaurant. This 3 bed, 2 bath house has an open concept kitchen/dining/living area with decks running the full length of the house. It also has a Full Walk Out Basement with high ceilings, windows, double doors and deck. This SPACE could be additional bedrooms, bath, kitchenette, and living area, etc. Recently (2025) added steps toward dock and freshly painted interior. House appraised for $518,000 in 2024. 2 additional adjoining lots (10 and 11) are available WITH the purchase of the house for $479,000.00 total. USACE says lots are dockable.

Last Agent to Sell the Property

Eunice Stone

Lakeland Realty License #260079 Listed on: 04/27/2025

Last Buyer's Agent

Crystal McCoy

Keller Williams Experience Realty Paducah Branch License #265680

Keller Williams Experience Realty Paducah Branch

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,445

Year Built

  • Built in 2003

Lot Details

  • 0.51 Acre Lot
  • Lot Dimensions are 240x64x268x117
  • Waterfront
  • Lot Has A Rolling Slope
  • Wooded Lot
  • Landscaped with Trees

Home Design

  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Thermal Pane Windows
  • Combination Kitchen and Dining Room
  • Fire and Smoke Detector

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Private Dock
  • Covered Dock
  • Deck
  • Covered Patio or Porch

Location

  • Property is near a golf course

Utilities

  • Central Air
  • Heat Pump System
  • Property is located within a water district
  • Electric Water Heater
  • Septic System
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 9

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,445

Year Built

Built in 2003

Lot Details

0

Listing Details

  • Class: Residential
  • Type: Single Family
  • Access: Paved Road
  • Estimated Age: 21-30
  • Estimated Year Built: 2003
  • Estimated Sq Ft: 1501-1750
  • Unfinished Basement Sq Ft: 1568
  • Deed Book Page: 307/8
  • Dockage: Private Dock
  • Land Use Topography: Rolling, Wooded
  • Laundry Location: Closet
  • Location2: County, Golf Course Area, Water View Year Round, Barkley Lake
  • Main Level Sq Ft: 1568
  • Style: 1 Story
  • Tv Cable: Cable Available
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 2003

Interior Features

  • Floor Covering: Luxury Vinyl Tile
  • Appliances: Dishwasher, Microwave, Refrigerator, Stove, Washer
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Smoke Alarm, Circuit Breakers
  • Total Bathrooms: 2
  • Price Per Sq Ft: 243.3
  • Basement: Full, Unfinished, Walk Out
  • Dining Kitchen: Kitchen/Dining Room
  • Estimated Total Sq Ft: 1568
  • Bathroom Features: Soaker Tub
  • Doors and Windows: Thermal Pane Windows
  • Full Bathrooms: 2
  • Number Of Bedrooms: 3
  • Walls: Dry Wall
  • Basement 2: Yes

Exterior Features

  • Construction: Frame
  • Exterior Features: Covered Porch, Deck, Dock - Covered, Sidewalks, Trees
  • Exterior Finish: Vinyl Siding
  • Foundation: Poured Concrete
  • Roof: Dimensional Shingle

Garage/Parking

  • Garage Type: Attached
  • Garage Capacity: 2

Utilities

  • Electric Company: Pennyrile Rural Elec
  • Cooling: Central Air
  • Heating: Heat Pump
  • Sewer: Septic
  • Water: Water District
  • Water Company: Lake Barkley Water
  • Water Heater: Electric

Schools

  • Elementary School: Trigg County
  • Middle School: Trigg County
  • High School: Trigg County

Lot Info

  • Lot Number: 9
  • Estimated Lot Size: 240x64x268x117
  • Estimated Number of Acres: 0.51
  • Easements: TVA/Corps of Engineers
  • Location: Waterfront

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 27, 2025
Closed on
Jul 22, 2025
Sold by
Eichem Charles E and Eichem Carol A
Bought by
Gardner Gregory and Gardner Didi
Seller's Agent
Eunice Stone
Lakeland Realty
Buyer's Agent
Crystal McCoy
Keller Williams Experience Realty Paducah Branch
List Price
$399,000
Sold Price
$381,500
Premium/Discount to List
-$17,500
-4.39%
Views
87

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.82%

Purchase Details

Listed on
Mar 19, 2019
Closed on
Oct 3, 2019
Sold by
Bolek Ramona A and Allen Gina
Bought by
Eichem Charles E and Eichem Carol A
Seller's Agent
Gina Allen
Coldwell Banker Service 1st Realty
Buyer's Agent
Lana Wilson
Keller Williams Experience Realty Paducah Branch
List Price
$255,000
Sold Price
$237,000
Premium/Discount to List
-$18,000
-7.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.54%
Original Mortgage
$189,600
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 2, 2017
Closed on
Jun 15, 2018
Sold by
Ackerman Lauris L and Ackerman Michelle T
Bought by
Bolek Anthony T and Bolek Ramona A
Seller's Agent
Gina Allen
Coldwell Banker Service 1st Realty
Buyer's Agent
Gina Allen
Coldwell Banker Service 1st Realty
List Price
$259,900
Sold Price
$225,000
Premium/Discount to List
-$34,900
-13.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.11%
Original Mortgage
$125,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $381,500 None Listed On Document
Deed $381,500 None Listed On Document
Warranty Deed $237,000 None Available
Deed $225,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $269,200 New Conventional
Previous Owner $189,600 New Conventional
Previous Owner $25,000 New Conventional
Previous Owner $125,000 New Conventional
Previous Owner $207,850 New Conventional
Previous Owner $205,500 New Conventional
Previous Owner $213,600 New Conventional
Previous Owner $124,400 Adjustable Rate Mortgage/ARM
Previous Owner $31,100 Stand Alone Second
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2025 07/22/25 Sold $381,500 -4.4% $243 / Sq Ft
04/27/2025 04/27/25 For Sale $399,000 +68.4% $254 / Sq Ft
10/03/2019 10/03/19 Sold $237,000 -7.1% $151 / Sq Ft
08/07/2019 08/07/19 For Sale $255,000 0.0% $163 / Sq Ft
07/03/2019 07/03/19 Pending -- -- --
06/29/2019 06/29/19 For Sale $255,000 0.0% $163 / Sq Ft
05/24/2019 05/24/19 Pending -- -- --
03/19/2019 03/19/19 For Sale $255,000 +13.3% $163 / Sq Ft
06/18/2018 06/18/18 Sold $225,000 -13.4% $143 / Sq Ft
03/20/2018 03/20/18 Pending -- -- --
03/02/2017 03/02/17 For Sale $259,900 -- $166 / Sq Ft
Source: Western Kentucky Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,445 $275,000 $0 $0
2023 $2,651 $275,000 $0 $0
2022 $2,336 $237,000 $0 $0
2021 $2,391 $237,000 $0 $0
2020 $2,405 $237,000 $0 $0
2019 $1,889 $225,000 $0 $0
2018 $2,095 $249,000 $0 $0
2017 $2,156 $249,000 $0 $0
2016 $2,251 $0 $0 $0
2015 $2,243 $0 $0 $0
2010 $2,094 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Kentucky Regional MLS

MLS Number: 131573

Western Kentucky Regional MLS

APN: S-29-005-9