NOT LISTED FOR SALE

361 W 3rd St Oswego, NY 13126

Estimated Value: $248,872 - $277,000

3 Beds
2 Baths
1,479 Sq Ft
$177/Sq Ft Est. Value

Last Sold June 26, 2025

Last sale price $270,000 $183 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $2,001/month

2 Days on Market

Highlights

  • 0.46 Acre Lot
  • Main Floor Bedroom
  • Sun or Florida Room
  • Wood Flooring
  • Separate Formal Living Room
  • Corner Lot

About This Home

As of June 2025

Three-bedroom ranch located in a quiet neighborhood. Beautiful hardwood floors, updated kitchen, nice sized bedrooms, three-season sunroom overlooking a fenced-in back yard. Attached garage with a Power Pet automatic pet door. Home comes with 5,000-Watt Temporary Champion Generator. This home is a must see for anyone looking for a ranch home with lots of charm. The one-car attached garage is a welcome addition to the home for daily use or extra storage. The partially finished basement has a large accessible laundry room, a utility room and even a workshop area, could easily be extra living space. New updated heating and on-demand water heating system for the most efficient uses. Make your appointment today and enjoy your new home this summer.

Last Agent to Sell the Property

Becky Carswell

Listing by Century 21 Galloway Realty License #40CA1086323 Listed on: 05/01/2025

Century 21 Galloway Realty

Co-Listed By

Amanda Buske

Listing by Century 21 Galloway Realty License #10401388137

Last Buyer's Agent

Brooke Wills

Listing by Century 21 Galloway Realty License #10401345766

Century 21 Galloway Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,664

Year Built

  • Built in 1957

Lot Details

  • 0.46 Acre Lot
  • Lot Dimensions are 100x200
  • Property is Fully Fenced
  • Corner Lot
  • Rectangular Lot

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,479 Sq Ft Home
  • 1-Story Property
  • Separate Formal Living Room
  • Formal Dining Room
  • Sun or Florida Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Quartz Countertops

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Oswego Middle School
  • Oswego High School

Utilities

  • Heating System Uses Gas
  • Baseboard Heating
  • Hot Water Heating System
  • Tankless Water Heater

Community Details

  • Oswego Subdivision

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 351200-146-031-0003-010-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,664

Year Built

Built in 1957

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1957
  • ResoLaundryFeatures: In Basement
  • Lot Features: Corner Lot, Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Co List Office Mls Id: GALC21
  • Co List Office Phone: 315-342-2111
  • Subdivision Name: Oswego
  • Directions: West Utica St to West Third St.
  • Architectural Style: Ranch
  • Flooring: Ceramic Tile, Hardwood, Varies
  • Garage Yn: Yes
  • Interior Features: Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Quartz Counters, Bedroom on Main Level
  • Unit Levels: One
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Electric Oven, Electric Range, Refrigerator, See Remarks, Tankless Water Heater, Water Heater, Washer
  • Basement: Full, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 3
  • Total Bedrooms: 6
  • Stories: 1
  • Stories: 1

Exterior Features

  • Fencing: Full
  • Acres: 0.4591
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Blacktop Driveway, Enclosed Porch, Fully Fenced, Porch
  • Foundation Details: Block

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Heating: Gas, Baseboard, Hot Water
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oswego
  • Ninth Grade High School: Oswego High
  • Middle Or Junior School: Oswego Middle

Lot Info

  • Parcel Number: 351200-146-031-0003-010-000-0000
  • Lot Dimensions: 100X200
  • Lot Size Sq Ft: 20000.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6664.0
  • Tax Lot: 10

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Jun 19, 2025
Sold by
Lazzaro Michael J
Bought by
Kearns Travis and Kearns Katie
Seller's Agent
Becky Carswell
Century 21 Galloway Realty
Buyer's Agent
Brooke Wills
Century 21 Galloway Realty
List Price
$249,900
Sold Price
$270,000
Premium/Discount to List
$20,100
8.04%
Views
32
Current Estimated Value
$261,968

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,032
Avg. Annual Appreciation
-9.28%
Original Mortgage
$261,900
Outstanding Balance
$261,228
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$740

Purchase Details

Closed on
Dec 14, 2022
Sold by
Lazzaro Linda M and Lazzaro Michael J
Bought by
Lazzaro Michael M

Purchase Details

Closed on
Feb 1, 2021
Sold by
Lazzaro Michael J
Bought by
Lazzaro Michael J and Lazzaro Linda M

Purchase Details

Listed on
Jul 24, 2020
Closed on
Sep 28, 2020
Sold by
Woods Lawrence M and Woods Rebecca L
Bought by
Lazzaro Michael J
Seller's Agent
Brendan Benson
Fitzgibbons Real Estate
Buyer's Agent
Becky Carswell
Century 21 Galloway Realty
List Price
$179,000
Sold Price
$179,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.88%
Original Mortgage
$139,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 23, 2011
Sold by
Canale Katielynn M and Chapman Katielynn M
Bought by
Woods Lawrence M and Woods Rebecca L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,600
Interest Rate
5.07%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 3, 2007
Sold by
Munsell Margaret A and Mulcahey Michael P
Bought by
Chapman Katielynn M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,000
Interest Rate
6.14%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kearns Travis $270,000 Chicago Title Insurance Co
Lazzaro Michael M -- None Available
Lazzaro Michael M -- None Available
Lazzaro Michael J -- Vanguard Research & Ttl Svcs
Lazzaro Michael J -- Vanguard Research & Ttl Svcs
Lazzaro Michael J $179,000 None Available
Lazzaro Michael J $179,000 None Available
Woods Lawrence M $134,500 None Available
Woods Lawrence M $134,500 None Available
Chapman Katielynn M $122,000 Ticor
Chapman Katielynn M $122,000 Ticor
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kearns Travis $261,900
Previous Owner Lazzaro Michael J $139,000
Previous Owner Woods Lawrence M $107,600
Previous Owner Chapman Katielynn M $122,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/26/2025 06/26/25 Sold $270,000 +8.0% $183 / Sq Ft
05/03/2025 05/03/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $249,900 +39.6% $169 / Sq Ft
10/09/2020 10/09/20 Sold $179,000 0.0% $128 / Sq Ft View Prior Sale
07/30/2020 07/30/20 Pending -- -- --
07/24/2020 07/24/20 For Sale $179,000 -- $128 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,340 $210,000 $38,700 $171,300
2023 $4,558 $175,000 $30,000 $145,000
2022 $4,620 $175,000 $30,000 $145,000
2021 $4,699 $175,000 $30,000 $145,000
2020 $2,283 $134,500 $30,000 $104,500
2019 $3,571 $134,500 $30,000 $104,500
2018 $3,571 $134,500 $30,000 $104,500
2017 $3,557 $134,500 $30,000 $104,500
2016 $1,292 $134,500 $30,000 $104,500
2015 -- $134,500 $30,000 $104,500
2014 -- $134,500 $30,000 $104,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S1603715

Central New York Information Services

APN: 351200-146-031-0003-010-000-0000