NOT LISTED FOR SALE

3613 E Locust Cir Prospect, KY 40059

Estimated Value: $503,590

3 Beds
4 Baths
3,717 Sq Ft
$135/Sq Ft Est. Value

Last Sold November 29, 2012

Last sale price $235,000 $63 Per Sq Ft

Est. 114% increase in value since last sale

Current estimated payment $3,059/month

6 Days on Market

Highlights

  • In Ground Pool
  • 1 Fireplace
  • Brick Veneer
  • Goshen at Hillcrest Elementary School Rated A
  • 2 Car Attached Garage
  • Patio

About This Home

As of November 2012

Minutes from shopping and expressways in award winning Oldham County school district. This home has an inviting floor plan with a great room with creekstone fireplace. Updated kitchen with oak cabinetry and granite countertops. Versatile plan with first floor bedroom and large office with an abundance of built-ins. Two bedrooms upstairs include a large master with vaulted ceiling and huge master bath with separate whirlpool tub and large shower. Each bedroom has its own bath. Lower level has a rec room and 4th bedroom with bath and walk in closet. Fenced yard with in-ground pool. A pleasure to show. There is a $125 HOA fee.

Last Agent to Sell the Property

Amy Pearce Dishman

RE/MAX100, Inc. Listed on: 10/17/2012

RE/MAX100, Inc.

Last Buyer's Agent

Jim Cosby

A+ Jewell REALTORS, LLC License #208096

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,783

Lot Details

  • Property is Fully Fenced
  • Wood Fence
  • Chain Link Fence

Parking

  • 2 Car Attached Garage
  • Side or Rear Entrance to Parking

Home Design

  • Brick Veneer
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Patio

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • River Bluff Subdivision

Listing and Financial Details

  • Legal Lot and Block 0072 / 0615
  • Assessor Parcel Number 0615-0072-3749

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,783

Lot Details

0

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Lot Dimensions: <.5
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: RIVER BLUFF
  • Above Grade Finished Sq Ft: 2717.0
  • Utilities Electricity Connected: Yes
  • Full Bathroom Level: First
  • Primary Bedroom Level: Second
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Fencing Wood4: Yes
  • Special Features: None

Interior Features

  • Basement: Partially Finished
  • Fireplaces Level 1: 1
  • Bedroom Level: First
  • Great Room Level: First
  • Kitchen Level: First
  • Laundry Level: Basement
  • Other Level: First
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1000.0
  • Fireplaces: 1
  • Total Bedrooms: 12
  • BasementFoundation:Poured Concrete: Yes
  • Basement:Partially Finished: Yes

Exterior Features

  • Fencing: Full, Wood, Chain Link
  • Roof: Shingle
  • Construction Type: Brk/Ven, Vinyl Siding
  • Exterior Features: Patio, Pool - In Ground
  • Foundation Details: Poured Concrete
  • Exterior Features:Fencing - Full: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Entry Rear
  • General Property Description:Garage Spaces: 2
  • GarageParking:Attached: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural, Public Sewer, Public Water
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air
  • HeatingYN: Yes
  • Heating:Forced Air: Yes
  • Heating:Electric3: Yes

Schools

  • Junior High Dist: Oldham

Lot Info

  • ResoLotSizeUnits: Acres
  • Parcel #: 0615-0072-3749
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Block: 0615
  • Tax Lot: 0072

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 1, 2020
Sold by
Mccarty Suzanne and Mccarty John F
Bought by
Mccarty Suzanne and Mccarty John F
Current Estimated Value
$503,590

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Outstanding Balance
$81,754
Interest Rate
3.3%
Mortgage Type
New Conventional
Estimated Equity
$415,092

Purchase Details

Listed on
Oct 17, 2012
Closed on
Nov 29, 2012
Sold by
Cutler Ronald F and Cutler Kim K
Bought by
Mccarthy Suzanne
Seller's Agent
Amy Pearce Dishman
RE/MAX100, Inc.
Buyer's Agent
Jim Cosby
A+ Jewell REALTORS, LLC
List Price
$229,900
Sold Price
$235,000
Premium/Discount to List
$5,100
2.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.06%
Original Mortgage
$188,000
Interest Rate
3.4%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccarty Suzanne -- Louisville Title Agency
Mccarthy Suzanne $235,000 Kentuckiana Title Agency Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Mccarty Suzanne $0
Open Mccarty Suzanne $112,000
Closed Mccarty John F $30,000
Closed Mccarty John E $20,000
Closed Mccarthy Suzanne $188,000
Previous Owner Cutler Ronald E $100,000
Previous Owner Cutler Ronold E $203,800
Previous Owner Cutler Ronald E $495,000
Previous Owner Cutler Ronald E $43,072
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/29/2012 11/29/12 Sold $235,000 +2.2% $63 / Sq Ft
10/22/2012 10/22/12 Pending -- -- --
10/16/2012 10/16/12 For Sale $229,900 -- $62 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,783 $350,000 $50,000 $300,000
2023 $3,307 $310,000 $40,000 $270,000
2022 $3,351 $310,000 $40,000 $270,000
2021 $3,330 $310,000 $40,000 $270,000
2020 $3,834 $310,000 $40,000 $270,000
2019 $3,191 $260,000 $40,000 $220,000
2018 $3,193 $260,000 $0 $0
2017 $3,170 $260,000 $0 $0
2013 $2,966 $235,000 $40,000 $195,000
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2012

    Amy Pearce Dishman

    RE/MAX100, Inc.

    Section Image

  • J

    Buyer's Agent in 2012

    Jim Cosby

    A+ Jewell REALTORS, LLC

    Section Image
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Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1344624

Metro Search (Greater Louisville Association of REALTORS®)

APN: 06-15-00-72

Kentucky Oldham County Prospect 40059

3613 E Locust Cir, Prospect, KY

This home is located at 3613 E Locust Cir, Prospect, KY 40059 since 17 October 2012 and is currently priced at $503,590, approximately $135 per square foot. 3613 E Locust Cir is a home located in Oldham County with nearby schools including Goshen at Hillcrest Elementary School, North Oldham Middle School, and North Oldham High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Metro Search (Greater Louisville Association of REALTORS®) The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.

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