3617 Ruth St Indian Trail, NC 28079
4
Beds
2.5
Baths
2,739
Sq Ft
0.55
Acres
Highlights
- Community Cabanas
- Open Floorplan
- Private Lot
- Poplin Elementary School Rated A
- Clubhouse
- Pond
About This Home
As of June 2025LAKE PARK... 1/2 Acre+ Private Lot... Stately, Meticulously Maintained, 4 Bedroom Executive Home! Rare Find on Ruth St near Lake Park Town Center. Gracious Front Porch Welcomes Guests into the Two Story Foyer, Flanked By Formal Dining Room & Main Level Office w/French Doors. Enjoy Huge Great Room w/Fireplace Overlooking Pristine Backyard & Open to Large, Eat-In Kitchen Beautifully Renovated w/Custom Cabinetry, Walk-In Pantry, Gas Cooktop, Stainless Appliances, Granite Countertops, Custom Backsplash, Wrap Around Service/Entertaining Bar & Casual Dining Area. Incredible Fenced Backyard w/Extended Patio, Pergola, Fire Pit & Garden Area! Spacious, 2nd Level Primary Suite w/Trey Ceiling, Custom Tile Shower w/Built-In Niches & Glass Door, Garden Tub, Water Closet, Dual Sinks & Two Walk-In Closets. Laundry Room & 3 More Bedrooms Upstairs. Updated Hall Bath w/Custom Tile Shower & Spa-Like Finishes. Large 2-Car Side-Load Garage w/Built-In Storage. NEW Roof (2020), NEW Heat & A/C Upstairs (2025)
Last Agent to Sell the Property
Allen Tate Charlotte South Brokerage Email: Jesse.Samples@AllenTate.com License #237267 Listed on: 05/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,888
Year Built
- Built in 1995
Lot Details
- Back Yard Fenced
- Private Lot
- Level Lot
- Wooded Lot
- Property is zoned R-17, AR1
HOA Fees
- $6 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Transitional Architecture
- Brick Exterior Construction
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Open Floorplan
- Built-In Features
- Window Treatments
- French Doors
- Entrance Foyer
- Great Room with Fireplace
Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Gas Cooktop
- Range Hood
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Garden Bath
Accessible Home Design
- More Than Two Accessible Exits
- Entry Slope Less Than 1 Foot
- Flooring Modification
Outdoor Features
- Pond
- Patio
- Fire Pit
- Front Porch
Schools
- Poplin Elementary School
- Porter Ridge Middle School
- Porter Ridge High School
Utilities
- Zoned Heating and Cooling
Listing and Financial Details
- Assessor Parcel Number 07-063-472
Community Details
Overview
- Cusick Community Mgmt Association, Phone Number (704) 544-7779
- Lake Park Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
- Clubhouse
Recreation
- Tennis Courts
- Indoor Game Court
- Recreation Facilities
- Community Playground
- Community Cabanas
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2025
Closed on
Jun 6, 2025
Sold by
Montgomery Nathan and Montgomery Jesica
Bought by
Jerles Katelyn and Cunningham Dalton
Seller's Agent
Jesse Samples
Allen Tate Charlotte South
Buyer's Agent
Danielle Edwards
RE/MAX Executive
List Price
$530,000
Sold Price
$526,400
Premium/Discount to List
-$3,600
-0.68%
Views
14
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.65%
Original Mortgage
$494,000
Outstanding Balance
$494,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$39,091
Purchase Details
Listed on
Jun 24, 2020
Closed on
Aug 12, 2020
Sold by
Foster Sandra J
Bought by
Montegomery Nathan and Montegomery Jesica
Seller's Agent
At Home In The Carolinas
Coldwell Banker Realty
Buyer's Agent
Jesse Samples
Allen Tate Charlotte South
List Price
$350,000
Sold Price
$342,500
Premium/Discount to List
-$7,500
-2.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.33%
Original Mortgage
$301,500
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 25, 2016
Sold by
Foster Sandra J
Bought by
Foster Sandra J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,800
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 27, 2011
Sold by
Foster Sandra J
Bought by
Foster Sandra J and The Sandra J Foster Family Trust
Purchase Details
Closed on
Apr 12, 2010
Sold by
Signature Management Group Llc
Bought by
Foster Sandra J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,100
Interest Rate
3.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 24, 2008
Sold by
Colangelo Bettina and Colangelo Ric
Bought by
Signature Management Group
Purchase Details
Closed on
Aug 11, 2005
Sold by
Hilliard Andrew C and Hilliard Silvia A
Bought by
Colangelo Bettina
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$247,000
Interest Rate
8.5%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $527,000 | None Listed On Document | |
| Warranty Deed | $342,500 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $250,000 | Investors Title Ins Co | |
| Trustee Deed | $191,171 | None Available | |
| Warranty Deed | $260,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $494,000 | New Conventional | |
| Previous Owner | $301,500 | New Conventional | |
| Previous Owner | $104,800 | New Conventional | |
| Previous Owner | $134,000 | New Conventional | |
| Previous Owner | $150,100 | New Conventional | |
| Previous Owner | $247,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $219,900 | Unknown | |
| Previous Owner | $46,400 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/06/2025 06/06/25 | Sold | $526,400 | -0.7% | $192 / Sq Ft |
| 05/16/2025 05/16/25 | For Sale | $530,000 | +54.7% | $194 / Sq Ft |
| 08/13/2020 08/13/20 | Sold | $342,500 | -2.1% | $125 / Sq Ft |
| 06/27/2020 06/27/20 | Pending | -- | -- | -- |
| 06/24/2020 06/24/20 | For Sale | $350,000 | -- | $128 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,888 | $331,400 | $57,000 | $274,400 |
| 2023 | $2,766 | $331,400 | $57,000 | $274,400 |
| 2022 | $2,811 | $331,400 | $57,000 | $274,400 |
| 2021 | $2,769 | $331,400 | $57,000 | $274,400 |
| 2020 | $2,453 | $233,900 | $36,500 | $197,400 |
| 2019 | $2,453 | $233,900 | $36,500 | $197,400 |
| 2018 | $1,824 | $233,900 | $36,500 | $197,400 |
| 2017 | $2,517 | $233,900 | $36,500 | $197,400 |
| 2016 | $2,444 | $233,900 | $36,500 | $197,400 |
| 2015 | $1,936 | $233,900 | $36,500 | $197,400 |
| 2014 | $1,694 | $237,210 | $48,000 | $189,210 |
Source: Public Records
Agents Affiliated with this Home
-
Jesse Samples
Seller's Agent in 2025
Jesse Samples
Allen Tate Realtors
(704) 400-3760
1 in this area
95 Total Sales
-
Danielle Edwards
Buyer's Agent in 2025
Danielle Edwards
RE/MAX Executives Charlotte, NC
(704) 604-2999
5 in this area
159 Total Sales
-
At Home In The Carolinas
Seller's Agent in 2020
At Home In The Carolinas
Coldwell Banker Realty
(980) 349-6414
2 in this area
119 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4256782
APN: 07-063-472
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