$625,000
SOLD JAN 27, 2026

3628 Bay Dr Middle River, MD 21220

4 Beds
2.5 Baths
2,496 Sq Ft
34,848 Sq Ft Lot

Recently Sold

$250 Per Sq Ft

9 Days on Market

Highlights

  • Marina View
  • 0.8 Acre Lot
  • Colonial Architecture
  • Gourmet Kitchen
  • Open Floorplan
  • Wood Flooring

About This Home

As of January 2026

Stunning, like-new 4-bedroom, 2.5-bath single-family home with water views in Bowleys Quarters. The ground level features a 710 sq ft two-car garage with brand-new epoxy floors and French doors leading to a large, fully fenced backyard. A mudroom and foyer provide convenient access to the main living area. The second floor offers a bright, open-concept layout with manufactured hardwood flooring, recessed lighting, a wood-burning fireplace, and a coat closet. Sliding doors open to a deck with beautiful water views. The kitchen boasts stainless steel appliances, a large island with built-in cooktop and hood, a deep sink, and an oversized pantry. This level also includes a fourth bedroom or office with backyard views and a conveniently located half bath near the front entry. The third floor features three additional bedrooms, including the spacious primary suite with two walk-in closets, an additional closet, and dual sliding doors with water views. A full hall bath and a laundry room are conveniently located on this level. Built just 10 years ago, this home shows like new and offers a dual-zoned HVAC system, with the lower-level unit replaced just one year ago.

Last Agent to Sell the Property

Michael Lathroum

(443) 873-3585 mike@sphometeam.com Compass Brokerage Phone: 4438733585 Listed on: 12/15/2025

Compass

Last Buyer's Agent

Samantha Bongiorno

(410) 391-6900 Samantha713@yahoo.com RE/MAX Advantage Realty License #611244

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,303

Year Built

  • Built in 2015

Lot Details

  • 35,000 Sq Ft Lot
  • Property is in excellent condition

Property Views

  • Marina
  • Bay

Home Design

  • Colonial Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,496 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Window Screens
  • Mud Room
  • Dining Area
  • Home Office
  • Basement

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Attached Carport Spaces
  • Driveway

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Energy-Efficient Appliances
  • Flood Risk

Community Details

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Listing and Financial Details

  • Tax Lot 87
  • Assessor Parcel Number 04151519990230

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,303

Year Built

Built in 2015

Lot Details

0.8 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 2015
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Washer, Dishwasher, Disposal, Refrigerator, Icemaker, Oven/Range - Electric, Energy Efficient Appliances
  • Interior Amenities: Carpet, Wood Floors, Ceiling Fan(s), Crown Moldings, Breakfast Area, Dining Area, Floor Plan - Open, Kitchen - Island, Kitchen - Gourmet, Walk-In Closet(s)
  • Window Features: Screens
  • Fireplace Features: Fireplace - Glass Doors, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Office
  • Basement: Yes
  • Total Sq Ft: 2496
  • Living Area Sq Ft: 2496
  • Price Per Sq Ft: 250.40
  • Above Grade Finished Sq Ft: 2496
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Bay, Water, Marina
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Attached Carport Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Carport, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.80
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 35000.00
  • Property Condition: Excellent
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6303.00
  • Assessor Parcel Number: 04151519990230
  • Tax Lot: 87
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021

Multi Family

  • Federal Flood Zone: 2400100445G

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 15, 2025
Closed on
Jan 27, 2026
Sold by
Sandoval Ericha Lyn and Phaneuf Brandon Homer
Bought by
Bebber Julia A and Bebber Erick T
Seller's Agent
Michael Lathroum
Compass
Buyer's Agent
Samantha Bongiorno
RE/MAX Advantage Realty
List Price
$625,000
Sold Price
$625,000
Views
73

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.02%
Original Mortgage
$350,000
Outstanding Balance
$350,000
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$270,189

Purchase Details

Listed on
May 20, 2021
Closed on
Jul 27, 2021
Sold by
Soper Richard W and Soper Stephanie
Bought by
Phaneuf Brandon Homer and Sandoval Ericha Lyn
Seller's Agent
Shaquille McCray
Keller Williams Flagship
Buyer's Agent
Michael Joseph
Berkshire Hathaway HomeServices Homesale Realty
List Price
$575,000
Sold Price
$560,000
Premium/Discount to List
-$15,000
-2.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.47%
Original Mortgage
$504,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 8, 2016
Closed on
Dec 2, 2015
Sold by
D Carey Development Llc
Bought by
Soper Richard W and Soper Stephanie
Seller's Agent
Joseph Sachetti
Cummings & Co. Realtors
Buyer's Agent
Susanna Sudek
Real Estate Professionals, Inc.
List Price
$490,000
Sold Price
$490,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.43%
Original Mortgage
$481,124
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 27, 2014
Sold by
Nieberlein William E and Nieberlein Shirley G
Bought by
D Carey Development Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
4.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 20, 2001
Sold by
Nieberlein William E
Bought by
Nieberlein William E and Nieberlein Shirley G

Purchase Details

Closed on
May 9, 1983
Sold by
Szymanowski Marie
Bought by
Nieberlein William E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $625,000 Lawyers Title
Deed $560,000 Endeavor Title Llc
Deed $490,000 Guaranteed Trust Title Llc
Trustee Deed $44,000 Signature Title & Settlement
Deed -- --
Deed $45,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $350,000 New Conventional
Previous Owner $504,000 New Conventional
Previous Owner $481,124 FHA
Previous Owner $60,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/27/2026 01/27/26 Sold $625,000 0.0% $250 / Sq Ft
12/24/2025 12/24/25 Pending -- -- --
12/15/2025 12/15/25 For Sale $625,000 +11.6% $250 / Sq Ft
07/28/2021 07/28/21 Sold $560,000 0.0% $224 / Sq Ft View Prior Sale
07/01/2021 07/01/21 Pending -- -- --
06/17/2021 06/17/21 Price Changed $560,000 -2.6% $224 / Sq Ft
06/03/2021 06/03/21 For Sale $575,000 0.0% $230 / Sq Ft
05/27/2021 05/27/21 Pending -- -- --
05/20/2021 05/20/21 For Sale $575,000 +17.3% $230 / Sq Ft
01/08/2016 01/08/16 Sold $490,000 0.0% $196 / Sq Ft View Prior Sale
01/08/2016 01/08/16 Pending -- -- --
01/08/2016 01/08/16 For Sale $490,000 -- $196 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,966 $497,233 -- --
2024 $6,966 $475,467 $0 $0
2023 $3,374 $453,700 $127,700 $326,000
2022 $6,718 $448,700 $0 $0
2021 $5,775 $443,700 $0 $0
2020 $5,317 $438,700 $127,700 $311,000
2019 $4,986 $411,367 $0 $0
2018 $5,881 $384,033 $0 $0
2017 $5,181 $356,700 $0 $0
2016 $2,120 $356,700 $0 $0
2015 $2,120 $127,700 $0 $0
2014 $2,120 $127,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2148342

Bright MLS

APN: 15-1519990230

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