$455,000
SOLD DEC 24, 2025

3630 Elsa Ave Waldorf, MD 20603

4 Beds
3 Baths
2,183 Sq Ft
1.23 Acres

Recently Sold

$208 Per Sq Ft

3% Above List Price

3 Days on Market

Highlights

  • View of Trees or Woods
  • 1 Fireplace
  • Family Room Off Kitchen
  • 1.23 Acre Lot
  • No HOA
  • 2 Car Attached Garage

About This Home

As of December 2025

Offer deadline, today 11/17/2025 by 5pm.This lovely 4 bed, 3 full bath, home sits on 1.23 acres and resides in a very peaceful, quiet, and tidy neighborhood. This home has a lovely kitchen, that features modern appliances, granite countertops, and plenty of storage space, as well as featuring a formal dining area that flows seamlessly into the living room. There are three bedrooms and two full baths residing on the main level. The master bedroom is accommodating with a walk-in closet and en-suite for convenience. The secondary bedrooms are spacious, with roomy closets. On the lower level there is another full bath, den/family room, and a fourth bedroom, which could help with family expansion, or it can fulfill needs as a spacious office/workspace or retreat for guests. The backyard is massive, with a large deck, that's perfect for children, relaxing, family gatherings, and entertaining. This home has been exceptionally (!) maintained throughout and has had its entire septic system replaced (approximately 3 years ago). The garage will fit two vehicles comfortably or it could make a perfect workshop, as the floor has already been treated with laminate flooring. This property is close to convenience and necessity shopping, but far enough away to escape the hustle and bustle. As a bonus, there are no HOA fees.

Last Agent to Sell the Property

Naironda Smith

(855) 450-0442 dmvbroker@therealbrokerage.com Real Broker, LLC License #5003568 Listed on: 11/15/2025

Real Broker, LLC

Last Buyer's Agent

Elizabeth Ramirez

(301) 445-1395 generalmanager@smartrealtymd.com Smart Realty, LLC License #671995

Smart Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,899

Year Built

  • Built in 1973

Lot Details

  • 1.23 Acre Lot
  • Property is in good condition
  • Property is zoned WCD

Parking

  • 2 Car Attached Garage
  • 10 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Block Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Family Room Off Kitchen
  • Dining Area
  • Views of Woods

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Connecting Stairway
  • Exterior Basement Entry
  • Natural lighting in basement

Accessible Home Design

  • More Than Two Accessible Exits

Schools

  • William A. Diggs Elementary School
  • Matthew Henson Middle School
  • Maurice J. Mcdonough High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Back Up Oil Heat Pump System
  • 60 Gallon+ Water Heater
  • Well
  • Municipal Trash
  • On Site Septic

Community Details

  • No Home Owners Association
  • Shady Acres Sub Subdivision

Listing and Financial Details

  • Tax Lot 33
  • Assessor Parcel Number 0906058957

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,899

Year Built

Built in 1973

Lot Details

1.23 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Exclusions: Curtains
  • Inclusions: Ceiling fans (2) Clothes Dryer Clothes Washer Dishwasher Garage Opener Microwave Refrigerator/w ice maker Shades/Blinds Storage Shed(1) Stove or Range Ring Camera
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 11/15/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1973
  • Automatically Close On Close Date: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater, Dryer
  • Flooring Type: Ceramic Tile, Carpet
  • Interior Amenities: Ceiling Fan(s), Dining Area, Family Room Off Kitchen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Fully Finished, Heated, Outside Entrance
  • Total Sq Ft: 2183
  • Living Area Sq Ft: 2183
  • Price Per Sq Ft: 351.16
  • Above Grade Finished Sq Ft: 1253
  • Below Grade Finished Sq Ft: 930
  • Total Below Grade Sq Ft: 930
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Architectural Shingle
  • View: Street, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 12
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 10

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Heat Pump - Oil Backup
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank
  • Sewer/Septic System: On Site Septic
  • Utilities: Electric Available, Sewer Available, Natural Gas Available
  • Water Source: Well
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: WILLIAM A. DIGGS
  • High School: MAURICE J. MCDONOUGH
  • Middle Or Junior School: MATTHEW HENSON

Lot Info

  • Horses: No
  • Lot Size Acres: 1.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 53579.00
  • Property Condition: Good
  • Zoning: WCD
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4899.00
  • Assessor Parcel Number: 0906058957
  • Tax Lot: 33
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 15, 2025
Closed on
Dec 19, 2025
Sold by
Messinger Ronald E and Messinger Joy H
Bought by
Iglesias Edwin Rene and Iglesias Zoila Elizabeth
Seller's Agent
Naironda Smith
Real Broker, LLC
Buyer's Agent
Elizabeth Ramirez
Smart Realty, LLC
List Price
$440,000
Sold Price
$455,000
Premium/Discount to List
$15,000
3.41%
Views
158

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-22.05%
Original Mortgage
$22,337
Outstanding Balance
$22,316
Interest Rate
6.26%
Estimated Equity
$417,088

Purchase Details

Closed on
Apr 10, 2002
Sold by
Sovine Steven S
Bought by
Messinger Ronald E and Messinger Joy H

Purchase Details

Closed on
May 15, 1998
Sold by
Sovine Steven S and Sovine Tammy L
Bought by
Sovine Steven S

Purchase Details

Closed on
Nov 6, 1992
Sold by
Doody Daniel C and Doody Lorraine M
Bought by
Sovine Steven S and Sovine Tammy L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $455,000 Kensington Realty Title
Deed $187,900 --
Deed -- --
Deed $148,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $22,337 No Value Available
Open $446,758 FHA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/24/2025 12/24/25 Sold $455,000 +3.4% $208 / Sq Ft
11/18/2025 11/18/25 Pending -- -- --
11/15/2025 11/15/25 For Sale $440,000 -- $202 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,569 $355,500 $152,300 $203,200
2024 $4,541 $328,600 $0 $0
2023 $4,311 $301,700 $0 $0
2022 $3,947 $274,800 $132,300 $142,500
2021 $3,718 $267,800 $0 $0
2020 $3,718 $260,800 $0 $0
2019 $3,611 $253,800 $132,300 $121,500
2018 $3,535 $251,167 $0 $0
2017 $3,493 $248,533 $0 $0
2016 -- $245,900 $0 $0
2015 $2,902 $243,067 $0 $0
2014 $2,902 $240,233 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCH2048620

Bright MLS

APN: 06-058957

Your Personal Tour Guide

Ask me questions while you tour the home.