$570,000
SOLD APR 16, 2025

3631 Harborside Way Elgin, IL 60124

Bowes Neighborhood
3 Beds
3 Baths
2,283 Sq Ft
0.27 Acres

Recently Sold

$250 Per Sq Ft

4% Below List Price

25 Days on Market

Highlights

  • Open Floorplan
  • Recreation Room
  • Granite Countertops
  • South Elgin High School Rated A-
  • Ranch Style House
  • Wine Refrigerator

About This Home

As of April 2025

Exquisite one of a kind RANCH home with top of the line EVERYWHERE freshly painted and NEWER construction in popular Bowes Creek Country Club! This open concept home features 10' ceilings on the main level which is incredible and additional bump outs and windows to keep this home light & bright! You'll find a dream kitchen with high-end Kitchen Aid stainless steel appliances & granite tops with enormous entertaining space! The HUGE master suite features dual walk-in closets & large shower with built-in bench seat. Moving downstairs, you will fall in love with the deep pour basement beautifully finished with a fourth bedroom, spa inspired bathroom, multiple flex rooms and custom stairway access to the backyard. This home was built with many well planned options and upgraded finishes you will not find in other homes. Don't delay, come and check out this beautiful property today!!

Last Agent to Sell the Property

Amy Adorno Burley

Executive Realty Group LLC Brokerage Phone: (630) 881-8221 License #475138189 Listed on: 01/31/2025

Executive Realty Group LLC

Co-Listed By

Joseph Burley

Executive Realty Group LLC Brokerage Phone: (630) 881-8221 License #475160269

Last Buyer's Agent

Priscilla Lorenzin-Tomei

Huntley Realty License #475144111

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,208

Year Built

  • Built in 2022

Lot Details

  • Lot Dimensions are 99x140x74x133

HOA Fees

  • $48 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Stone Siding

Interior Spaces

  • 2,283 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Electric Fireplace
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Lower Floor Utility Room
  • Storage Room
  • Home Gym
  • Carpet

Kitchen

  • Breakfast Bar
  • Double Oven
  • Cooktop with Range Hood
  • Dishwasher
  • Wine Refrigerator
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Bidet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Fireplace in Basement
  • Finished Basement Bathroom

Home Security

  • Carbon Monoxide Detectors
  • Fire Sprinkler System

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include insurance, clubhouse
  • Bcmaster@Ciramail.Com Association, Phone Number (855) 877-2472
  • Bowes Creek Country Club Subdivision
  • Property managed by Real Manage

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,208

Year Built

Built in 2022

Lot Details

0

HOA Fees

$48 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Bowes Creek Country Club
  • Year Built: 2022
  • Age: 1-5 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Attribution Contact: (630) 881-8221
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Cooktop, Oven, Range Hood, Humidifier
  • Basement: Finished, Exterior Entry, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 2121
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Flooring: Laminate, Carpet
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, High Ceilings, Open Floorplan, Granite Counters
  • LivingArea: 2283
  • Other Equipment: Fire Sprinklers, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area, Office, Recreation Room, Exercise Room, Utility Room-Lower Level, Storage
  • Estimated Total Finished Sq Ft: 4404
  • Bathroom Amenities: Separate Shower,Double Sink,Bidet,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 2283
  • Basement Sq Ft: 2283
  • Fireplace Location: Basement
  • Total Sq Ft: 4566
  • Unfinished Basement Sq Ft: 162
  • Main Level Sq Ft: 2283
  • ResoLivingAreaSource: Plans

Exterior Features

  • Construction Materials: Stone, Fiber Cement
  • List Price: 589900
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Gas Dryer Hookup, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 570
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Real Manage
  • Management Contact Name: BCMaster@ciramail.com
  • Management Phone: 855-877-2472X2
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance, Clubhouse

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 99X140X74X133
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 13208
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 17, 2024
Closed on
Jun 21, 2024
Sold by
Landgraf Bernadette Aquino and Ely Christa Maree
Bought by
Bluhm Mark A and Bluhm Cynthia L
Seller's Agent
Chris Bishop
eXp Realty - St. Charles
Buyer's Agent
Jake Corrigan
Keller Williams Infinity
List Price
$600,000
Sold Price
$585,000
Premium/Discount to List
-$15,000
-2.5%
Views
28
Current Estimated Value
$577,033

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,967
Avg. Annual Appreciation
-1.16%
Original Mortgage
$351,000
Outstanding Balance
$347,741
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$229,292

Purchase Details

Closed on
Nov 19, 2021
Sold by
Toll Il L P
Bought by
Landqraf Bernadette Aquino and Ely Christa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$361,982
Interest Rate
2.76%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $585,000 None Listed On Document
Warranty Deed $474,500 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $351,000 New Conventional
Previous Owner $80,000 Credit Line Revolving
Previous Owner $40,000 Credit Line Revolving
Previous Owner $361,982 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/16/2025 04/16/25 Sold $570,000 -3.4% $250 / Sq Ft
02/25/2025 02/25/25 Pending -- -- --
02/21/2025 02/21/25 Price Changed $589,900 -0.9% $258 / Sq Ft
01/31/2025 01/31/25 For Sale $595,000 +1.7% $261 / Sq Ft
06/21/2024 06/21/24 Sold $585,000 -2.5% $256 / Sq Ft
05/23/2024 05/23/24 Pending -- -- --
05/17/2024 05/17/24 For Sale $600,000 -- $263 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,790 $189,448 $25,795 $163,653
2023 $13,208 $159,607 $23,333 $136,274
2022 $12,456 $146,187 $21,357 $124,830
2021 $159 $1,737 $1,737 $0
2020 $160 $1,706 $1,706 $0
2019 $161 $1,684 $1,684 $0
2018 $170 $1,684 $1,684 $0
2017 $177 $1,684 $1,684 $0
2016 $179 $1,644 $1,644 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12281703

Midwest Real Estate Data (MRED)

APN: 05-36-156-005