$355,000

3634 Helen Ln Chattanooga, TN 37412

Estimated payment $2,087/month

Total Views 429
-- Bed
-- Bath
3,510 Sq Ft
$101 Price per Sq Ft

Highlights

  • Private Yard
  • Den
  • Cul-De-Sac
  • No HOA
  • Formal Dining Room
  • Brick Exterior Construction

About This Home

Excellent investment opportunity in the heart of East Ridge, just minutes from the booming development and continued growth throughout the greater Chattanooga area. This high-quality, low-maintenance brick duplex is well maintained and located in a quiet, established neighborhood that consistently attracts strong rental demand. The property features two spacious units with flexible layouts. One unit offers 3 generously sized bedrooms and 1.5 baths, while the second unit includes 2 bedrooms and 1.5 baths, providing a strong mix of rental options appealing to a wide tenant base. Both units feature functional floor plans with ample living space and excellent bedroom sizes. Unit A has been recently upgraded with a new refrigerator, new carpet throughout, and a new HVAC system, adding immediate value and reducing near-term capital expenses. Set on a private lot with large yards, the property offers a level of space and privacy rarely found in duplex living. Both units include covered rear patios for outdoor enjoyment, along with off-street parking for added convenience. Located in a high-growth area benefiting from Chattanooga's ongoing expansion and investment, this property offers strong fundamentals, low maintenance, and long-term upside. The property may also be purchased in combination with 3634 Helen Lane, presenting an excellent opportunity to scale a rental portfolio in one of the region's most dependable rental markets.

Listing Agent

Charles Jabaley

Keller Williams Realty License #352704 Listed on: 12/18/2025

Keller Williams Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,661

Year Built

  • Built in 1974

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 55.4x140.25
  • Cul-De-Sac
  • Private Entrance
  • Private Yard

Parking

  • Off-Street Parking

Home Design

  • Duplex
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 3,510 Sq Ft Home
  • Living Room
  • Formal Dining Room
  • Den
  • Basement
  • Crawl Space

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Stove
  • Microwave
  • Freezer

Flooring

  • Carpet
  • Luxury Vinyl Tile

Laundry

  • Laundry closet
  • Washer and Dryer Hookup

Schools

  • East Ridge Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 168e C 032.04

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,661

Year Built

Built in 1974

Lot Details

0

Listing Details

  • Property Sub Type: Duplex
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.18
  • Lot Size: 55.4X140.25
  • Subdivision Name: None
  • Directions: I-75 S Take exit 2 for I-24 W toward Chattanooga/Birmingham Continue onto I-24 W Take exit 183A toward Belvoir Ave/Germantown Rd Merge onto North Terrace Turn left onto Belvoir Ave Turn right onto Ringgold Rd Turn left onto John Ross Rd Turn right onto Bennett Rd Turn left onto Frederick Dr Turn left onto Helen Ln
  • Living Area: 3510.0
  • New Construction: No
  • Structure Type: Duplex
  • Year Built: 1974
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 168e C 032.04
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 2661.47
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Lot Size Acres: 0.18
  • General Property Information Lot Size Square Feet2: 7840.8
  • General Property Information Lot Size Dimensions: 55.4X140.25
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Excellent investment opportunity in the heart of East Ridge, just minutes from the booming development and continued growth throughout the greater Chattanooga area. This high-quality, low-maintenance brick duplex is well maintained and located in a quiet, established neighborhood that consistently attracts strong rental demand. The property features two spacious units with flexible layouts. One unit offers 3 generously sized bedrooms and 1.5 baths, while the second unit includes 2 bedrooms and 1.5 baths, providing a strong mix of rental options appealing to a wide tenant base. Both units feature functional floor plans with ample living space and excellent bedroom sizes. Unit A has been recently upgraded with a new refrigerator, new carpet throughout, and a new HVAC system, adding immediate value and reducing near-term capital expenses. Set on a private lot with large yards, the property offers a level of space and privacy rarely found in duplex living. Both units include covered rear patios for outdoor enjoyment, along with off-street parking for added convenience. Located in a high-growth area benefiting from Chattanooga's ongoing expansion and investment, this property offers strong fundamentals, low maintenance, and long-term upside. The property may also be purchased in combination with 3634 Helen Lane, presenting an excellent opportunity to scale a rental portfolio in one of the region's most dependable rental markets.
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Carpet: Yes
  • Laundry Features Laundry Closet: Yes
  • Roof:Shingle: Yes
  • Location Tax and Legal Middle or Junior School: East Ridge Middle
  • Sewer:Public Sewer: Yes
  • Flooring Luxury Vinyl: Yes
  • General Property Information Number Of Units Total2: 2.0
  • Unit 1 Furnished3: Unfurnished
  • Unit 1 Den3: Yes
  • Unit 1 Living Room3: Yes
  • Unit 1 Separate Dining: Yes
  • Unit 1 Microwave6: Yes
  • Unit 1 Washer Dryer Hookups: Yes
  • Unit 2 Living Room4: Yes
  • Unit 2 Washer Dryer Hookups2: Yes
  • Unit 2 Efficiency2: No
  • Unit 2 Furnished4: Unfurnished
  • Unit 2 Den4: Yes
  • Unit 2 Separate Dining2: Yes
  • Unit 2 Microwave7: Yes
  • Structure Type Duplex: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Oven, Freezer, Electric Range, Electric Oven, Electric Cooktop
  • Owner Pays: Management
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Fireplace: No
  • Flooring: Carpet, Luxury Vinyl
  • Basement:Crawl Space: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Oven: Yes
  • Appliances:Freezer: Yes
  • Appliances:Electric Cooktop: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Cul-De-Sac
  • View: No
  • Waterfront: No
  • Construction Type: Brick
  • Exterior Features: Private Entrance, Private Yard
  • Foundation Details: Slab
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Exterior Features:Private Entrance: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Laundry Closet
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge Middle

Lot Info

  • Lot Size Sq Ft: 7840.8
  • Parcel #: 168e C 032.04

Rental Info

  • Tenant Pays: All Utilities

Multi Family

  • Number Of Units Total: 2

Tax Info

  • Tax Annual Amount: 2661.47

Map

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,503 $67,200 $0 $0
2023 $2,361 $67,200 $0 $0
2022 $2,361 $67,200 $0 $0
2021 $2,661 $67,200 $0 $0
2020 $2,380 $50,240 $0 $0
2019 $2,380 $50,240 $0 $0
2018 $2,380 $50,240 $0 $0
2017 $2,380 $50,240 $0 $0
2016 $2,375 $0 $0 $0
2015 $2,375 $49,120 $0 $0
2014 $2,375 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/18/2025 12/18/25 For Sale $355,000 +102.9% $101 / Sq Ft
01/18/2019 01/18/19 Sold $175,000 -7.9% $59 / Sq Ft View Prior Sale
12/14/2018 12/14/18 Pending -- -- --
11/07/2018 11/07/18 For Sale $190,000 -- $64 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $175,000 Title Guaranty And Trust Co
Warranty Deed $197,500 None Available
Warranty Deed $115,000 Century Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $131,250 New Conventional
Previous Owner $94,000 Purchase Money Mortgage
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1525407

Greater Chattanooga REALTORS®

APN: 168E-C-032.04