$398,000
$2K PRICE DROP

3640 Sail Harbor Dr Kissimmee, FL 34746

Estimated payment $2,562/month

Total Views 1,566
4 Beds
2.5 Baths
2,156 Sq Ft
$185 Price per Sq Ft

Highlights

  • Gated Community
  • High Ceiling
  • Home Office
  • Open Floorplan
  • Granite Countertops
  • Walk-In Pantry

About This Home

Welcome HOME to this 4 bedroom, 2.5 bathroom property with a bonus Office space, plus a 3-Car Garage home nestled in the Gated community of Bella Pointe! Recent upgrades of the home include new upstairs laminate flooring (2020), custom closets in two guest bedrooms (2021), and a solar-hybrid water heater system (owned). This home grabs your attention with character and curb appeal from the moment you arrive complimented by palm trees, lush landscaping, and an oversized driveway. As you step inside, you are greeted with a spacious open concept floor with natural lighting. Gather the friends and family to host events around the MESMERIZING Fireplace entertainment center, or explore your culinary chef gene in the heart of the home, while living in style fully equipped with Stainless Steel appliances, Granite countertops, shaker style cabinetry, large basin sink, built in desk, and breakfast bar for added convenience. Downstairs you’ll also find a conveniently located half bathroom and the bonus office space. Upstairs you’ll find the spacious primary bedroom with a MASSIVE Walk-In Closet and an En-Suite equipped with a linen closet, separate sinks, framed glass shower, and private water closet. Nearby you’ll find three additional bedrooms and a guest bathroom with dual sinks and a shower with tub. As you step outside to your massive, fully FENCED backyard ready for you to create your own paradise oasis with plenty of space for a pool. You’re just minutes from Valencia College, SunRail, interstate and other main roads. Also close access to plenty of shopping, dining, hospitals/clinics, golf courses, a short 15-minute drive to Old-Town Kissimmee, 25 minutes to Disney and attractions, 30 minutes to Orlando International Airport, and 30 minutes to Downtown Orlando. NO CDD and a LOW HOA, this home is ready for you to call Home! Upgrade both your living and your lifestyle and schedule your private showing Today!!

Listing Agent

Veronica Figueroa

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3012144 Listed on: 06/16/2025

EXP REALTY LLC

Co-Listing Agent

Joshua Starnes

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3357152

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,638

Year Built

  • Built in 2013

Lot Details

  • 10,100 Sq Ft Lot
  • West Facing Home
  • Vinyl Fence
  • Irrigation Equipment
  • Landscaped with Trees

HOA Fees

  • $73 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,156 Sq Ft Home
  • Open Floorplan
  • Built-In Desk
  • High Ceiling
  • Ceiling Fan
  • Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Home Office
  • Laundry Room

Kitchen

  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet

Outdoor Features

  • Patio
  • Exterior Lighting

Schools

  • Bellalago Charter Academy Elementary And Middle School
  • Liberty High School

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Association fees include ground maintenance, management, private road
  • Sentry Management/Michelle Figueroa Association, Phone Number (407) 846-6323
  • Isles/Bellalago Ph II Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Community Playground
  • Park

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,638

Year Built

Built in 2013

Lot Details

0

HOA Fees

$73 per month

Parking

3

Listing Details

  • HOA Fee Includes: Maintenance Grounds, Management, Private Road
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2156
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 2013
  • Building Area Total: 2868
  • Lot Size Sq Ft: 10100
  • Number Of Lots: 1
  • Directions to Property: I-4 W, Take exit 68 toward Kissimmee, Slight left onto FL-535 S, Turn right onto N Poinciana Blvd, Turn left onto Isles of Bellalago Dr, Turn right onto Marina Isle Dr, Turn right onto Sail Harbor Drive Destination will be on the right, 3640 Sail Harbor Drive, Kissimmee, FL 34746
  • Status: Active
  • Co List Office Mls Id: MFR261010944
  • Co List Office Phone: 888-883-8509
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Orlando
  • Escrow Postal Code: 32817
  • Escrow State: FL
  • Escrow Street Name: Lynda Lake Drive, Suite 200
  • Escrow Street Number: 3505
  • List Office Head Office Key Nume: 1041803
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 184.60
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Street Number Modifier: 3640
  • Additional Rooms: Den/Library/Office
  • Living Area Meters: 200.30
  • Room Count: 8

Exterior Features

  • Direction Faces: West
  • Exterior Features: Lighting, Sidewalk
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Patio
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2013-06-18
  • Flood Zone Panel: 12097C0240G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Ground Level

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park, Playground, Sidewalks
  • Association Amenities: Gated
  • Association Fee: 220
  • Association Fee Frequency: Quarterly
  • Association Name: Sentry Management/Michelle Figueroa
  • Phone: 407-846-6323 x 5
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Pet restrictions are to the best knowledge of the homeowner and listing agent. Buyers with pets are responsible to confirm by referencing the HOA CCR, by contacting the HOA management company and/or municipality.
  • Association Fee Requirement: Required
  • Association Email: mfigueroa@sentrymgt.com

Fee Information

  • Total Annual Fees: 880.00
  • Total Monthly Fees: 73.33
  • Monthly HOA Amount: 73.33

Schools

  • Elementary School: Bellalago Charter Academy (K-8)
  • High School: Liberty High
  • Middle Or Junior School: Bellalago Charter Academy (K-8)

Lot Info

  • Zoning: X
  • Parcel Number: 25-26-28-3518-0001-1900
  • Additional Parcels: No
  • Fencing: Fenced, Vinyl
  • Lot Features: Sidewalk, Paved
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 938

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Lease restrictions are to the best knowledge of the homeowner and listing agent. Buyers are responsible to confirm by referencing the HOA CCR, by contacting the HOA management company and/or municipality.

Tax Info

  • Tax Annual Amount: 4638
  • Tax Block: 0001/1900
  • Tax Book Number: 21/173-175
  • Tax Lot: 190

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,239 $305,600 $60,000 $245,600
2023 $5,239 $306,200 $48,000 $258,200
2022 $3,994 $213,313 $0 $0
2021 $3,968 $207,100 $30,000 $177,100
2020 $3,768 $200,800 $30,000 $170,800
2019 $3,673 $192,800 $26,000 $166,800
2018 $3,550 $187,600 $26,000 $161,600
2017 $3,710 $194,900 $26,000 $168,900
2016 $3,466 $177,700 $26,000 $151,700
2015 $3,456 $173,600 $26,000 $147,600
2014 $3,326 $167,000 $26,000 $141,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Price Changed $398,000 -0.2% $185 / Sq Ft
07/23/2025 07/23/25 Price Changed $398,900 -0.3% $185 / Sq Ft
06/16/2025 06/16/25 For Sale $399,900 +1.2% $185 / Sq Ft
02/02/2023 02/02/23 Sold $395,000 -2.5% $183 / Sq Ft
01/03/2023 01/03/23 Pending -- -- --
12/09/2022 12/09/22 For Sale $405,000 +55.8% $188 / Sq Ft
10/23/2020 10/23/20 Sold $260,000 0.0% $121 / Sq Ft
08/31/2020 08/31/20 Pending -- -- --
08/30/2020 08/30/20 Price Changed $260,000 0.0% $121 / Sq Ft
08/30/2020 08/30/20 For Sale $260,000 -7.1% $121 / Sq Ft
08/12/2020 08/12/20 Pending -- -- --
07/31/2020 07/31/20 For Sale $280,000 +18.1% $130 / Sq Ft
04/30/2018 04/30/18 Sold $237,000 -1.2% $110 / Sq Ft
03/31/2018 03/31/18 Pending -- -- --
03/19/2018 03/19/18 For Sale $239,900 0.0% $111 / Sq Ft
03/13/2018 03/13/18 Pending -- -- --
03/09/2018 03/09/18 For Sale $239,900 0.0% $111 / Sq Ft
01/01/2018 01/01/18 Pending -- -- --
11/21/2017 11/21/17 For Sale $239,900 -- $111 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $395,000 Fidelity National Title
Warranty Deed $260,000 Watson Title Services Inc
Warranty Deed $237,000 First American Title Ins Co
Trustee Deed -- None Available
Special Warranty Deed $197,800 Integrity First Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $340,862 FHA
Previous Owner $85,774 Construction
Previous Owner $254,705 New Conventional
Previous Owner $255,290 FHA
Previous Owner $232,707 FHA
Previous Owner $168,072 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: O6317976

Stellar MLS

APN: 25-26-28-3518-0001-1900