NOT LISTED FOR SALE

3640 Scenic Highway 98 Destin, FL 32541

Estimated Value: $3,256,000 - $3,926,000

5 Beds
4.5 Baths
4,000 Sq Ft
$923/Sq Ft Est. Value

Last Sold December 01, 2021

Last sale price $3,600,000 $900 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $22,754/month

6 Days on Market

Highlights

  • Property fronts gulf or ocean
  • Spa
  • Beach House
  • Destin Elementary School Rated A-
  • Maid or Guest Quarters
  • Terrace

About This Home

As of December 2021

LOCATION, LOCATION, LOCATION! GULF FRONT HOME WITH 50 FEET OF PRIVATE BEACH! Few properties have the charm and solitude that surround this home. Step inside and you'll be amazed at the open layout. This home is ideal for entertaining. The kitchen, living and dining area boost a beautiful, direct view of the Gulf on the top floor of the home. The master suite also faces the Gulf with a luxury en suite bath and Jacuzzi tub. There is a second bedroom and laundry on the top floor also. The middle floor plan allows privacy for your guests with their own living area and kitchenette. You will also find two bedrooms with a jack and jill bath on this level. On the bottom level, which has a completely separate entrance than the other two floors, has a large open room, with a kitchen, full bath, including a walk-in shower, two murphy beds and two large storage rooms. There are expansive balconies on the middle and top levels and a large deck on the bottom level, allowing for beautiful, never-ending views of the Gulf! This is a perfect forever home or a rental home, great for weddings also! County site shows the vacant lot next door as part of this property but the Seller has split that lot off and it will not be part of this sale.

Last Agent to Sell the Property

Jamie Camp

Sea Dunes Realty License #3247607 Listed on: 10/08/2021

Co-Listed By

Suzy Spence

Sea Dunes Realty License #603966

Last Buyer's Agent

Cole Blair

Prudential Coastal Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,608

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 50x412x65x323
  • Property fronts gulf or ocean
  • Coastal Setback
  • Property fronts a state road
  • Sprinkler System
  • Lawn Pump
  • Property is zoned City, Resid Single Family

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Beach House
  • Frame Construction
  • Stucco Exterior Insulation and Finish Systems
  • Slate Roof
  • Piling Construction
  • Slate

Interior Spaces

  • 4,000 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Partially Furnished
  • Ceiling Fan
  • Gas Fireplace
  • Family Room
  • Living Room
  • Dining Area
  • Tile Flooring
  • Gulf Views

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • Lock
  • Balcony
  • Covered Patio or Porch
  • Terrace

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Additional Features

  • Dwelling with Separate Living Area
  • Flood Insurance May Be Required

Community Details

  • Scenic Hwy 98 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0000-0034-0010

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,608

Year Built

Built in 1996

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 50x412x65x323
  • Road Frontage Type: County Road, State Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: ESDU
  • Co List Office Phone: 850-837-3325
  • Subdivision Name: Scenic Hwy 98
  • Directions: The house is located on the beach on Scenic Hwy 98, in the curve, immediately east of the wall of Destiny By the Sea Subdivision.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1996
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Waterfront:GulfPass: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Rooms:Separate Apartment: Yes
  • Rooms:Terrace: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Interior Amenities: Fireplace Gas, Floor Tile, Furnished - Some, Guest Quarters, Lock Out, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Window Treatment All: Yes
  • Appliances:Security System: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Wet Bar: Yes
  • Interior:Guest Quarters2: Yes

Exterior Features

  • Lot Features: Coastal Setback, Flood Insurance Req, Within 1/2 Mile to Water, See Remarks
  • View: Gulf
  • Waterfront Features: Gulf, Gulf/Pass
  • Waterfront: Yes
  • Construction Type: Foundation On Piling, Frame, Roof Tile/Slate, Siding EIFS
  • Exterior Features: Balcony, Fireplace, Hot Tub, Hurricane Shutters, Lawn Pump, Patio Covered, Separate Living Area, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes
  • Lot Features:Coastal Setback: Yes
  • Lot Features:See Remarks6: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Foundation On Piling: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Hurricane Shutters: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Hot Tub: Yes
  • ConstructionSiding:Siding EIFS: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Fireplace2: Yes
  • Exterior:Separate Living Area: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-0000-0034-0010
  • Zoning: City, Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 13608.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2021
Closed on
Dec 1, 2021
Sold by
Spence Mary S and Spence Suzy M
Bought by
Loos Jason T and Loos Rebekah A
Seller's Agent
Jamie Camp
Sea Dunes Realty
Buyer's Agent
Cole Blair
Prudential Coastal Properties
List Price
$3,600,000
Sold Price
$3,600,000
Current Estimated Value
$3,693,214

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,214
Avg. Annual Appreciation
0.10%
Original Mortgage
$2,700,000
Outstanding Balance
$2,487,735
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$1,125,360

Purchase Details

Closed on
May 6, 2020
Sold by
Spence Suzy M
Bought by
Spence Mary S and Mary S Spence Living Trust

Purchase Details

Closed on
Jan 21, 2010
Sold by
Spence Suzy M
Bought by
Spence Suzy M
Source: Public Records

Range of Values:

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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Loos Jason T $3,600,000 Mcneese Title Llc
Spence Mary S -- Attorney
Spence Suzy M -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Loos Jason T $2,700,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/01/2021 12/01/21 Sold $3,600,000 0.0% $900 / Sq Ft
10/14/2021 10/14/21 Pending -- -- --
10/08/2021 10/08/21 For Sale $3,600,000 -- $900 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $38,075 $3,237,093 $1,570,014 $1,667,079
2023 $38,075 $3,271,368 $1,570,014 $1,701,354
2022 $34,114 $2,830,786 $1,359,320 $1,471,466
2021 $34,114 $1,163,816 $0 $0
2020 $13,886 $1,147,748 $0 $0
2019 $13,752 $1,121,943 $0 $0
2018 $13,587 $1,095,720 $0 $0
2017 $13,537 $1,073,183 $0 $0
2016 $13,177 $1,051,110 $0 $0
2015 $13,203 $1,032,880 $0 $0
2014 $13,257 $1,024,683 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 873964

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0000-0034-0010