$865,000
$75K PRICE DROP

3646 Harbor Dr Merced, CA 95340

Estimated payment $5,163/month

Total Views 4,496
4 Beds
2.5 Baths
2,779 Sq Ft
$311 Price per Sq Ft

Highlights

  • In Ground Pool
  • Wood Flooring
  • Window or Skylight in Bathroom
  • View of Trees or Woods
  • 1 Fireplace
  • No HOA

About This Home

Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value. Inside, you'll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, a bonus room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard. Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property. The perfect blend of lifestyle, privacy, and convenience, don't miss this one.

Listing Agent

Patricia Vazquez-Rangel

Keller Williams Merced License #02137072 Listed on: 03/25/2026

Keller Williams Merced

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1979

Lot Details

  • 1 Acre Lot
  • Landscaped
  • Property is zoned A-R

Parking

  • 2 Car Attached Garage

Home Design

  • Concrete Foundation
  • Composition Roof
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 2,779 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Family Room
  • Living Room
  • Formal Dining Room
  • Views of Woods
  • Fire and Smoke Detector
  • Laundry in unit

Kitchen

  • Breakfast Area or Nook
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathtub with Shower
  • Window or Skylight in Bathroom

Pool

  • In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Gazebo
  • Shed
  • Pergola
  • Front Porch
  • Awning

Utilities

  • Central Heating and Cooling System
  • Radiant Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 060-600-022-000

Home Details

Home Type

Single Family

Year Built

Built in 1979

Lot Details

1 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Unknown
  • Stories: 1
  • Year Built: 1979
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Hood Over Range, Dishwasher, Microwave
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Flooring: Carpet, Tile, Wood
  • Total Bathrooms: 3
  • Bathroom Features: Tub, Tub w/Shower Over, Window
  • Dining Room Features: Formal Area
  • Kitchen Features: Breakfast Area
  • Living Room Features: View
  • Main Level: Bedroom(s), Dining Room, Family Room, Full Bath(s), Garage, Kitchen
  • Price Per Square Foot: 311.26
  • Square Footage: 2779.00

Exterior Features

  • Other Structures: Pergola, Gazebo, Shed(s), Storage
  • Construction Materials: Stucco
  • Foundation: Concrete
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 865000.00
  • Lot Features: Street Lights, Landscape Back, Landscape Front
  • New Construction: No
  • Patio And Porch Features: Awning, Front Porch
  • Pool Features: Built-In, Fenced
  • Pool: Yes
  • Roof: Composition
  • Spa: No
  • View Description: Woods

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Attached

Utilities

  • Security: Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public
  • Cooling: Ceiling Fan(s), Central
  • Electric: See Remarks
  • Heating: Central, Radiant
  • Laundry Features: Inside Room
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Merced Union High

Lot Info

  • Zoning: A-R
  • Irrigation: Public District
  • Lot Size Acres: 1.0000
  • Lot Size Sq Ft: 43560.00

Multi Family

Tax Info

  • Assessor Parcel Number: 060-600-022-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Merced

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,889 $554,108 $177,566 $376,542
2024 $5,889 $543,244 $174,085 $369,159
2023 $5,281 $483,573 $170,672 $312,901
2022 $5,213 $474,092 $167,326 $306,766
2021 $5,202 $464,797 $164,046 $300,751
2020 $5,243 $460,032 $162,364 $297,668
2019 $5,165 $451,013 $159,181 $291,832
2018 $4,718 $442,170 $156,060 $286,110
2017 $4,895 $433,500 $153,000 $280,500
2016 $4,820 $425,000 $150,000 $275,000
2015 $3,643 $326,825 $95,906 $230,919
2014 $3,564 $320,424 $94,028 $226,396
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/08/2026 06/08/26 Price Changed $865,000 -3.9% $311 / Sq Ft
05/13/2026 05/13/26 Price Changed $899,999 -4.3% $324 / Sq Ft
03/25/2026 03/25/26 For Sale $940,000 +121.2% $338 / Sq Ft
12/01/2015 12/01/15 Sold $425,000 +1.4% $153 / Sq Ft View Prior Sale
06/18/2015 06/18/15 Pending -- -- --
05/18/2015 05/18/15 For Sale $419,000 -- $151 / Sq Ft
Source: MetroList

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Grant Deed $425,000 Fidelity National Title Co
Interfamily Deed Transfer -- --
Grant Deed $250,000 Transcounty Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $100,000 New Conventional
Closed $385,000 New Conventional
Closed $403,750 New Conventional
Closed $340,000 Negative Amortization
Closed $65,000 Credit Line Revolving
Closed $50,000 Credit Line Revolving
Closed $195,000 Unknown
Closed $40,000 Credit Line Revolving
Closed $150,000 No Value Available
Closed $25,000 Credit Line Revolving
Source: Public Records

Source: MetroList

MLS Number: 226036102

MetroList

APN: 060-600-022

California Merced County Merced 95340

3646 Harbor Dr, Merced, CA

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